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    • Alan Bates is in the Guardian today. Our Post Office victory is being twisted by those who don’t want to see its like again | Alan Bates | The Guardian WWW.THEGUARDIAN.COM Litigation funders didn’t ‘exploit’ subpostmasters, they helped us. Those who attack them have corporate interests at heart, says former subpostmaster...  
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    • When you post information here you will have to post it in single file multipage PDF format. Follow the upload link. However, it would be more helpful if you could simply answer the questions that we have put to you and we can deal with paperwork afterwards if we think we need it.  
    • I was trying to post all the paperwork that I have, namely facebook ad, messages between the seller and my son etc . But I'm getting the message that the files are to large. 
    • First of all please can you tell us the name of the seller, something about the van – age/year, mileage, price paid. How far away is the seller from where your son lives? Who do you take it to for this inspection? Are they prepared to give you a written list of the things that they found? This is very important and you may well have to get an independent inspection from somebody such as the AA. This will cost you some kind of feedback we expect that we will be able to help you get it back. I would say that if you have to bring a court claim – which is likely – then your chances of success are better than 95% but the difficulty might be enforcing the judgement against the seller. We will have to no more in order to give you better advice. Does it have an MOT? What is the date of it and who gave it the MOT? I suggest that you start taking pictures of all of the defects that you can find.   Also I am going to say that I believe that you came over from Facebook where you were already informed that we would need at least all of the information which I have requested above. It will save a lot of time and effort for everybody if you can simply come up with the things that we ask without too much delay
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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In financal hardship - sent letter to santander reclaiming bank fees - they called!


darnit
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Hello,

 

I posted on Saturday a letter to Santander reclaiming over 2 k of bank fees (template from this site) .

 

It contained a paragraph in which you say what has happened

- lot of death in my family and lost biz too.

It was a very painful letter to write. (I kept it just a paragraph).

 

Today they texted me they had been trying to call me and to call back.

 

I hadn't answered since I am avoiding calls from anyone (not in a good place).

I feel sick.

 

Do I have to talk to them?

I don't think I am strong enough to hold it together on a call

(now my keyboard is wet).

 

Kicking myself. :(

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nope you don't have to talk to them

writing only.

 

 

how did you calc what you were owed

and did you include the interest these have cost you?

 

 

or just sent the hardship reclaim letter

 

 

what type of account is this?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you.

 

Thats good, the lady also left a message

asked me to call her and gave her number..

 

..is she more likely to give back money if I speak?

 

Ah jeez, I would feck it up and it means so much to us.

 

Also I know I am not 5 years old but the thought of someone shouting or being mad, I just end up in the loo.

Sorry have become pathetic and useless..

 

Sorry, the letter template was from the money saving expert sites and yes I put in fees and interest.

Its a current account.

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so you had al the statements and used a spreadsheet to calc the total refund under hardship?

 

 

you certainly don't ring them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks really thanks

phew

yes because the statements are online so i was able to pull off the charges and used the calc thing on money saving expert that adds it up. So just ignore her message?

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Darnit... My honest advice is if it is a complaint, it might be worth talking to them because they may just shut it down with no contact... However if you do speak to them - record your calls all the way...

Thats my opinion but at the same time you are free to do as required :)

 

I just think make sure you get everything that is said over the phone in writing. (Under a complaint for Financial products - They are required to detail their investigations in the below format)

 

- Intro

- What you complained about

- Initial findings

- Further investigation

- Resolution

- Compo if required

- FOS rights

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hmmm... don't get your hopes up... I wrote to Barclay's on someone's behalf when they were in financial hardship and in receipt of HB, etc...

Bank kept taking charges for bounced DDs and putting them into an unauthorised overdraft. Charges amounted to £4k! They just wrote back and said the charges were lawful, but here's £50 as a gesture of 'goodwill'...:-(

They know some people don't have the courage to go to court and speak up for themselves, so they get away with it.

TB

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