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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Court Bundle and HSBC Business T & C


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Hi

 

I am needing urgent assistance. I am trying to put a court bundle together for HSBC, but also I have been mis-sold a side product (forced to take it with a loan)

 

Also I require Terms and conditions for business banking (if it is different) to personal banking???

 

I need to send it all in by tomorrow at the latest. Please can someone guide

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i was told that I had to take out a loan protection insurance with my loan and that I had no options, it came with the product. £720.00. Only after the 56th payment (4.5 years down the road) have I found out that apparently one is never obligaged to take a side product out.

Then I was told that it was no for Loan protection (although it says loan protection) but for health insurance

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I need help.

 

I did not realise that a sole trader had a different set of laws than a consumer. I have filed my case as a consumer.

 

I have a court case in two weeks. I have asked for the around £4800. I was suppose to put directions in but failed to do so as the builders had the letters under there equipment and only found them recently. I am therefore 7 weeks late on that

 

These comprise of bank charges £4 per day over my overdraft limit - often running in to 100-150 per month.

 

The misselling of a side loan product with a loan. I was told 6 years ago that I had to take a loan product with a loan - cost 720 + 350 interest

 

Today I got a letter say that they are not going to entertain etc and that they would offer me £2500, however I wrote back and said I would accept providing that they repay my last three months charges - over 500 pounds and the misselling of my loan - total £3700. I do not think that they will entertain this

 

I have not been informed that you cannot use the UTTCR but UTCR and that the bank charges return (for last three months ) needs to be amendent.

 

Do I request a N244 for that from the court and do I have to pay.

 

Also does anyone no if the £4 per day is legal? for businesses.

 

Also DG solicitors said if I take the £2500 I cannot claim any more of them however £1000 is for the loan and £500 for the last three months so what should I do. What is the statue of the courts at present. (A stay.. through it out as I have not applied to their directions) - although I called the court on wednesday and they said put them in as soon as possible and then I will need to tell the judge. The bank also have not put the directions in.

 

Please can someone advise exactly the documents I need to put in my bundle, can they contract their initial offer:

 

Please advise ASAP

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Hi,

The £4 a day fees are overdraft fees, and are considered claimable, as for your business bundle I would think that the consumer bundle that is available on this site would be sufficent once you remove any references to UTTCR, that is how I understand it I hope someone else can confirm ?

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