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    • Excellent news! Thread title updated. Please do consider a donation in light of the help received here. The help we give is free, but try telling that to our server hosts!
    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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help with mackenze hall ltd please?


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Hello.

I am new to this site and I could do with some advice please?

 

Whilst we were on holiday our neighbour (who we do not have much to do with) received a telephone call from a lady from a company asking about my other half, is he known to her does he still live at the house next door etc.... Our neighbour confirmed this and took a message to get him to call her back on our return. We phoned the company and it was Mackenzie Hall Ltd so we did not confirm any details and ended the call swiftly.

 

They must have given out some details because a few days after returning she asked if we had sorted out the debt collection agents because she was not impressed with receiving phone calls on her home number.

 

Today he received a letter from MH on behalf of Cabot Financial dated 8th August stating it was a final notice and payment deadline of noon 15th August.

This debt is from his previous marriage and all debts were sorted by their retrospective solicitors. The debt relates to an overdraft of a joint bank account with Barclays and he has paperwork from Centralised Attachment of Earnings showing that the Attachment of earnings order has been discharged on 14th March 2003 and also a letter from Elizabeth Handworth Solicitor based in Manchester confirming that the said debt has been paid in full, no further legal proceedings will be taken in this case and full satisfaction will be filed with the Credit References Agencies.

 

However, it appears that his ex-wife has not paid anything so now these debt collection agents are pursuing him for the remainder of the debt.

 

Do we ignore this letter and hope they are clutching at straws?

Any advice most welcome.

 

Many thanks

Flumps1976.

 

ps I do not have a scanner or access to one so I cannot post the letters on here.

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Well first of all you should complain about them phoning your neighbour as they obviously divulged details of who they were.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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He says there wasn't a CCJ against him it was all worked out through their Solicitors during the divorce. He was never summoned to court.

He didn't have the means to pay back his half (as he cleared all the other debts she ran up during the marriage) this overdraft was run up during their separation by her and yes he feels so stupid now but he did love her and was hoping things would work out.

It was decided that the easiest way would be an attachment of earnings so he knew it would be paid (his bank account was closed by the bank just after his wages were paid leaving him a month without anything. It was then agreed with his previous employers that his wages would be paid in cash until they helped him open a new basic account which he couldn't have any standing orders or direct debits).

The divorce was very bitter they have no dealings with each other, he assumed she would have sorted out her half, but it appears not!

 

What has angered me most is he has paid his half of the debt but because she hasn't they want to chase him again just because he paid before.

 

Thank you for your advice so far but what should our next step be?

 

Mant thanks

Flump.

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  • 1 year later...

This company is awful. they use dirty tactics. They are currently harassing me. I am ignoring them as, if they do take me to court, the way they have tried to collect the debt will come into question. If you look on the internet there is only bad stuff about this company. They tried to tell me my husband was responsible for my debt, he is not. They are a nasty company. Go to trading standards about them. they have broken the law going to your neighbours. Read the info on debt collection. They break every rule in the book. Let them try and take me to court!!!!!!

 

keep me posted. But do not get stressed about this tin pot company.

 

Frogmore xx

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