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EGG - CC Repayment Protector Charges


bradkb
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Sent off my DPA to egg, and finally came a very concise pack, terms conditions, my signed agreement, statements etc.

 

But I noticed they were charging me Payment Protection Insurance at about £50 a month, adds up to about £600, then about £100 of late payment fees.

 

No where in their pack has anything to say I ordered it, should I wack them off a letter saying prove I signed for it? Or go ahead with a letter?

 

I was self employed at the time, so would not have gone for the insurance.

 

Any advice appreicated.

Brad

 

Support Consumer Action Group, tell your friends, family, spread the word, help each other, and together we can show the banks we are no longer going to roll over and play dead.

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i am in the same boat as you m8.....never asked for it.....check out my thread.......i am now due to submit court claim for PPI...roughly about 800 quid.....looking forward to a battle

IF YOU FEEL I HAVE HELPED YOU IN REPLYING TO YOUR POST, CAN YOU CLICK ON THE SCALES AND LET ME KNOW

 

Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage.....

Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements

Clydesdale Bank - Current Account - Awaiting statements

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I'm also in the process of getting this back, found my original T&C's and contract but nowhere does it imply or have i requested Payment Protection. Another little unexpected windfall coming our way me thinks (or hopes)!! Good luck

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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  • 4 weeks later...

in the same boat - £200 ish - emailed them about this yesterday got a reply telling me i agreed to it when i opened my account HAHA ! and becuase its been 34 months since i opened my account i will not be getting a refund

 

yes i will

Halifax Credit Card - £408.16 - Settled in FULL 26/6/06

Halifax Loans - £397.97 - Settled in FULL 25/8/06

GE Money Topman £216.75 - SETTLED IN FULL

Marbles LBA - £475.00 - £250 Offered :rolleyes:

Halifax Current Account LBA - SETTLED IN FULL

Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested

Capital One - LBA - £88 Knocked of Balance

Egg PPI - LBA

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  • 1 month later...

I don't know if any of you are persuing this but the other day i got a very lame attempt at providing "proof" that i requested it. Basically Egg sent me a screen shot with a field entitled "Payment Protection" this field was populated with "Accident, Sickness, Unemployment and Life" and it looks like an editable field. Along with this screen shot was an explaination saying "this was populated by a feed from your on-line application where you requested it, this payment protection cannot be editted manually" However, my Data Protection Act pack didn't contain such a screen shot, it contains others and one that shares data fields with the "proof" one ... so why?? Do you think they may have fabricated this screen, it wouldn't be hard to knock up a Visual Basic prototype to mimic this screen, maybe 10 minutes work.. They're not detering me!!

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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hi just a quick word on this one,loyds tsb charged me 13,000 for an insurance policy on a business loan which i was desperate for at the time because of some serious delays.i never signed for it and when it was flagged up to me by my accountant i started the process to get it back.Needless to say a long battle commenced after a million reasons why i would not be getting it back 18 months later they refunded me in full.hang in there.

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