ja-de v Halifax - again

[**Tilly**]

nite nite jade

[kennythecelt]

Just checking in re your latest pm Ja-de. Your are my 1000th post.

Lucky you!!

Unless of course, some further posts are edited!

[ja-de]

[ja-de]

tilly. xxx

[ja-de]

Yesterday I got a phone call from my dad, to let me know that I had a letter from haliprats, basically to tell me that I owe them £66.02, I can't understand how they get that, 'cos the exact amount is £62.02, (but I'll get from mum & dads on tuesday morning when I go over to see them). The daft thing is that I took the copy of the first letter telling me that I hadn't enough to cover my DD payments to the Abbey, 'cos I was told that they would pay the £74 as it was all a misunderstanding on their part, as I told the lady who was organising my new account that I wanted to transfer "everything" over from haliprats to my new account. So, I would assume that it would all be in the process of being sorted out now, but as usual haliprats are being total rats again, & have taken the £11.98 that was in the old account, & sent this one telling me that I owe all over again.

Well there is just one thing I want to say to them, & that is: "If you want any money from me, then you'll have to SUE ME, 'cos you ain't getting so much as a brass button out of me, & I want my £11.98 back", & "I don't care if you are going to close my account (it'll save me a job), 'cos if you hadn't have dragged it out, into a very long process in the first place, by putting all sorts of barriers in the way of ME wanting to close the damned account myself, then it would NOT have got back to this stage for the 2nd time". ooooooooooh it makes my blood boil, they are such F***ing idiots.

tilly, there's a very big chance that I'm gonna get that "dreaded" chainsaw out again, hehehe, & I promise I'll be careful to make sure I chop 'em all up.

[stonedecroze]

Know just how you feel Ja-de. I am trying to sort my claim out an now even the bl**dy court is against me. One of 5 in the country applying blanket stay. I have had to take time off work on Mon and Tue morning to try and sort it out. do you or any-one here know if there is a breakdown of how much and to how many Haliprats have paid, and if it is posible to get case transfered to another nearby court that is playing fair?

[ja-de]

This damned stay business is just going too far now, its OK for the banks to stop paying us out, but they still expect us to pay them; so as usual its the little fella who gets stomped on. There doesn't seem to be any justice at the moment. We seem to take one step forward, & 3 steps back. Looks like there could be more than the 2 of us with the chainsaws,

[stonedecroze]

Yeah I just don`t believe how difficult this one is getting. My last one Howard rolled over and paid in 74 days. this time it took 76 days to answer SAR. I am sure that they were aware of what was going on and just wasted time till test case, even seem willing to ignore their legal obligitations, I plan to put this in my application to have stay set aside, also trying to think of a way to get my £35 for it back off them. Might try adding it to my extra expenses

[ja-de]

You could try that, & hope they don't cotton on, but knowing them they'll know. Barclay's have been refused a stay, so you never know!! I hope everything goes OK for you though, 'cos there's nothing more annoying than banks ignoring you, no matter how much you plead with them. lol

Is the £35 for court fees????

[moneyhelp]

The thing that makes me mad is - they are even putting stays on credit cards, which have NOTHING to do with the test case!

[stonedecroze]

You could try that, & hope they don't cotton on, but knowing them they'll know. Barclay's have been refused a stay, so you never know!! I hope everything goes OK for you though, 'cos there's nothing more annoying than banks ignoring you, no matter how much you plead with them. lol

Is the £35 for court fees????

 

yes it is. But they tell me it is non returnable.

[ja-de]

I actually put it on my PoC & claim form, as there is a part in your claim form where you actually add it to all the money that you are claiming. It isn't returnable from the court. Everyone who goes to court & wins their case, can have all court costs & anything else, paid by the defendants, it is the defendants who pay all court costs & everything that is owed to you.

I hope I have managed to explain this clear enough for you.

[stonedecroze]

[ja-de]

You're very welcome stonedecroze, & thank you for the click.

[ja-de]

Update, went to halibuts yesterday - in an attempt for the 5th time - to close the account, but as usual they wouldn't let me. All they could say to me was "you cannot close this account as its £66.02 in default", so I just snapped & demanded that she gave me the card back, & crossed the road & went into Abbey & asked if there was somebody that I could speak to urgently, & as luck would have it Margaret was able to help me. I gave her the letter telling me that I was in breach & that I must pay £66.02 by the 23 August or have legal proceedings taken against me, or they'll instruct a debt collection agency to recover any amount I owe them.

Now this is where I'm a bit puzzled, I had £11.98 in the account, which they took out, so does that not mean that its £62.02 left owing. Anyhow Margaret said that not to worry, & she came back & we got into the queue & she had arranged for me to go back to halibats with the £66.02. So, they (Abbey) were true to their word. I went back to halibats, & while I was in the queue a girl was asking if they just wanted to pay money in, & would they like to use the machine, she didn't ask me (I think she could see that I was in no mood for machines), anyhow it got to my turn & the lad sorted it out for me to sack 'em, & would you believe; he asked me if there was anything else I would like him to help me with, I just turned round & said "No, I've now managed to do what I have been trying to do for a month & I only want to get out of this place". I think it was full of managers yesterday as well.

So, this saga is now over I hope, & that this does not happen to anyone else.

[moneyhelp]

Thank you jade

[moneyhelp]

Ooppppps cross post!

 

Well I am so pleased to hear you are now free of Howard and co.

 

Well done for getting this all sorted

[ja-de]

You'remoney

[ja-de]

money

[stonedecroze]

Howard filed defence on me today 28days after N1 submitted so now now why court wasn`t saying much yesterday.

[ja-de]

Filed defence, is that the same as acknowledgement of service???

[ja-de]

Off to my bed now, nite nite. xxx

[**Tilly**]

nite nite jade

[stonedecroze]

Filed defence, is that the same as acknowledgement of service???

 

No this not Halibuts, is legal eagles. next step Court.

[stonedecroze]

sleep well