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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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iQOR Recovery Services - help needed


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Hi Guys

 

Hope you can help with this one!

 

My partner has been dealing with iQOR regarding a £5K debt from the CSA.

 

They have sent a letter demanding full amount. We in turn sent a letter asking them to accept £40 a month with a breakdown of our expenses about a month ago.

 

They have started chasing him for money demanding full amount. He eventually spoke to a supervisor who said they would accept the £40 a month although he missed a payment??? and took his debit card details.

 

He phoned again this morning as we have not received written confirmation of our agreement, nor have we given them bank details to set up the standing order.

They have told him that they will take the money on the 20th of the month using the credit card details we previously provided. Are they allowed to retain these details and can they technically take what they want?

They have also told him that they don't have to write to him accepting the £40 pound offer as it is still ok. Is this also not worrying that we have no written confirmation of the agreement?

 

Sorry its a long one, hope you can help.

12-03-07 Halifax Received £1800

05-06-07 Halifax II Small Claim Served for £2503

Capital One - Won £768

Halifax Credit Card - Won £756

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Noodle, in the first instance I would report the credit/debit card as lost, then cut it up, that way if they try and take a payments the bank won't authorise it! The bank/credit card company will then issue you with a new card. :)

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Good idea - but then we are not technically adhering to the £40 a month scenario even though we have no confirmation it has been accepted?

12-03-07 Halifax Received £1800

05-06-07 Halifax II Small Claim Served for £2503

Capital One - Won £768

Halifax Credit Card - Won £756

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Good idea - but then we are not technically adhering to the £40 a month scenario even though we have no confirmation it has been accepted?

 

EVERYTHING in writing - Just write to them (after you've cancelled card) and tell them you will set up a DD for £40 per month once you have it in writing from them that they agree to this. Don't ever phone these people.

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Just hate every DCA out there

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  • 11 months later...

heya noodle, basically iQor don't have to send you a confirmation letter of the agreement, if you do wish to take the card details from the account you need to ring up and they will remove them from the dialler straight away.

 

if you are happy paying the £40 a month which was agreed, you can ask IQor for thier standing order details so you can do it through your partners bank.

 

If you do wish for it to be taken via card iQor do not do a direct debit so the agent will either ring you or your partner will ring in on the day of the month you have arranged to pay on and make the £40 payment.

 

if you do not wish the company to store the details just tell them, or you can save them so its easier next time.

 

they will NOT take anymore money than agreed from the account because for one it will show on the bank statement anyway and for two its against the law.

 

CSA is a tricky one because they were in a bit of a mess, but it is a goverment debt so it will never go away.

 

basically if your parntner sticks to the arrangment made (every 90 days IQor will ring to try and get an uplift on the £40) he will pay then debt off and bobs your uncle its over.

 

sorry that was a long one, just didnt think you were getting the right advice because by cutting your card up dosnt solve anything it just makes you have to get a new one, when all you have to do is remove it and i can promise you they will take it off.

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heya noodle, basically iQor don't have to send you a confirmation letter of the agreement, if you do wish to take the card details from the account you need to ring up and they will remove them from the dialler straight away.

 

if you are happy paying the £40 a month which was agreed, you can ask IQor for thier standing order details so you can do it through your partners bank.

 

If you do wish for it to be taken via card iQor do not do a direct debit so the agent will either ring you or your partner will ring in on the day of the month you have arranged to pay on and make the £40 payment.

 

if you do not wish the company to store the details just tell them, or you can save them so its easier next time.

 

they will NOT take anymore money than agreed from the account because for one it will show on the bank statement anyway and for two its against the law.

 

CSA is a tricky one because they were in a bit of a mess, but it is a goverment debt so it will never go away.

 

basically if your parntner sticks to the arrangment made (every 90 days IQor will ring to try and get an uplift on the £40) he will pay then debt off and bobs your uncle its over.

 

sorry that was a long one, just didnt think you were getting the right advice because by cutting your card up dosnt solve anything it just makes you have to get a new one, when all you have to do is remove it and i can promise you they will take it off.

 

Just out of interest which dept in IQOR do you work in, i could address my letters to you in future then they may be read!

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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heya noodle, basically iQor don't have to send you a confirmation letter of the agreement, if you do wish to take the card details from the account you need to ring up and they will remove them from the dialler straight away.

 

if you are happy paying the £40 a month which was agreed, you can ask IQor for thier standing order details so you can do it through your partners bank.

 

If you do wish for it to be taken via card iQor do not do a direct debit so the agent will either ring you or your partner will ring in on the day of the month you have arranged to pay on and make the £40 payment.

 

if you do not wish the company to store the details just tell them, or you can save them so its easier next time.

 

they will NOT take anymore money than agreed from the account because for one it will show on the bank statement anyway and for two its against the law.

 

CSA is a tricky one because they were in a bit of a mess, but it is a goverment debt so it will never go away.

 

basically if your parntner sticks to the arrangment made (every 90 days IQor will ring to try and get an uplift on the £40) he will pay then debt off and bobs your uncle its over.

 

sorry that was a long one, just didnt think you were getting the right advice because by cutting your card up dosnt solve anything it just makes you have to get a new one, when all you have to do is remove it and i can promise you they will take it off.

 

Would this be the same iQor who rang me on at least five occasions over one weekend and refused to give there company name totally against OFT guidelines etc. Who told me they were a telephone only company when I said I will communicate only in writing. Who tried to tell me that they did not have to supply any information with regard to CCA s78 request as there was no CCA required when a debt was sold to them through law of Property etc.

 

iQor are just another set of gutter scraper ****

 

Oh and by the way iQor I am being polite to you.

 

dpick:)

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Would this be the same iQor who rang me on at least five occasions over one weekend and refused to give there company name totally against OFT guidelines etc. Who told me they were a telephone only company when I said I will communicate only in writing. Who tried to tell me that they did not have to supply any information with regard to CCA s78 request as there was no CCA required when a debt was sold to them through law of Property etc.

 

iQor are just another set of gutter scraper ****

 

Oh and by the way iQor I am being polite to you.

 

dpick:)

 

Yes i think thats them, ive been getting at least 5 calls a day for the last 3 weeks, this despite a CCA request and complaint of harrassment.

Hope the poster in post 5 is reading this

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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