manf v Ruthbridge and Littlewoods

[deedee1310]

8)

 

Peeps

 

I've been down this road, Information Commissioners Office & CRA won't do owt the only option you have available is to take them to court, serve them with a S10/12 notice & follow up with court action after 21 days if you can afford it .

 

Anyone know of a better way, I'm happy to be corrected

 

Hey Conar.

 

Have you had a hearing for this yet? If so, what was the outcome (sorry your thread(s) is on my list to read )

 

I'm thinking of going the "I will report you HM Treasury (Criminal arm)" route. I've been told that this is not threat to use lightly as they will turn the company/bank over to find the agreement. However, I know there is no agreement. I have it in writing from them, so I am quite prepared to do this, to get the desired effect. I will use this as a last resort.

 

deedee

[surprise]

deedee - no point in going down that road, I had my paperwork returned and I quote "HM Treasury is unable to comment on or investigate allegations of criminal behaviour. If you believe a crime to have been committed you should contact the police with your concerns.

[deedee1310]

deedee - no point in going down that road, I had my paperwork returned and I quote "HM Treasury is unable to comment on or investigate allegations of criminal behaviour. If you believe a crime to have been committed you should contact the police with your concerns.

 

Oh dear! I might have to consider the Court route, however, I would like to avoid this if at all possible, for the moment. I've spent a lot of money on fees recently. I'm going to keep reading and researching, as there must be other statutes that could force them to remove this rubbish. Oh well like you all, i'll keep plugging away.

 

deedee

[conar686]

Hey Conar.

 

Have you had a hearing for this yet? If so, what was the outcome (sorry your thread(s) is on my list to read )

 

I'm thinking of going the "I will report you HM Treasury (Criminal arm)" route. I've been told that this is not threat to use lightly as they will turn the company/bank over to find the agreement. However, I know there is no agreement. I have it in writing from them, so I am quite prepared to do this, to get the desired effect. I will use this as a last resort.

 

deedee

 

DD

 

Not started courts action due to lack of available funds to get teh case moving, tho' I intend to do so one day.

[manf]

morning all what a lovely day can anyone please tell me where i can get 2500.00 by the end of today to pay Ruthbridge please !!!!!!!!!!!!!!!!! before they start proceddings ......................... also my 12+2 days is up on the 15th August

[Curlyben]

Hehehehhe Morn' manf.

 

How would you like that, in buttons ??

[manf]

morning curly you ok i tell you what GREAT BIG HUGE CHOCOLATE ONES WOULD JUST HIT THE SPOT!!!!!!!!!!!!!!!!!!!!x:)

[Bigbearuk]

hi manf,

i will have a look on my money tree i have in the garden it's where i'm going to get the 6000 they want off me by monday 13th

 

do you want white chocolate or milk chocolate buttons?

[Curlyben]

Now treeeeees, you could always send them leaves

[manf]

lol at you 2 leaves is a good idea curly, bigbear can i have both im a pig for chocolate:p xx

[manf]

bigbear i have't got a money tree can u do me a cutting PLLLLLLLEASEEEEEE and post it to me !!!!!!!!!!!!!!!!!!!!

[Bigbearuk]

i have cut you a nice big branch off my money tree manf, and will send it when you tell me your CCA has arrived

 

i love the white chocolate buttons

[manf]

still not heard anything from ruthless the 12+2 days is up today............whats the next step.............????????????? xx

[Curlyben]

As ever WAIT !!!

 

The important deadline is 12+month.

[manf]

thanks curly................ hows thing with you?????????????

[Curlyben]

Well still playing the waiting game

[ODC]

still not heard anything from ruthless the 12+2 days is up today............whats the next step.............????????????? xx

My my you are an impatient one. Wait for the calendar month and then Ruthless will have committed a summary offence and you can report them to TS.

 

I am very disappointed that Ruthless have stopped calling you. After all they told you that my advice was rubbish.

[dpick]

Hi if ruthless or toothless have stopped calling you and are now outside timescale then you can report to TS. I received a blank agreement with incorrect details and TS said that Littlewoods had complied (twits). So I then wrote to Littlewoods that I did not believe that the blank agreement they had hand printed my wifes details on proved that they had an executable agreement. Advised them that they would have to take me to court to get the agreement ruled as enforceable while my opinion was that they did not have any agreement at all. I then got Littlewoods standard letter re we cannot find agreement and will not be pursuing account etc. I have seen this same letter numerous time on the forums now so it may be that you need to write to Littlewoods to get this sorted.

 

all the best dpick:)

[manf]

hi odc im sorry im inpatient its my star sign you see can't wait for nothing............... your advise aint rubbish its fantastic xxx along with everybody else on here i have been talking about this forum to everybody i know !!!!!!!!!!!!!!!!

[kennyparkroad]

just sit and wait, and them come back to us when the deadline is up.

[manf]

hi guys...........

here's an update the 12+2 days was up on the 15th August and the 30 days is up on the 12th September...........

well when i was at work this morning my daughter rang me and said Richard from Ruthbridge has just rang me and wants me to ring them back...which of course im not....................

whats my next move????????????????

and funnily enoughthe last letter i got from them and phone call from Derek said they wouldn't contact me again only through a solicitor..........

what do i do now that phone call has un-nerved me

[Curlyben]

Ignore them until they comply with your CCA request.

Obviously "Richard" wants to talk to you as your payments have ceased and he'll like to offer you some "cock and bull" story about why it doesn't cover this debt.

 

You are under NO obligation to talk to them on the phone and if you do accidentally answer it to them then DON'T answer the security questions.

Failing the security part means they cannot discuss this "debt" with you.

[manf]

thanks curly...........

just one more thing if you don't mind i haven't sent them any payments at all............ and i know he is going to keep ringing me so what shall i do if they do keep ringing;) x

[dpick]

You could try sending this letter they may or may not take any notice but you are covering your self and keep a record of time and date of all calls, record them if you can. I played back one recording of an MBNA call to MBNA and I have not had a call since.

 

Template letter here

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/37006-harassment-telephone-response-letter.html

 

all the best dpick:)

[kennyparkroad]

they may ignore the letter all you do is as cb said

 

dont answer security questions.