OH v HSBC - what are we doing???

[jcp1377]

My OH started this back in August - for charges totalling £1584 inc interest.

 

We've had Notice of Transfer with the bit about the AQ crossed out and DG have entered a defence.

Also had Notice of Allocation to Small Claims Track (Hearing).

The hearing date is 3rd September

" Each party shall deliver to every other party and to the court office copies of all documents (including and experts' report) on which he intends to rely at the hearing no later than 13th August"

Is this a court bundle?

 

What do we need to do now? Not heard a thing from D&G so far - should we send a nudge letter?

REALLY don't want to go to court

 

we're also moving house at end of August - extra stress not needed/ cash needed!

[pauluk]

Hi looking to get my charges back Welcome to Phone4LoansUK have a link on their site said look here

 

Shall read all the posts and reclaim my charges, shouldn't bother with a loan just yet, but how long does it take to reclaim the charges.

 

Pauluk

[Castlebest]

Hiya jcp your looking at putting a court bundle together here's the thread that tells you how

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/97447-court-bundles-dummies.html

 

pete

[Castlebest]

Paul, I would start your own thread here's the button

 

 

pete

[jcp1377]

OH reckons he opened the account about 20 years ago.

Bit worried by: "t & c's - preferably from around the time you opened your account"

other posts seem to say that they need to relate to when the charges are for - is this going to be ok?

 

 

 

 

all looks very scary, particularly the legal jargon, but I guess that's the point isn't it! Otherwise nobody would ever pay a solicitor £150 + per hour.

[Castlebest]

Yes I think people tend to put two sets in, the earliest they can find and one around the date of the charges.

 

pete

[jcp1377]

Cheers Pete

Re-assurance and guidance much appreciated!

[jcp1377]

We got our bundle to court and DG on Monday 13th Aug. Nothing from DG. Received letter from Jason Newbold at DG this morning saying they were requesting a stay blah blah blah.

Court date - 3rd September.

Feeling more confident now. Do they have a leg to stand on if they haven't sent a bundle to us or the court??

[jcp1377]

Had letter from Hereford court today, dated 29th August. They have granted a stay until the 28th Feb 08.

 

The request for the stay was dated the 15th August - 2 days after the evidence bundles were due. We got ours in - DG haven't.

Why is the judge letting them get away with that? The court clerk told us it was a waste of time asking for the evidence to be struck.

 

Bearing in mind that it's Thursday, the hearing was going to be Monday (and we are moving house this weekend so could do without the stress) - what should we do??????

Hubby seems happy to wait until Feb. I'M NOT!!! GGGGGRRRRRRR.

[freakyleaky]

You should apply for the stay to be removed using the fact that dg did not comply with the courts directions to supply all documents they intended to rely on by the due date, as part of the reason you want the stay removed. use the links in my signature for the stay removal information.

[Audreygreeneyes]

yes I agree with Freaky, the fact they did nto comply is your arguement for having the stay revoked. al lthe help on doing that is here........................you can have a copy of my letter if you want and manicblondes.......... and you can tweak them to suit:)

[jcp1377]

ty both - do we have time to get it in at looked at though?