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    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
    • A 'violent left wing mob', comprised of a chap in a red hoody with a damp polystyrene coffee cup and a bit of wet cement, gets nowhere near cowering frightened farage some distance away on top of his double decker bus .. as farages security and support seem to film the incident grinning     Farage bravely flinches, grimaces and seems to almost burst into tears as the 'objects managed to travel a part of the way toward his position on top of his bus. His reactions honed by having a bit of milk splash him at a prior incident allow him to swiftly fall into a protective cower and grimace .. .. Sometime after, once the mob of 1 had been safely bundled away, farage apparently wipes his eyes of tears, and rising from his cowed and frightened pose, bravely shouts “I will not be bullied or cowed by a violent left-wing mob who hate our country.” .. however few they may comprise of.   https://www.independent.co.uk/news/uk/crime/nigel-farage-cement-barnsley-reform-uk-b2560501.html  
    • According to Parkopedia parking is limited to two hours.  I don't know how accurate this is though. What were you doing there for four hours?
    • no its friday 21st by 4pm if you'd done it properly and read the sticky in post 2 it clearly says: ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM  
    • Have had a read up just to double check last day to file defence is 24 June (claim form date is 22 May)
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can anyone join your club? UUN vs Cabot


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I'm suprised Horlicks didn't employ Cabot to promote their latest adverts, odn't know if anyone's seen it, it where they do horrible things, like the bus driver drives passed the shopper carrying loads of shopping etc and waiting at the bus stop, and t says, "Wonder how he can sleep at night" then he makes a cup of horlicks, well they could use Cabot instead.

I'll bludy Horlicks them if ever have to speak to them again!!!!!!!!!!!!!!

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I'm suprised Horlicks didn't employ Cabot to promote their latest adverts, odn't know if anyone's seen it, it where they do horrible things, like the bus driver drives passed the shopper carrying loads of shopping etc and waiting at the bus stop, and t says, "Wonder how he can sleep at night" then he makes a cup of horlicks, well they could use Cabot instead.

I'll bludy Horlicks them if ever have to speak to them again!!!!!!!!!!!!!!

 

OMG you didn't speak to Cabot did you?

 

Hee hee hee -telly? what's telly? the closest I get to that is "digital spy" on the net - oh well, it means I know more than my colleagues know about soaps! lol:D

 

Bo x

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Hello Mateys

Can anyone please tell me, is there a limit of how many threads you can have, as I have just tried posting 2 new ones, and they are not showing.

 

 

Hi UUN - just a thought - have a look at this by Bookie - perhaps you are having a problem - I know I did in my earlier days with CAG

 

A Dummies Guide

 

Regards

 

Bo x

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  • 2 weeks later...
  • 7 months later...

Hi guys, long time no mail on this thread, I have a confession to make, I had a call from a cabot, a long time back, (back end of last year) , and i cracked on the phone, (basically I think he must be a religious subscriber to this website) he caught me out, when I thought I was prepared to tackle on the phone, I was getting hassle of the hubby becuase of the constant phone calls that were coming, and decided to take the bull by the horns.

ANyway I was totally unprepared (fully armed now), for the total full on ness (if that makes senses), asking what I bought etc did I have receipts, and much more, I tried to remember CAG instructions, but spoke about something in the past tense, which made things obvious, anyway, I was caught I do not want to hide from the debt, but I DO want to pay the right people. So as I had made myself knee deep in it, we sorted out an agreement that suited (I know at this point you are all screaming YOU FOOL!!!!!!) but I do want to pay these debts off, so I can carry on with my family life as planned, and this is holding up. becuase of me (my hubby is squeaky clean no loans no credit card etc.. we cannot even get our house insurance to be paid by direct debit now (unless I change providers and wouldn't know where to start looking). anyway I arrange a direct debit each month, but I had already sent them a cca on 7/7/7, the direct debit was set up and everything was running smoothly, I pay each month, I do not get a call, but today in the post I got this.

Your Request for information under the COnsumer Credit Act.

Unfortunately Cabot has not been able to provide you with the requested information within the relevant time (9 months) period. We have worked hard to obtain this information for you. However, the original lender has not yet been able to locate the relevant information from their archives.

You are of course entitled to request the information direct from the original lender.

YOUR ACCOUNT.

Cabot shall continue to hold any action on your account until further notice.

WHAT HAPPENS NEXT

Although Cabot is dependent on the original lender for the information, the relevant time period is now expired. However, Cabot shall continue to request the information from the original lender to assist with your request. We hope you receiev the relevant information shortly.

 

Do I Keep paying them?

Shoudl I cancel my direct debit?

Why the letter now?

I have just set up another account with them, (although different address & telephone number)

If they are not entitled to receive my money, can I claim it back, and how.

HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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Well isn't that just typical. 9 months and they still haven't come up with the agreement. They have to whether they are the original creditor OR NOT - if they are asking for money then they have to come up with it.

 

Personally I would do two things. As you are so honourable in wanting this paid I would stop paying Cabot, BUT put what you are paying into a savings account so it's there in case they DO come up with it at some time. The fact that they have now expired all the statutory time limits and have committed a criminal offence whilst they are about it doesn't seem to have registered with them.

 

You could report them to the various authorities, but I would remind them that now, as they have expired the 12 days they had to supply a copy of the agreement, need a court order to enforce the debt AND have committed a CRIMINAL Offence by not supplying one month thereafter.

 

I would write saying that until their document arrives no further payments will be forthcoming and that you would like all payments previously made to be returned forthwith as they had no right to collect money from you. Be interesting to hear what they have to say about that.

 

Keep the money to one side, but YOU keep control of it, because if it does appear they can get the court order and will come after it.

 

Just remember, Cabot are saying effectively they haven't the authority to collect money from you, so it's just like me, if I wrote and asked you to pay me for this debt you'd hopefully say - I don't owe you any money unless you prove I do so naff-off...same applies to Messrs Cabot. When they get it right, they get paid, all the time they get it wrong - they don't - simple as that.

 

That's what the Cabot Fan Club campaign for - just getting them to abide by the law - never learn do they? :D

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i seem to think that the set up of the new account (which was only last friday) i was happy to do so (as no hassle at any time was received by cabot with the previous account) has made them look at the other account, is there a letter, or any help with one, cause i do not know where to start with one please!!!!

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ok, i want to pay the debt off, but if paying cabot means diddlyswot, then there is no point, I cant afford to be paying 2 dca's, so i think i need to cancel direct debit, and send cca to monument, and just play the game with again with the new cca, the end result is i want to pay it off, but i'm not gonna do this with the "let's play the game dca's" am i, so Im gonna cancel direct debit with cabot, send cca to monument, but i need help with letter to retrieve monies paid to cabot, it must be at least £105 not a lot I know. but looking at it I shouldn't have paid the xxxxxx a penny, oh how intimidation works well, (might try it with the boss!!!)

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Priority One is absolutely right about the DD's.

 

If you do write, keep it simple in so far as Cabot have not been able to prove they were entitled to collect any money from me, therefore will you kindly return the £105 previously sent for these alleged accounts.

 

To be honest, trying to get money out of Cabot is not going to be easy, you might just as well ask and be told you can't have it as not, but they are not noted for their payouts. You never know, if you have some luck you might, but don't hold your breath. You could state they have taken monies under false pretences and you'd like it back or else.. something like that. Just keep it simple, deal with their response.

 

Good luck..

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You do not need to re-CCA anyone. If Cabot have been unable to produce an enforceable Agreement, then the account is still in dispute... regardless of who the request went to, as long as you've retained rec. delivery proof of postage.

 

If Monument contact you, you can deal with them then. However, if Cabot have bought the account, then Monument probably won't contact you as they should no longer have any interest in it.... but this is unlikely to stop Cabot from re-selling the account on to some other morons.

 

Providing it's still in dispute, then you're under no legal obligation to pay.

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Just a quick thought!

 

If you have arranged to pay the DCA and you want to pay off the debt, would your best course of action to S.A.R the account and work out what charges you have paid and reclaim these?

 

Jogs

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  • 3 years later...

I have also joined the club,Cabot/Funding Corp chasing me for a car I do not have! sent me a email saying I missed a payment in November 2011,how they got my other halfs email address I do not know

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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