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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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3 default notices


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Good evening,

 

I am new here so please forgive me if i have placed this in the wrong area. Basically i have 3 defaults with a total of 2,400 pounds, these were placed on my credit file in 2005. I settled all of them in January 2006 and they now show up as being satisfied on my credit file, is there a way i can remove these default notices from my credit file, thank you for your time.

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Hi there and welcome to the forum.

If you start a thread in the general debt forum people will offer advice on your questions.

There would be a good case if the defaults you have were put there when the amount in question was made up of charges.

 

http://www.consumeractiongroup.co.uk/forum/general-debt/

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Good evening,

 

I am new here so please forgive me if i have placed this in the wrong area. Basically i have 3 defaults with a total of 2,400 pounds, these were placed on my credit file in 2005. I settled all of them in January 2006 and they now show up as being satisfied on my credit file, is there a way i can remove these default notices from my credit file, thank you for your time.

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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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who are the defaults with.:-|

 

if the default amount is less than charges applied to your account you reclaim your charges and request they remove the default has it was caused due to the charges.

 

i have just had a default removed by natwest and will be glad to help you.

 

my default was for £334 and they charged me £443 in charges, at first natwest offered me the £443 back as full settlement but i told them i would only accept full settlement with the default removed, in the end they gave in.:D

NatWest - £443 & Default Removal - Settled :D

Nationwide - £620 - Sent Prelim

Littlewoods - £??? & Default - Sent S.A.R - (Subject Access Request)

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at first NatWest offered me the £443 back as full settlement but i told them i would only accept full settlement with the default removed, in the end they gave in.:grin:

Banks vary in this, I had an overdraft with RBS for £900 they refused to remove the default despite the charges being £5K. This matter is now with the FOS.

 

Forgot to ask PayBack is there charges on these accounts?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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I'm suprised cause natwest is owned by RBS when i was dealing with my case i had RBS sending me letters.

 

The default and money are dealt by different dept so you will get offered your money back first then few weeks later you should get a letter saying they will remove the default.

 

I will scan the letter and post it tomorrow.

 

Thanks

NatWest - £443 & Default Removal - Settled :D

Nationwide - £620 - Sent Prelim

Littlewoods - £??? & Default - Sent S.A.R - (Subject Access Request)

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NW and RBS are pretty reluctant to give permission to the CRAs to have the info removed.

I have an ongoing case with this in Court now.

Its likely that if you take them to Court for breaches under the data protection act,that the Court will ask if you have sent them a section 10 notice and how they responded.

In my case the Court would not issue the claim form until I had done so.

 

Your posts from Welcome merged here by the way.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi thanks for all your replies, my defaults are as follows:

GE CAPITAL; £951, barclaycard centre; £670 and Barclays bank; £824. And i believe i did have charges on them, however im not to sure.

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best thing to do is to send a SAR to them and get you statments.

 

Remeber to incluse £10 Cheque/Postal order and to send it recorded delivery

 

SAR - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

 

when you get the statments work out how much they charged you if its more than the default amount you should be able to remove it.

 

thanks

NatWest - £443 & Default Removal - Settled :D

Nationwide - £620 - Sent Prelim

Littlewoods - £??? & Default - Sent S.A.R - (Subject Access Request)

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Hi thanks for all your responses, may I also add that i was not living at the address where the letters were meant to have been sent to which obviously meant i couldnt have received it, does this matter?

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Hi thanks for all your responses, may I also add that i was not living at the address where the letters were meant to have been sent to which obviously meant i couldnt have received it, does this matter?

 

If they were sent to your last known address then it wouldn't make a difference. They don't have to prove you received anything just that it was sent...

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