You deleted my post how rude of you.......MEH

I arranged for them to accept £40 has payment, called to pay them and they decided to take £120 instead so now i got to fight to get the £80 back from them. I hate this country everything about money. and yet they wonder why theres people out there sending letter bombs to the parking enforcment and DVLA.

London Borough of Newham issued the fine.

Hi All I was caught parked on double yellow lines by cctv where unloading was not permitted at anytime at 2 in the morning when i stopped to get a drink from a Dixy chicken takeaway. never recieved a first notice asking for £40 just recieved the second notice with £80 charge. Spent 3 weeks trying to get the still images sent to me and finally recieved them yesterday. Is there anyway iI can appeal because I have 2 weeks left now to appeal and the charge goes up to £120. Thanks

Has anyone managed to remove a default placed by littlewoods I have requested a true signed copy of the credit agreement and have had no reply. wrote a second letter asking for update. no reply. complained to equifax and experian that they are processing my data with out my permission and i request a CCA to prove this belong on my report. reply from them saying the data is correct and thats it nothing else. Now what? i haven't a clue what to do next. Thanks for you help. P.S. I hate littlewoods

Hi everyone I got a letter today informing me that I have been fined £80 for parking in a restricted zone. But they have gave me any pictures plus they said this is the second letter they have sent me but this is the only letter I have received I need to write a letter asking for the pictures, if anyone has a good template letter i will be grateful Thanks

Hi all I downloaded my statements and found nationwide have taken £640 in charges so i sent prelim to them asking for the money back. no reply LBA to be sent tomorrow Thanks

payback any luck with you defaults yet

thanks for ur help

What about the DLR they have delays hourly lol I was hour late to work today because of there shi te service

Hi all I have the same problem littlewoods defaulted me. I requested a cca and default notice 3 weeks ago and still no reply they cashed my cheque on 11/8/07 shall i send another letter to littleoods or go to OFT and ICO thanks

Hi Everyone My uncle was parked out side his flat when his car got towed away for illegal parking, anyway he never payed the fine or collected the car he just walked away and left it. problem is the car is registered at my nans address and she is getting his letter from newlyn saying they will be round on the 18 to collect the debt. they have also turned up at the door a few weeks ago whats the best way to deal with this. also he was sectioned under the mental heal act about a month before the car got towed.

Got a letter today from moorcroft asking for the money or they will register a judgement against me and send bailiffs to collect it lol can they place a default on my credit file now that its been passed over to a dca. i just spent 6 months removing my last one dont want another one thanks

thanks you for your help im going to call them while im at work so i can record the call and see what they got to say. Thanks

best thing to do is to send a SAR to them and get you statments. Remeber to incluse £10 Cheque/Postal order and to send it recorded delivery SAR - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html when you get the statments work out how much they charged you if its more than the default amount you should be able to remove it. thanks

I'm suprised cause natwest is owned by RBS when i was dealing with my case i had RBS sending me letters. The default and money are dealt by different dept so you will get offered your money back first then few weeks later you should get a letter saying they will remove the default. I will scan the letter and post it tomorrow. Thanks

Hi I had nationwide car insurance but missed a payment and they sent me a letter asking for payment by friday 20 - 4 - 07 i called on that friday to pay but they said the policy had been cancelled on the tuesday and now they are sending me letters asking for the missed payment and said it will be passed on to DCA and will be registered as a debt. my question is can they add a default to my credit report if i refuse to pay as they cancelled before the agreed date, there is nothing on there at the moment to do with nationwide car insurance. thanks in advance

who are the defaults with.:-| if the default amount is less than charges applied to your account you reclaim your charges and request they remove the default has it was caused due to the charges. i have just had a default removed by natwest and will be glad to help you. my default was for £334 and they charged me £443 in charges, at first natwest offered me the £443 back as full settlement but i told them i would only accept full settlement with the default removed, in the end they gave in.

thanks hedgey06 will sort put my paperwork and upload any usefull information that i can find. Natwest £443 - default removed DONE Nationwide £620 Prelim to be sent tomorrow Littlewoods £??? and Default:evil: Question littlewoods have told me that they do not have to supply me with a default notice as its a stationary default? how will i get this removed as I'm not sure the charges exceed the default amount. Thanks

I sent my SAR to natwest after 2 months without a reply i contacted them and they asked for £5 for the statments even after i sent the £10 cheque with the SAR. So i complained to financial ombudsmans and recieved a letter from natwest within 2 week with my statments and a letter telling me there willing to give me my money back. but nothing about default removal so i contacted natwest again and they had no idea about the default and after 5 phone calls and 2 letter no progress so I sent the forms back to the financial ombudsmans to continue the complaint and then 2 weeks later a letter from natwest telling me there removing the default. default now removed just waiting for the money lol:D

Hi all I Sent my SAR to Borehamwood 2 weeks ago and recieve a letter on friday asking for more details and £5 for service fee. I gave them my name, address, account number and postal order for £10. So dont know what more they want from me so i decided to call them (recorded) and after 1 hour on the phone and being tranfered 5 times i spoke to a lady in the complaints department who said she couldnt find any information abount my SAR but said she would send all my statments from my account within 2 weeks and didnt ask for any payment. She even gave me some advice Will I get all the data I need or shall I reply to the SAR letter with the sort code and £5. Thanks

about 3 years ago I had a account with NatWest I lost my job and cancelled all my direct debits but for some reason one of them still attempted to collect and failed which put a £25 charge on my account, few months down the line NatWest sent me a letter saying I’m £150 in debt has they charged me every month for being over drawn plus interest, I never checked my statements has I didn’t think the account had any activity. I closed the account and they continued charging me with the account closed I have settled the debt in full which reached £350. They placed a default on my credit file which I can’t remember them sending me a notification of default. I need that default removed as it’s the only item on my credit report that’s bad What step shall I take now I have read the forum which suggest several different ways of getting the default removed but I though I would share my story so someone could advice me the best path