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    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
    • Thank you so much. Yes, I wish I had done my research and not paid. It's all for the same car park. Here is one of the original PCNs, they are all the same bar different dates. PCN-22.03.24-1.pdf PCN-22.03.24-2.pdf
    • Hi Clou, Welcome to the Forum and thank you for reading first before you posted. There seems to be many problems with Cornwall and getting a signal to use your a phone which could be why these parking companies don't use alternatives. It is a shame you paid the first one as you would probably have not had to pay that one either.  Was the car park at which you paid the same parking company as the one sending you these PCNs? On the subject of PCNs could you please post them up so we can see if they comply with the Act.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cancelling a Direct Debit...


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As I have previously posted on here, my partner was dismissed from his job last month. He was last paid on the 26th May which covered the period 1st-31st may. He has not recieved a penny of wages since, as he is not due anything, as he was dismissed on the 1st June.

He has a new job, which starts in August, and in the meanwhile has put a claim for JSA, of which he hasnt recieved anything yet, other than a book to 'sign on' with.

His only DD is to his bank, with his loan payment. This is due on the 29th. On monday (25th) he phoned them to cancel the DD and change the date to the 24th of next month, as it was obvious he wasnt going to recieve enough money to pay it. They said it was too close to when it was due out, and they could not cancel it, but to phone when it went out and make an indemnity claim. On tuesday, he called again, as I thought he should be able to cancel. They told him to do an indemnity claim once it had gone out. Then this morning, he called the bank for a seperate reason, but got on to the subject of the loan again, where this time he was told he could not claim it back, and gave him the number for 'loanguard' which is what they gave him when he was first dismissed (I told him to phone the bank and say he had been dismissed and what could they offer to help him for the 3 months he was without wages for) which when the form arrived, turned out to be that payment protection that you pay extra for, which he doesnt have, and we would never take out, because the liklihood of them paying it is miniscule!!

So, what can we do? Can he claim the money back once it has gone out? Should they have cancelled it on monday? Was it enough notice? Can he just change the date of the loan?

Help! The bank are NOT being helpful at all!!

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As far as I know a DD can be cancelled upto 24hrs before it is due to go out, according to my bank anyway.

I would have said that applying to have it stopped on Monday would have been more than enough time to have it cancelled. I would complain to the manager about it.

Tip us a wink on my scales if you think I may have helped at all;)

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D.Ds can be cancelled 24hrs before they are due..

OR if they are paid with insufficient funds in the account then you can have

the money recalled.IF they fail to recall you have a claim against the bank.

For the amount plus charges for failing to manage your account in a fit and proper manner.

This happened to me ......they wrote the whole debt off.

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Thank you Sanddancer. It is with RBS, and its for an RBS loan, does that make any difference?

 

Yes - your current account bank has the first right of offset over funds paid in. So in theory thay can quite legally help themselves to the full amount of their loan payment. You can exercise something called the first right of appropriation over your money but this should usually be done in writing at least 7 days before funds are due to be paid in.

 

The best way to avoid this is to move banks to a 'safe account' whwre you have no debt. If you nhave a poor credit rating just make sure you ask for a basic bank account as you shouldn't need to be credit checked ( as they don't offer any overdraft ).

 

You may want to speak to national Debtline free on 0808 808 4000 ( freephone ) for confidential independent advice on your whole situation as well.

 

Best of luck :)

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