Jump to content


  • Tweets

  • Posts

    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Smoking ban what do you think?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5709 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

if 12 million adults smoke cigarettes

 

there are 60 million people in the UK, of which 82% are aged 16 or over.

 

82% of 60m is 49.2 million so the percentage of smokers is roughly 25% a quarter of the adult population smoke, so why shouldnt we have a say, why shouldnt there be a choice for us?

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

  • Replies 203
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I am not saying that they would all support the right to smoke indoors, i dont smoke indoors, but I do support the right of people to have a choice and the choice has been taken away. Thats what i totally abhor

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

why shouldnt there be a choice for us?

 

You have plenty of choice:

  • Smoke at home
  • Smoke outside
  • Don't smoke

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Does anyone know the percentage in tax on a packet of Cigs?

 

If there are 12 million smokers and say 3 million stopped, how much is that in lost tax? Goin on the average of buying 20 cigs a day.

Tobacco tax generates approximately £10.5 billion a year for the Exchequer (source ASH) so if 25% of people stopped the Government would lose about £2.7 billion annually.

 

Considering that smoking related illness costs the NHS about £1.7 billion annually (same source) it is clear that smokers really do contribute to the economy, and so to disenfranchise this group in such a fashion would cost the Government in real terms.

 

Sure, smoking is unhealthy for more than just smokers, and TBH it is quite an anti-social habit to boot. But then so is drunkenness, and I believe that 70% of NHS resources (both time and money) is accounted for by drunkenness in the Thursday night to Sunday morning period.

 

No clampdown on drunken behaviour though - we are not talking about alcoholics, who, in the main, whilst addicted to alcohol do not cause all the trouble we see so frequently in the news...

 

Apart from the demand on the NHS, drunken louts also cause damage to property, assault people, urinate wherever they like, they cause fear and unease in law abiding citizens, they gorge and disgorge fast food and packaging all over the pavement (remember, the manufacture/preparation/cooking of burgers alone contributes enormously to the global carbon footprint)...need I go on...

 

And of course this culture of drunkenness is perpetuated in the media everyday...as a parent I can make choices about protecting my children from smoke (both mine and that of other smokers) but their minds are continually polluted by the "drinking is cool" message...there is no (realistic) choice I can make, as a parent, to protect them from this garbage...

 

That is my rant...about the lack of real choice and the perceived lack of choice complained of by non-smokers...:-|

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

So as all the non smokers get there wish and more and more people stop smoking, the goverments income goes down.

 

So i hope non smokers dont complain when fuel duty goes up again and everything else, to recoup the losses from the lost revenue off smokers.

Link to post
Share on other sites

So i hope non smokers dont complain when fuel duty goes up again and everything else, to recoup the losses from the lost revenue off smokers.

 

In reality, it will be unlikely to affect non-smokers - as it will be the duty on tobacco which goes up due to people quitting smoking, which in turn will encourage more people to quit, which will then mean the duty on tobacco goes up even more.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

In reality, it will be unlikely to affect non-smokers - as it will be the duty on tobacco which goes up due to people quitting smoking, which in turn will encourage more people to quit, which will then mean the duty on tobacco goes up even more.
...and the logical conclusion is that finally, Dave and I will be the only smokers left, and between us we will be contributing £10.5 billion annually in tobacco duty...

 

Dave...anyway to make donations compulsory, and then index link them to the tobacco duty rate?

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

My dad will never give up, so at least there's three of you to share the cost!

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Great, that will save me £1.75 billion annually...probably enough for a holiday or two...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

  • 2 weeks later...

I'm still wondering where all the people who supported the ban are.

 

They are not going to the pubs around my way as they promised they would.

 

There was a bloody good band on, on Saturday night, and there were about 5 people watching - this would not have been the scene a few months ago, it would have been packed.

 

So come on you non-smokers who supported the ban - get down the pub now that you can breath 'fresh air' instead of smoke!!

 

;-)

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

Well I'm just going to pop my two penneth worth in. I gave up 23 days ago, went into a pub recently and didn't even flinch about not being able to smoke. The fact that I couldn't see or smell the evil weed ;) helped me no end and I'm nearly £200 better off.

HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed

HFC Bank Take 2 - Statements received

A & L - Prelim sent/LBA sent

Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent

A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected

Abbey (for my Sister) - ***Won***

Barclays PPI claim

Studio - ***Won***

HSBC - (for my brother-in-law) ***Won*** 8-)

Link to post
Share on other sites

Well done Russjo. My hubbie smokes (has for 25 yrs) but he loves being 'banned' as he didn't have the will power himself.

 

Is funny actually because if someone walks past that has just had a fag, he can really smell it and thinks it stinks. So happy all round for us :)

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

Link to post
Share on other sites

I know, it's done me a real favour. Unfortunately, my hubby only lasted 18 days. I lovingly tell him every day when he comes home from work that he stinks and he lovingly tells me back, how proud he is of me eusa_dance.gif

HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed

HFC Bank Take 2 - Statements received

A & L - Prelim sent/LBA sent

Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent

A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected

Abbey (for my Sister) - ***Won***

Barclays PPI claim

Studio - ***Won***

HSBC - (for my brother-in-law) ***Won*** 8-)

Link to post
Share on other sites

I smoke and work in the City (London) and there are very few places that have the space for outdoor tables. Can't smoke outside the building that I work in so have been looking for places at lunchtime.

Went to a pub for lunch yesterday that has got outside seating, (this pub is usually packed inside during lunchtimes but it was empty). BUT half of the outside tables had "No Smoking" labels on them.:mad::(

Link to post
Share on other sites

I'm not a smoker and personaly I never really minded the smoke in pubs. I can understand how the smoking ban has come about and I think it'll do alot of people alot of good.

 

Unfortunate as it may be for those who do smoke and find facilities are a little sparse. things for you guys i imaginewill improve as public houses, places of employment etc etc get to grips with the whole thing.

 

here is my message to the smokers: Try to use this oportunity to quit, You'll save money and maybe not too late to save your health.

 

and my message to my fellow nonsmokers: Enjoy the space and the smoke free pubs.

 

I feel like Jeramy Kyle!

 

Good night folks and be good to yourselves and each other! (or is that springer?)

 

:D

Link to post
Share on other sites

...or should that be, enjoy the empty, smoke free pubs?

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

In Cornwall, thanks to the vast acres of undeveloped land, most pubs have ginormous beer gardens...is it any wonder that all the tables are full (of smokers) and the pub itself is practically empty (except for the barmaid, who is desperate to sneak out for a quick fag)

 

Guess what...there are very few non-smokers in the pubs or beer gardens, even though they have now got their wish to "reclaim" the right to go to pubs without being poisoned...

 

Hypocrites the lot of them...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Yep - another win for the PC crowd!

 

Dangerous direction we're heading in if you ask me!

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

A Blackpool Landlord who persistently allowed his customers to smoke indoors was today sentenced for his crimes.

 

Hamish Hamilton, 55, was sentenced to 10 years in prison with hard labour for each offence, making a total of 120 years consecutive, with a recommendation that he serve his sentence in a non-smoking prison, and no possibility of parole.

 

His firm of lawyers, Cutt & Runn, described the sentence as "an outrage" and pledged to fight on for as long as their client's money was available.

 

"Exactly how magistrates came to this decision is a mystery. We think that a fine might have been the way forward, but clearly there has been some kind of influence here."

 

ASH, who had urged magistrates to "make an example" of the renegade, were "satisfied" with the verdict. A spokesman said, "This goes to show that ordinary people won't put up with the health hazards from second-hand smoke. There is no excuse for it. We hope that anyone, anywhere in the United kingdom, caught with a cigarette near any building at all, will be locked up for good. It's the only answer."

 

The Council, which brought the charges, has closed and demolished the pub, and declared a 4 mile exclusion area around the street as a biohazard.

 

A Council worker near the site, still wearing a full biohazard suit, said, "At least the property has been made safe, and the hazardous cigarette ends have been safely disposed of. The chemicals from the smoke are expected to disperse over the next 15 to 20 years, after which the site will be landscaped and should be safe to build on after 40 years."

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

I'm sure it won't be too far into the future before we actually are reading reports like that.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

  • 5 weeks later...

Go on...time to ressurrect this one yet again.

 

I was accosted in the Asda car park earlier, by a woman promoting a campaign to get the Government to reverse the blanket ban. The thrust of the argument was that instead of giving choice to non-smokers the right to choose has been denied to smokers...

 

Anyway, I digress. She then went on to discussing ID cards (she was convinced they will be implemented, although I am not so sure) and also the so called potential ban/control on alcohol as the next demon...

 

Then she said something odd...something she has heard from a publican friend of hers. They are piloting an ID card scheme, with, presumably, those people who already took part in the original pilot for ID cards.

 

The test pubs have a scanner, and you cannot purchase a drink without your ID card being scanned...once you have had four units of alcohol you cannot get served anymore...move to the next pub and they still won't serve you...

 

Now, THAT is scarey, and if true, the implications for other choices in your life are devastating..."sorry, you can't buy the paper of your choice, you MUST buy the Daily Mail today...sorry, no sugar, you have had your week's ration..."

 

Anyone else heard anything along these lines?

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

once you have had four units of alcohol you cannot get served anymore...move to the next pub and they still won't serve you...

 

Ever?! :o

 

Best start stocking up now then...

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...