URGENT! T&C help!, bundle due in by tuesday!!!

[Bcklndcb]

it says stuff about director of gas supply etc, UTCCR? UCTA? SOGA?

 

no idea what thats all about

[Bcklndcb]

my court date is 11th July, bundle has to be in tomorrow...Have printed most of it off now apart form statements, but was going by the bundle suggested on Lloyds thread rather than template library bundle.

 

Thought I was near end of it, but when I asked about presentation, led me to teh template library...

 

Am now confused.

 

Do I need to understand everything on the pages of bundle such as the OFT report - is very legal!!!

 

[christinajanep]

utccr = the unfair terms in consumer contracts regulations 1999

 

ucta = unfair contract terms act 1977

 

soga - supply of goods and services act 1982

[Bcklndcb]

Do i need to understand all these things?

 

I feel like Im in way over my head here - dont want to look silly in court.

[christinajanep]

to be really honest of the so many thousand users this website has how many people have sat and read all those pages word for word, i bet not many.... that doesnt mean we should start getting sloppy but your right it is very legal and there are alot of words i cant pronounce never mind spell or understand what they mean,

[christinajanep]

just have a basic understanding of what they mean the headers should give an overview of what each one is, the judge is going to know u have no really law training, and anyway who said u'll end up in court.

 

most people who have gone to court have been asked very basic questions ie, what do u think the banks should charge if anything at all.

[christinajanep]

pls do not get scared, i know it is very easy to say but this is my second time with lloyds and on my first one i gave in to be talked around again by garyh, a week later they paid up

[fzrkitten]

Hi,

Below is the index for the court bundle I submitted today. Just posted to court and SC&M, 189 pages with statements etc. You will find it varies in size. There are other samples of bundles on the site, I just broke mine right down so it was v simple to see where everything was, and you can add or take away if it's not relevant - see what you think:

Title Page

Case Summary 1-3

Statement of evidence 4-12

Correspondence from Claimant 13-18

Correspondence from Defendant 19-21

Bank Statements 20-41

Schedule Of Charges 42-45

Relevant Case Law Summary 46-49

Early Day Motion From The House Of Parliament 50-51

Dunlop v New Garage 52-54

UTCCR 1999 53-64

UCTA 1977 65-74

SOGA 1982 75-88

Terms & Conditions 2004 89-90

Terms & Conditions 2007 91-98

OFT Credit Card Charges Report 99-134

BBC Commission Conclusion 135-136

Australian Penalty Fee Report 137-139

Martin Orton Letter 138-139

McNamara Transcript 140-142

Scottish Law Commission Report 143-171

Sample of Lloyds Settled Cases 172-175

Other Supporting Documents 176-189

All of these documents are on the site, have a look at the basic court bundle, a lot of them are in there and just need the pages separating. I printed it off, did a front sheet for each item, and laid them all out over the floor until I had everything above with a title sheet, then counted all the pages. Other supporting documents were just lloyds charge letters showing things like they'd charged me 30 quid to go overdrawn by £12!

I only did the case summary because it allows you to put in how much you are claiming - just in case they forget!

Statement of evidence was actually the witness statement just changed - christinajanep has a link to it on her thread.

I put the whole OFT report in, didn't hurt! There are two other documents I couldn't get hold of in time, Martin v Leisureplay and something v Harman? It didn't matter too much for me though as my Directions from the judge are for standard disclosure from Lloyds, so I think they should hopefully be making me an offer soon. Felt so good putting the bundle in the post though - a real achievement!

 

The T&C's are from the links asking for T&C's and also there is a link on my thread now - sorry I'm not good - haven't worked out links yet!

 

Hope this helps a little, You've got a long night if they've got to be in by tomorrow!

 

BW,

 

Fzrkitten.

[christinajanep]

but there are loads of people who will help u sort through it all

[Bcklndcb]

thank you so much christina!

 

Honestly - you dont realise how much you have helped!

 

I am surrounded by dif papers and feel like throwing in the air!!

 

LOL

 

What did you put in your case summary?

 

I ahve no T&C's as of yet, but Gary said that if it gets to 3 days before and still no offer, he will find me some - bless his little cotton socks!!!

 

Prob be nagging you again in a while - unless you've had enough and you log off

 

Caz x

[christinajanep]

hiya i didnt do one or the last time and i won that so i wouldnt worry about it, i'll be on here until 8.00 when i go and play squash but feel free to ask away

[Bcklndcb]

While putting together my bundle, I notice that the witness statement doesn't mention all of the things I have in it. Does the witness statement need to refer to each and every item that I am putting in the bundle?

[christinajanep]

you can ammend it to include those things or leave it as it is not really sure it makes a difference

[Bcklndcb]

i witness statment i says i asked defendant for any evidence of any manual handling..... Dont remember doing this unless was put in different word form!!! What does this mean??

I did ask them to break down their charges, is that same?

[christinajanep]

did u send a sar for statements or did u get them off the internet

[Bcklndcb]

i had most of my statements, just had to download couple off of the net...

 

Also wondering where you got other samples of Lloyds settled cases from?

[christinajanep]

make a list out of the lloyds successes, u dont have to use all of them but enought o get your point across

[Bcklndcb]

ok thanks hunni

enjoy ur squash!

[christinajanep]

thanks i am going now but will be around 10, but there are loads of people who will help u if u get stuck

[Bcklndcb]

ok - so now I have cocked up big time...

Been doing my statements and realised my figures are wrong....

I have claimed for one DD twice at sum of 105-00 plus interest...

What should I do?

 

Phew! My mistake - I haven't!!!!!!LOL

[BARTY]

Hi

There is a list of settled claims here:

http://www.consumeractiongroup.co.uk/forum/general/64871-spreadsheet-claims.html

Good luck, so glad my claim was settled before I had to do the Court Bundle;-)

Barty:)

[Bcklndcb]

Thanks Barty!

Am nearly there now (I think)

If i dont win - im gonna be convicted of GBH (LOL)

[christinajanep]

barty

re post #46 how do u manage to create a link like that, i've been trying today and cant work it out

[BARTY]

I'll try to explain, but I'll probably confuse you more!

OK, right click on the link you want so that it is highlighted, then click on copy. Right click where you want to put the link and click on paste.

Hope that makes sense:)

Barty:)

[Bcklndcb]

FAO FzKitten...

 

Am really sorry hunni, just realised it were u who posted index list for me!

 

Thanks hunni - i have followed this and have nearly finished now

 

Everyone is so helpful here, i wouldnt have even started this if not for this site. How is any normal person supposed to do all this?

 

;-)