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Hello all

 

I'm new to this forum and presently pursuing a claim against Lloyds Bank for just over £4,000. The information here has been very helpful, thanks.

 

On another, unrelated matter!

Does the CAG have a merchandise section? I know that running a forum requires money and often relying on donations alone is difficult,

 

Maybe this is where I can help. My partner & I run a small embroidery/T-shirt/Mug/xxxx business and we've produced item for many forums - mainly car forums

 

ConsumerActionGroup1.jpg

 

IF no one is already producing merchandise for this forum, would there be any mileage in allowing us to produce some for sale through the site?

 

Regards

 

John

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I think a lot of people would be up for a t/shirt or polo shirt, it's been tryed before. So who's up for it ??

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Would the wearers NOT be entitled to receive sponsorship, in the form of a discount, from CAG, for the 'free' advertising??

...a.k.a...Walking Billboards?!

 

Capitalism should be allowed to benefit ALL should it NOT??...lol...:-D;)

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Are you kidding? Collectors' items, mate! :-D

 

You are however touching on one of my pet hates, the fact that we are expecting to pay MORE for items that advertise the goods, from Coke to Chanel. :mad:

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Methinks a tad hypocritical there Bookworm!

 

It is a question of simple economics...

 

Manufacturer sells T-shirts to CAG @ Wholesale price.

Manufacturer makes a profit.

Manufacturer gains.

 

CAG sells T-shirts to Members @ say, half the difference between Wholesale + Retail price.

CAG makes a small profit on T-shirt sales to Members.

 

Members are 'incentivised' to purchase said T-shirts, cos are priced @ below Market price.

Alternative niche Brand name T-shirts become less attractive to purchase, based on cost/value for money.

Members gain.

 

CAG recovers 'lost' profit on sale of T-shirts by increased advertisement...

More potential Claimants choose CAG to use + donate to.

More potential Claimants view other CAG commercial links + make purchases.

 

A CAG T-shirt becomes one of the great 'must have' iconic accessories that any potential 'rebel revolutionary' of the 'naughties' could possess.

...i.e. Similar to the Che Guevera posters?!

 

In order to achieve that status, it would have to appeal to the masses + make an obvious statement against conventional Consumerism, n'est ce pas??!...;)

 

Alternatively...

 

CAG sells T-shirts to Members @ FULL Retail price.

CAG enters into a very competitive niche Brand market, without the HUGE advertising buget of the multi-nationals.

CAG T-shirt sales are moderate-to-break even. etc etc.

 

Or...

 

Manufacturer sells direct to Members @ FULL Retail price.

Manufacturer gives CAG a small % of the difference between the Wholesale price + the Retail price in order to comply with any licencing agreement.

CAG T-shirt sales are moderate-to-break even etc etc.

 

 

P.S....Why are U advocating giving Class A drugs (coke) to Chanelle in BB8??

Do U NOT think that poor ol' Ziggy would go ballistic at the mere thought of it??...lol...:-D

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Methinks you misunderstood my post, MTM. ;-) And of all the things I have been accused of, (and you have NO idea of how many there are! :lol:) hypocritical has never been one of them! Quite the reverse, in fact. :-D

 

Anyway, what I was referring to the fact that one is expected to pay more for a branded product (even when the brand is not relevant to the product, let's say a pencil case with the Coca-Cola logo plastered all over it) when they used to be given away as means to propagate the brand. Therefore, we, the consumers are, in a way, sponsoring the brand we are expected to buy? That is one tour de force (like the tour de France, but with less bikes :-D), marketing wise, that never ceases to amaze me. I am sure advertising departments worldwide must be rubbing their hands in glee at our collective gullibility.

 

As for the CAG argument itself, although I admire the reasoning, I can spot the fatal flaw: The only people only ever likely to be interested in CAG t-shirts would be the most dedicated CAGgers themselves.

 

And I am pretty sure El Che wasn't benefiting from the sale of those posters, btw. :-D

 

Oh, and your PS? WHOOOSH over my head. I assume it refers to some of the moronic non-entities in desperate need of something to give direction to their amoebic flapping which appear in some voyeuristic self-loving piece of claptrap apparently polluting our TV screens on a far too regular basis, but that's merely because you gave me the BB8 clue, which even with the best will in the world, I have not been able to ignore the term crawling across my consciousness and slightly tarnishing it with its dubious slime. :razz:

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You are however touching on one of my pet hates, the fact that we are expecting to pay MORE for items that advertise the goods, from Coke to Chanel.
The very reason why I refuse to follow "fashion" - I would puke at the thought of advertising myself as some sort of corporate whore...whatever happened to good old fashioned t-shirts with no logos on them...caps...jackets...bags...:mad:

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I would wear a CAG tee but not to advertise it; I would wear it as a sign of loyalty, proud membership of an honourable league, to show off my membership of the club of spectacular underdogs who took on Goliaths and won!

Please, don't puke, lol, I do not often talk like that.....:D

But this time I a serious!

Besides, can you imagine how nice it would be to walk in a CAG tee and be stopped by someone; hey, I am A CAGer too! Mwah Mwah darling, such a small world....

:D

[sIGPIC][/sIGPIC]

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We could have a CAG t - shirt for the successful claims saying 'I've won back my Bank Charges from (insert name of bank)' then make sure you wear it next time you're in the branch - preferably in a long queue. What a way to spread the word!!

Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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