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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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conalot v yorkshire bank


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well its monday 12pm ahhhhhhhhh lol am on the vodka medicinal of course nerves an that lol hic pre nite jitters are fading in a haze of alchol hic hic low top is ironed (hope is a chap judge lol) lucky wonder bra is out wot mor can a girl do !!!!!! cya tomora guys xxxxx

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Get yourself to bed conalot with a pint of water, lol! Judges aren't all blokes these days so wear something conservative with a small c. It's a big day tomorrow so maybe even a mug of hot milk to relax you will help. You need to be very sharp to keep one step ahead.

 

Easy for me to talk. I'm not the one in court, but seriously give yourself the best chance you can.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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thanks but the milk will make me sick never liked it as a kid eurgh!!!! sod it done wot i can am not gonna sleep so am painting lol but dont worry folks am a nites worker any way so is normal to be awake for me will be on top form 2morrow an the years of elecution lessons will be useful lol (mam will be pleased ) am gonna kick but watch this space an YB can kiss my ass!!!!!!! this will be for you all my friends an am gratful to you all xxxx am eating my curry an off to land of nod bye for now

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dont panic chaps am ok lol an will win an was only messing about the low cut top thing we all know judges dont go that way (ooops) i have a bit of insider info on these things an am not intimidated by them at all so chin up guys just playing grew up with legal system etc in my face so will be ok thanks though is cool will post straight away as i get back so you know what happened bye for now am of to bed xxxxx

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How did things go for you today?

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Come on Jeanette. You're keeping us in suspense here.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Am here guys an you wont believe what has happened .

 

1) An hour an half before was to turn up at court in person as told to do the postman delivered a letter from YB with instrutions for telephone conference

 

2) Rang courts as was unsure if was to go to court to do this or not they said didnt have to go to court just do it from home (relieved about that to be honest)

 

3) Did as requested an dialled numbers as given to be connected to other parties 15 min before was due to start (12.10 was start time) could hear another person breathing an rustling paperwork after 10 min of being on phone I thought was judge an YB were doing usual an not gonna appear (was hoping to be honest)

 

WELL I SAT ........AN SAT.......AN WAITED.......AN SAT.................WAITED......WAITED...could still hear other person but no speaking an still SAT WAITING.....for an hour !!!!!! then at last a voice was the banks barrister who was on phone not judge introduced himself as ANTON TININON an he said that wasnt sure if we had been forgotten about that we couldnt just sit here on off chance the judge would appear all day so he offered to ring the courts an see what was going on an find out what time we could expect the judge to be there as he said sometimes the case before could of over run etc so i waited on the phone for him to get back to me.

 

After 5 min he did an said that the court was aware we were both there waiting for hearing to begin since 11.55 an it was a cock up on behalf of BT as the judge even though had numbers as we did to connect to hearing he dosent do that !!!!! BT are to connect us when both parties are on the line!!!!!!!!!!!!!!! so he said we dont have to stay on phone any longer an he said that what will probably happen is the judge will make a judgement on what he has already or will allocated another day for a conference......

 

Is it me or is this a damn disgrace am furious am no further forward I cant put into words how annoyed at this min i am UNBELIEVABLE

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Good grief Jeanette that is a disgrace. BT needs a flaming good rollicking for that! I hope the judge finds them in contempt of court.:-x

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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is it me or is it damn rude that the court new we we there an just left us even though they had the number an pass code to connect i am sooooooo disgusted with the whole thing might not be important to them but is to me am very insulted at the way i have been treated by the bank an courts etc

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So now i just sit an wait on the of chance i hear something I think not am going to calm down an ring court myself an see what is going to happen now an am thinking of composing a letter to judge aswell but am going to calm down first as i might get his back up at min am that angry

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I thought you meant BT were at fault. Well I must admit if a judge is going to order a telephone hearing you might expect him to make sure he's part of it. Just phone the court yourself and ask their version of events.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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am so damn disgusted have never ever been this furious who the hell do they think they are cant a judge use his bloody finger like normal folk am sure a tea boy would help am wanting to swear soooooooooooo badly at min

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I can understand that, but what's done is done. I guess the worst thing is that you had psyched yourself up, what you wanted to say, not sure what to expect, possibly anticipating nearing the end of your claim, and then ........ SILENCE.

 

Just take comfort in that you are prepared for when things are re-arranged, although I would suggest you object to a telephone conference, unless you are assured a tea boys finger will be available for the judge. (I think that might sound rather rude, but you know what I mean).;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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believe me i ment it to be rude but was to polite to type it. am going to write to judge an point out to him the unfairness that i have suffered in the way my claim has been delt with an request judgement on basis of YB defaulting back in july will post it before sending in case im a bit harsh lol

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Succinctly put GB

 

So Jan The Judge will Judge or reallocate does that mean he has more to go on from you, with regard to judgment?

I mean If he couldnt Judge before then whats changed? bit like an mechanic who cant mechanic :mad:

 

Chin Up Jan,I know you have the strength to see this through.

"I am more than prepared to repay any money I have borrowed, IF they are prepared to refund any money THEIR agreement doesnt allow them to charge me." Tamadus

 

Thanks couldnt put it better myself :D

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am not taking this lying down if shoe was on other foot as i have been few times had a few dealings with courts (ooops fines etc dont panic) an i defaulted by ignoring court letters the warrant officer would be at my door by now for non payment so why is it that the bank is still getting away with it an even the judge isnt taking my claim seriously it seems well few grand at small claims might be small change to them but is a hell of amount to little old joe public an think they need reminding of this in a polite way of course !!!!!!!!! ill say thank you when get money lmao

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AM IN NEED OF HELP PLEASE...

 

AM DEVASTATED AT UNFAIRNESS AM SICK TO MY STOMACHE GUYS THERE MUST BE SOMETHING I CAN DO ABOUT THIS?????????????????

 

I rang courts myself short while ago as i wanted to know what score was after yesterdays fiasco.

not that dont trust word of YBs representative!!!:rolleyes:

but thought it best to go straight to organ grinder an find out what happens next.

 

to start with there was no note on my file at all about yesterday after i had explained what had happened she couldnt see anything about it anywhere so wanted to put me on hold!!! on my mobile so asked her to ring me back as low on credit an thought of another penny out of my pocket made me feel bit sick .... she said oh no we cant do that cant ring mobiles (she sounded very young so fair enough) i told her that they hd done it the other day so didnt see why couldnt today.

 

RANG BACK TO INFORM ME THAT THE JUDGE HAD DECIDED THAT ANOTHER TIME AN DAY BE ALLOCATED FOR MY CLAIM WHICH WAS THEN TOLD WOULDNT BE TILL SOMETIME IN NEW YEAR !!!!!!!!!!!!

 

WHAT THE HELL IS GOING ON WAS THERE ANY POINT IN ME PAYING FOR THE STAY TO BE REMOVED IN FIRST PLACE BET MY HEARING IS HMMMM 3 WEEKS AFTER TEST CASE

 

I HAVE WON BY DEFAULT FOR GODS SAKE

HAVE FOLLOWED AN DONE ALL WAS REQUESTED BY COURTS

UNFAIR UNFAIR UNFAIR

THERE MUST BE SOMETHING I CAN DO ABOUT THIS ITS A DISGRACE IM SUFFERING

THE JUDGE ORDERED HEARING AN WAS ONE THAT DIDNT BOTHER TO BE THERE (OOOPS WAS BTs FAULT:confused: )

 

IM NOT GIVING UP ILL SCREAM FROM ROOF TOPS IF I HAVE TO OR CAMP ON COURT STEPS TILL I GET A FAIR HEARING IS IT ME OR IS THIS ALL WRONG WRONG WRONG

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All I can think of is for you to make a formal complaint in writing, making your points. If you think it isn't worth having a stay hearing now, you could ask to withdraw the application and have the money back as the chances are that the case against the OFT will be imminent and it won't be worth wasting your time or the courts.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

well caggers got my letter with new date for stay hearing what a surprise 12th feb im not impressed or shocked by this pointless date as the test case is in january is there any point to it apart from taking more cash from me........:mad:

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Unfortunatley Jeanette I think it is just a waiting game at the moment I know it is so frustrating after all the hard work we have put in and I doubt if the majority of judges are strong enough to stand up and be counted, a much easier life for them to just sit back and count their court fees for which they have done sod all, just yet another rip off...:(

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justice only if if you can afford it is the way it works in this country .......am not shocked an am not giving up but thanks for the support from everyone its good to know you are not on your own thanks again to you all:)

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