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    • I've had another look at their WS and as it definitely states that they are pursuing you as the keeper in point 19 they must lose their case because their PCN is not compliant with PoFA on two counts.  First is the fact that they must have a parking period and it is quite clear that entering and leaving the car park does not constitute a parking period since some of the time the motorist is either driving around looking for a parking spot then leaving the spot and driving to the exit. All that takes time so that is one fail. The other fail is in their wording when they are trying to transfer the liability of the alleged debt from the driver to the keeper. They are supposed to include at Schedule 4 s9 [2][f] this "(if all the applicable conditions under this Schedule are met)". That in itself makes it non compliant but the fact that they haven't got a parking period means they haven't met the applicable conditions.   Looking at their contract, the names of the signatories and their positions in their respective  companys have been redacted. You do need strict proof of who actually signed. There is no specific authorisation from the Client to allow Court action in pursuit of non payers. In section 11 which is like an addendum it states" the Company shall provide parking control" but doesn't state if that includes legal pursuit as well and it does not appear to be signed.   The entrance sign does not include the T&Cs so it is only an offer to treat  not  an offer of a contract. Their only appears to be one type of sign inside the car park which is unusual and a lot of the signage is in too small a print to be acceptable in Law as capable of forming a contract. The signage also includes unlawful demands for extra charges which makes the whole contract invalid.  PoFA 2012 made it quite clear that the maximum  amount claimed was the amount on the sign. This has been reinforced by the Private Parking Code of Practice which states that no extra charges can be made over the signage figure. Indeed a Government Minister is quoted as saying that the extra charges demanded by parking companies are "a rip off" yet they still include them. They are an abuse of process and should be subject to adding exemplary costs payable to the motorist to act as a deterrent to rogue car parking companies.   They have no planning permission for their signs and ANPR cameras which means that in addition to them being unlawful because of the extra charges they are also illegal because they have not been given permission to be there under  the Town and Country [Advertisements} Regulations  1969. They are supposed to comply with the Law and the IPC code of Conduct and they have done neither. The new Private Parking Code of Practice  draws attention to it as well  s14.1 [g]  "g) responsibility for obtaining relevant consents e.g. planning or advertising consents relating to signs."   So it is not as if this is a secret-since it has been out since February 7th 2022 . You would have thought that as this Code was designed to root out the rogues in the industry that the parking industry would already have made adjustments to their activities in order to align themselves with the will of Parliament as proposed by Minister Neil O'Brien  who said   "The publication of this Code therefore marks the start of an adjustment period in which parking companies will be expected to follow as many of these new rules as possible."   Ignorance of the Law is no excuse but even Gladstones are surely aware that the extra charges are unlawful  it beggars belief that they can aver that they have told the truth on their WS.
    • Evening all,   I am looking for a little bit of advice, any would be appreciated. I am a bit hesitant in giving all the in's and out's as I am not sure of the forums procedures and I do not want to compromise my situation.   Basically as a result of a few issues in my life inflicted/self inflicted I ended up in a bad situation financially. A company brought a debt off a lender I had used and took me to court, I really mis-managed this and although I attended court with a case the verdict went against me. I accepted this but never heard anything back from them and admittedly as I was struggling didn't pro actively seek them out to make payment. So, on my Credit report I had a CCJ due to expire Sept. 2022, which I associated to that particular incident. Anyhow, I have recently received a Notice of Application for Attachment of earnings order, however, this is regarding a completely different debt/Court procedure to the one I participated in. The creditor, to my knowledge has never contacted me and until this week I have never received any correspondence to this case from the creditor or county court.    Basically, I was just after a bit of advice, on how to go about this. I am worried that if my employer is advised of the CCJ, it makes my position uncomfortable, maybe untenable which will only be negative to my situation.    So can I still contest this and possibly get it removed via the courts, can I delay it for 3 months to get it statue barred, do I pay the whole amount (to a company whom brought it at a pittance) or do pay it off and if so, can the figure be negotiated and how long would it affect me credit score?   I apologise for the number of questions, and appreciate any advice. My concern is the application ruining a very good job for me.   Thanks in advance
    • Thanks, I am worried because on the citizenship application they ask if I received warning, I am not sure if TFL warning this the same police warning or not?? 
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Bank details hacked - Unauthorised transactions - lost £18k in savings


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My dad's bank got hacked 

 

Well what has happened is I deal with my dads money  and I have mine and his mobile banking app on my phone (was unaware I was not ment to as no one told us otherwise) 

 

Long story short  someone managed to get into both banks transferred all my dads money to my bank and then used my card and PayPal to set up lots of gambling sites in my name and deposited all mine and my dad money onto them 

 

I went to my bank but they refused to refund me as they say its my fault as it matched my ip address  ( this has happened while I had covid and was ill unable to get out of bed)

 

we went into my dad's bank (yorkshire bank) to report it but they seem to say because my dads app was on my phone its my fault

 

my dad lost £18k and we are not seeing a way to get it back

 

any help would be helpful 

 

I know I've not done anything wrong but I feel I being blamed

I mean if I need anything I just would have asked my dad 

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I'm very sorry, but you have posted your story in an unbroken block of text which is very difficult to read – especially on a small screen. Also this is to be absently no punctuation so it's very difficult to understand what you want to say.

Please will you repost your story – spaced and punctuated so that it is clear and this will encourage people to come along and give you the help that you need.

Thanks

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  • dx100uk changed the title to BAnk details hacked - Unauthorised transactions - lost £18k in savings

Post 1 now made clearer and without the text speak.

 

your problem here is you have allowed this to happen by not keeping your devices security upto date and not being aware of how easily it is to compromise a mobile phone.

 

So how did they hack your phone? And was this your existing paypal a/c?

for this all to have happened it must have been weeks it was going on without your knowledge?

 

Dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it was my paypal I did I claim though them and they declined it. it was over about a week .I dint know how they hacked my phone 

 

I not sure how it got hacked.

 

It was my paypal I opened a claim with it got declined 

 

It was going in for over a week

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typically these scams are done through the hacking of your paypal a/c

are your fathers A/c or debit card linked as a payment source there as well as your a/c and debit card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • Andyorch changed the title to Bank details hacked - Unauthorised transactions - lost £18k in savings
8 minutes ago, dx100uk said:

typically these scams are done through the hacking of your paypal a/c

are your fathers A/c or debit card linked as a payment source there as well as your a/c and debit card?

No just mine 

 

Thay somehow got my dads details from my phone and transfered all his money bit by bit into mine then used my card though paypal to  open and deposit  money in loads if different gambling sites in my name 

Edited by Angel6661
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Well you've obviously downloaded some form of skimming app on your phone.

You say a week? When did this all start date please

 

And have you now cleaned your phone of it? Using one of the many security apps you can run?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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7 minutes ago, dx100uk said:

Well you've obviously downloaded some form of skimming app on your phone.

You say a week? When did this all start date please

 

And have you now cleaned your phone of it? Using one of the many security apps you can run?

9th March  and n how I fo that tge other thing too is I had a big win on the only gambling site I use and it all started after that

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stop hitting quote just type,  please

 

can you try and concentrate on the content of what you are writing here...

the above makes no sense and i'm not going to keep correcting all the mistakes like in your past posts.

 

tell us the complete story from day one.

p'haps using short dated bullet points .

 

then we can get you moving.

 

if you have any letters or documents/emails

read our upload guide carefully

and pop them in one multipage pdf please

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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.I have both mine and my dad moblie banking app on my phone 

 

.someone took all my money

 

.thay also took my dads by transferring my dads money from his to my account

 

.thay set up loads of gambling accounts in my name 

 

.my bank says its my fault as thay seid the ip address matched my ip address 

 

.thay closed down my account and refused to give my money back

 

.this come after I had a big win on my gambling app 

 

Happened from 9th March same day I got my big win in my account 

 

And lasted about a week

 

.thay also used my PayPal that I had my bank account and debit card saved on

 

.opened up a claim with the and thay declined it 

 

Edited by Angel6661
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You need to know how this happened..

have you scanned your phone to find the hacking app?

something is not right here

there's too much info that has been harvested and gained here for it to be a simple hack

 

Find the cause please

use the Malware bites app or something

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what is your phone please

and is this the only device you use?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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“what is your phone please

and is this the only device you use?”

 

reply: “Yes and yes”

 

Something tells me the OP is going to have to start engaging more if they want to help CAG help them .....

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:frusty:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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here is a good guide

let us know the results of the scanning please

what apps it finds that are suspect 

paste the report here

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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