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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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conalot v yorkshire bank


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well its monday 12pm ahhhhhhhhh lol am on the vodka medicinal of course nerves an that lol hic pre nite jitters are fading in a haze of alchol hic hic low top is ironed (hope is a chap judge lol) lucky wonder bra is out wot mor can a girl do !!!!!! cya tomora guys xxxxx

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Get yourself to bed conalot with a pint of water, lol! Judges aren't all blokes these days so wear something conservative with a small c. It's a big day tomorrow so maybe even a mug of hot milk to relax you will help. You need to be very sharp to keep one step ahead.

 

Easy for me to talk. I'm not the one in court, but seriously give yourself the best chance you can.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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thanks but the milk will make me sick never liked it as a kid eurgh!!!! sod it done wot i can am not gonna sleep so am painting lol but dont worry folks am a nites worker any way so is normal to be awake for me will be on top form 2morrow an the years of elecution lessons will be useful lol (mam will be pleased ) am gonna kick but watch this space an YB can kiss my ass!!!!!!! this will be for you all my friends an am gratful to you all xxxx am eating my curry an off to land of nod bye for now

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dont panic chaps am ok lol an will win an was only messing about the low cut top thing we all know judges dont go that way (ooops) i have a bit of insider info on these things an am not intimidated by them at all so chin up guys just playing grew up with legal system etc in my face so will be ok thanks though is cool will post straight away as i get back so you know what happened bye for now am of to bed xxxxx

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How did things go for you today?

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Come on Jeanette. You're keeping us in suspense here.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Am here guys an you wont believe what has happened .

 

1) An hour an half before was to turn up at court in person as told to do the postman delivered a letter from YB with instrutions for telephone conference

 

2) Rang courts as was unsure if was to go to court to do this or not they said didnt have to go to court just do it from home (relieved about that to be honest)

 

3) Did as requested an dialled numbers as given to be connected to other parties 15 min before was due to start (12.10 was start time) could hear another person breathing an rustling paperwork after 10 min of being on phone I thought was judge an YB were doing usual an not gonna appear (was hoping to be honest)

 

WELL I SAT ........AN SAT.......AN WAITED.......AN SAT.................WAITED......WAITED...could still hear other person but no speaking an still SAT WAITING.....for an hour !!!!!! then at last a voice was the banks barrister who was on phone not judge introduced himself as ANTON TININON an he said that wasnt sure if we had been forgotten about that we couldnt just sit here on off chance the judge would appear all day so he offered to ring the courts an see what was going on an find out what time we could expect the judge to be there as he said sometimes the case before could of over run etc so i waited on the phone for him to get back to me.

 

After 5 min he did an said that the court was aware we were both there waiting for hearing to begin since 11.55 an it was a cock up on behalf of BT as the judge even though had numbers as we did to connect to hearing he dosent do that !!!!! BT are to connect us when both parties are on the line!!!!!!!!!!!!!!! so he said we dont have to stay on phone any longer an he said that what will probably happen is the judge will make a judgement on what he has already or will allocated another day for a conference......

 

Is it me or is this a damn disgrace am furious am no further forward I cant put into words how annoyed at this min i am UNBELIEVABLE

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Good grief Jeanette that is a disgrace. BT needs a flaming good rollicking for that! I hope the judge finds them in contempt of court.:-x

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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is it me or is it damn rude that the court new we we there an just left us even though they had the number an pass code to connect i am sooooooo disgusted with the whole thing might not be important to them but is to me am very insulted at the way i have been treated by the bank an courts etc

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So now i just sit an wait on the of chance i hear something I think not am going to calm down an ring court myself an see what is going to happen now an am thinking of composing a letter to judge aswell but am going to calm down first as i might get his back up at min am that angry

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I thought you meant BT were at fault. Well I must admit if a judge is going to order a telephone hearing you might expect him to make sure he's part of it. Just phone the court yourself and ask their version of events.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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am so damn disgusted have never ever been this furious who the hell do they think they are cant a judge use his bloody finger like normal folk am sure a tea boy would help am wanting to swear soooooooooooo badly at min

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I can understand that, but what's done is done. I guess the worst thing is that you had psyched yourself up, what you wanted to say, not sure what to expect, possibly anticipating nearing the end of your claim, and then ........ SILENCE.

 

Just take comfort in that you are prepared for when things are re-arranged, although I would suggest you object to a telephone conference, unless you are assured a tea boys finger will be available for the judge. (I think that might sound rather rude, but you know what I mean).;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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believe me i ment it to be rude but was to polite to type it. am going to write to judge an point out to him the unfairness that i have suffered in the way my claim has been delt with an request judgement on basis of YB defaulting back in july will post it before sending in case im a bit harsh lol

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Succinctly put GB

 

So Jan The Judge will Judge or reallocate does that mean he has more to go on from you, with regard to judgment?

I mean If he couldnt Judge before then whats changed? bit like an mechanic who cant mechanic :mad:

 

Chin Up Jan,I know you have the strength to see this through.

"I am more than prepared to repay any money I have borrowed, IF they are prepared to refund any money THEIR agreement doesnt allow them to charge me." Tamadus

 

Thanks couldnt put it better myself :D

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am not taking this lying down if shoe was on other foot as i have been few times had a few dealings with courts (ooops fines etc dont panic) an i defaulted by ignoring court letters the warrant officer would be at my door by now for non payment so why is it that the bank is still getting away with it an even the judge isnt taking my claim seriously it seems well few grand at small claims might be small change to them but is a hell of amount to little old joe public an think they need reminding of this in a polite way of course !!!!!!!!! ill say thank you when get money lmao

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AM IN NEED OF HELP PLEASE...

 

AM DEVASTATED AT UNFAIRNESS AM SICK TO MY STOMACHE GUYS THERE MUST BE SOMETHING I CAN DO ABOUT THIS?????????????????

 

I rang courts myself short while ago as i wanted to know what score was after yesterdays fiasco.

not that dont trust word of YBs representative!!!:rolleyes:

but thought it best to go straight to organ grinder an find out what happens next.

 

to start with there was no note on my file at all about yesterday after i had explained what had happened she couldnt see anything about it anywhere so wanted to put me on hold!!! on my mobile so asked her to ring me back as low on credit an thought of another penny out of my pocket made me feel bit sick .... she said oh no we cant do that cant ring mobiles (she sounded very young so fair enough) i told her that they hd done it the other day so didnt see why couldnt today.

 

RANG BACK TO INFORM ME THAT THE JUDGE HAD DECIDED THAT ANOTHER TIME AN DAY BE ALLOCATED FOR MY CLAIM WHICH WAS THEN TOLD WOULDNT BE TILL SOMETIME IN NEW YEAR !!!!!!!!!!!!

 

WHAT THE HELL IS GOING ON WAS THERE ANY POINT IN ME PAYING FOR THE STAY TO BE REMOVED IN FIRST PLACE BET MY HEARING IS HMMMM 3 WEEKS AFTER TEST CASE

 

I HAVE WON BY DEFAULT FOR GODS SAKE

HAVE FOLLOWED AN DONE ALL WAS REQUESTED BY COURTS

UNFAIR UNFAIR UNFAIR

THERE MUST BE SOMETHING I CAN DO ABOUT THIS ITS A DISGRACE IM SUFFERING

THE JUDGE ORDERED HEARING AN WAS ONE THAT DIDNT BOTHER TO BE THERE (OOOPS WAS BTs FAULT:confused: )

 

IM NOT GIVING UP ILL SCREAM FROM ROOF TOPS IF I HAVE TO OR CAMP ON COURT STEPS TILL I GET A FAIR HEARING IS IT ME OR IS THIS ALL WRONG WRONG WRONG

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All I can think of is for you to make a formal complaint in writing, making your points. If you think it isn't worth having a stay hearing now, you could ask to withdraw the application and have the money back as the chances are that the case against the OFT will be imminent and it won't be worth wasting your time or the courts.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

well caggers got my letter with new date for stay hearing what a surprise 12th feb im not impressed or shocked by this pointless date as the test case is in january is there any point to it apart from taking more cash from me........:mad:

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Unfortunatley Jeanette I think it is just a waiting game at the moment I know it is so frustrating after all the hard work we have put in and I doubt if the majority of judges are strong enough to stand up and be counted, a much easier life for them to just sit back and count their court fees for which they have done sod all, just yet another rip off...:(

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justice only if if you can afford it is the way it works in this country .......am not shocked an am not giving up but thanks for the support from everyone its good to know you are not on your own thanks again to you all:)

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