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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Makenzie Hall - please help


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Hi BB. I'd forgotten in all the excitement earlier that i came to this thread to say hello!! :p

 

It was very confusing with Stupot's info on here too. You'll have to welcome him in his new thread home! :D

 

Hope you're ok and that things are improving.

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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Thanks for cagbotting my thread.

 

Sorry BB but it was beginning to get a bit messy :)
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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

YAY :D

 

Result!!!

 

Recieved letter from TS that Studio won't be pursuing this matter after muck hall passed back for non-comp with CCA as they never had one anyway :rolleyes: Why does that not surprise me :rolleyes:

 

PS. No worries rory I know you're just doing your job *hugs*

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Very well done BB :D

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Fan - blinking - tastic!! :D

 

A long haul, but worth it. Good news honey :p

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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YAY :D

 

Result!!!

 

Recieved letter from TS that Studio won't be pursuing this matter after muck hall passed back for non-comp with CCA as they never had one anyway :rolleyes: Why does that not surprise me :rolleyes:

 

PS. No worries rory I know you're just doing your job *hugs*

 

Great news BB! Brought a smile to my face.

 

:)

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Really happy for you baby-bear with your result agst the Muck Hall crowd..By the way, sorry for hijacking your thread a few weeks back.....I'm counting the days to the expiry of my CCA with the Lowell Group...I'll keep you posted on my thread..

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hi guys

 

newbie to this fab site so aplogises if i waffle on!!

 

several weeks ago i recieved a letter upon opening it stated MH with a telephone number to ring and a ref to quote, i rang them to query why i recieved this as all my previous credit agreements are paid in full! i only have one debt (cat) which is active, i was informed by a very obnoxious advisor that it related to an old a/c i had with t-mobile, the background with t-mobile is i has a contract with them for a few years and my OH was using the contract mobile number, week or 2 after we seperated i had the bill and was fuming as the monthly amount due was £220 more than what it usually was ( OH -'female friend' ) so i rang t-mobile to cancel contract and ask why they allowed it to go seriously over the monthly allowance to no avail. told them i was unable to pay the bill as i had to go on IS due to current circumstances.

 

my OH told me he would pay it but low and behold he didn't, anyway it resulted in a ccj with t-mobile which i paid every month it is now fully paid.the contract is cancelled.

 

MH demanded i pay them £25 as they had the debt from t-mobile. i explained to obnoxious fella that t-mobile had a ccj against me which is paid in full, he told me this amount was for the monthly contract fee which is still outstanding, i again mentioned the ccj and told him what i owed t-mobile was on that,

he got very shirty with me and said he have given me a chance to pay it immediately to him by debit card so know they will take legal action by this time i was fuming, the way he spoke to me was utterly appalling and i told him so he refused to give me his name.

 

i havent heard any more as yet, but i dont know wether to just pay the amount of £25 not a great amount i know, but i believe all what i owed to t-mobile was paid through the ccj. what should i do?

 

sorry for waffling on many thanks!!!

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Hi all newbie here:smile: This morning i recived a letter from Mackenzie Hall saying i need to contact them immediately??? I gather from reading some of the posts here that they are some sort of dept agencey wanting money, now i can't think of any dept i owe so would it be wise to go to citezens advise or should i get a credit report done (where would i get this done?)to see if i do owe anything, am i also right in thinking not to phone them, really want to just to find out who i owe what to and how much.

 

I have just moved into a new house with two of my mates and i really don't want them finding out as it makes me look bad....

 

Really stuck on what to do so could anyone please, please help me out and give me any advise on what to do....

 

Cheers

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Sit tight and wait to see what they come up with. Unfortunately you cannot CCA them for a mobile phone debt. I would ring up TMobile and get them to confirm the debt is paid in full. Do not have any telephone conversation with the idiots in Muck Hall

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If it was subject to a CCJ and that has been paid in full, they are whistling in the wind. the only way T-mobile could get their money is by obtaining a variation order - they're obviously not interested in doing this, so so ignore MH until such time as they come back with anything else.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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The county court would certainly have a record of this debt being satisfied (paid off) and so would the Registry Trust. I think, iirc, you can get a certificate which confirms this to be the case and that costs £3.

 

If Macknzie Hall continue to harrass you for money for a debt you know and can prove to be satisfied tell them to go forth etc or take you to court. They won't take you to court because they know what will happen to them once a judge gets to hear about this and if they continue to harrass make a complaint.

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And please, please report them to TS.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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