John Vs Barclays

[john10]

Hi All I Received A Letter From Barclays Saying That They Where Sorry That I Was Unhappy With The Charges Incurred On My Account And That They Were Dealing With It And Will Contact Me A S A P But They Cannot Guarantee That They Will Do This . Thay Are Trying To Find A Solution To This And Aim To Do This In 4 Weeks If They Are Not Able To Do This A Full Report Or Update Will Be Sent To Me Within Eight Weeks. Another Letter From The I C O Was Sent To Me As I Had Already Wrote To Them Then The Statements Turned Up So I Have Sent All The Proper Letters Last One Was L B A I Dont No What To Do Now Do I Give Them Another 7 Days Or File A Court Claim Any Advice Will Be Greatly Appreciated

[saintly_1]

If the 14 days from them recieving your LBA is up then file in court if its not up hthen as soon as it is file ....... you dont want them saying that you didnt give them the time you said you was do you ?

[john10]

cheers for that i will do they say you can do it online is that right

[saintly_1]

http://www.moneyclaim.gov.uk/ is the link for the Mcol or you can go with the N1 delivered to your Local Court as im not quiet at that stage i cant advise which way to go

[dar£n]

John you now have 5 threads to do with Barclays, can you keep your postings to one thread, then we can follow easier...thanks

[john10]

so sorry am confused can you explain properly to me what to do i thought i have to do a new thread everytime sorry for being so thick

[dar£n]

John you only need to start a new thread if you have another claim going on, all you postings, questions, concerns can be addressed in the same thread, all you need to do is keep using the reply button to updated it. otherwise it is very hard to follow your progress cos all your postings are all over the place.

[john10]

i have not heard nothing from barclays looks like i will have to take them to court the 14 days from my last l b a is up on the 12 june any advice will ne appreciated

[john10]

do i have to send every letter to the court that i have sent to barclays bit confused and a bit scared

[karenann]

Hi John10

 

Don't worry everything you have done so far is correct. Once your LBA time period runs out the next step is to file a claim with MCOL. If you click the link below it will guide you through how to do this.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

Let me know if you are doing it through your local court because there is a guide to filling in the hard copy forms as well.

 

You will then need to send an updated schedule of charges to the court with your claim number attached and another copy to the bank. The Court does not need to see any of your other correspondence with the bank yet. You keep copies of this for your court bundle which comes later. It would be a good idea to have a look through what is involved here though so you are prepared.

 

Hope this helps. Keep us posted.

 

Karenann

[john10]

Thanks Karenann That Helps Great Do I Need To Add The Intrest Now The 8% I Think I Will Do It With Mocl And See How I Get On The Other Thing I Would Like To Ask I Am On Family Tax Credit And Incapacity Benefit I Read Somewhere That You May Get Free Court Costs Do You No If This Is Right And If So How Will I Go About It

 

Thanks A Lot For Your Help

[saintly_1]

http://www.consumeractiongroup.co.uk/forum/helpful-external-links/63-county-court-fees-exemptions.html

Have a look here

 

 

And yes this is where you start to claim the interest

[john10]

Thanks Saintly I Have Had A Look And Looks Like I May Be Able To Get Free Court Fees However I Will Not Be Able To Do The Online Version Is It Right I Can Download The Forms And How Do I Find Where My Nearest County Court Is

 

Appreciate Your Help:)

[saintly_1]

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/

[john10]

thanks saintly i have the address now with your help

[john10]

hi i am filling in the forms for the court and i am stuck what is the intresr s 69 county courts act 1984 and how do i calculate it

[saintly_1]

if you used the spreadsheets from here then the interest is calculated for you

[john10]

i did but dont no whether i done it right i copied and pasted and done it through micro soft office is there another way

[john10]

i thought that daily rate was the overdraft intrest sorry for this but i am a bit confused

[saintly_1]

no the daily rate is the s69 interest @8%

[saintly_1]

charges x 0.000022p

[john10]

thanks just gort my son to show me how to do it i probly could of saved alot of time if i asked him to show me the proper way meaning i am not very good with computers thank you anyway of to take it to the court tomorrow

[john10]

hi i am ready to take my forms to the court there is only one thing that i am not sure about in the value section i have put my charges what the bank owe me then it says overdraft interest and then interest s69 which has been calculated what do i do about overdraft intrest ? am i right in thinking a copy the forms 3 times keep one send one to the court and one to the bank and is it just the ni form and a schedule of charges

[john10]

Hi I Am About To Send My Forms To Court There Is Only One Thing I Am Not Sure About In The Value Section On The Ni Form It Says Overdraft Interest I Have Already Done The Charges And S69 Intrest What Is This And How Do I Do It

[Trucker]

If you used the complex spreadsheet to do schedule of charges it will have worked it out for you