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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nuisance Phone Calls


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Been getting messages left on my home voicemail service for the past 2 and a bit weeks or so. It's coming from what appears to be an automated service which says my surname (obviously preceeded by something else which has been chopped off the recording!) then, "Please press any key to continue". Yesterday I was called at 11.01, 1.20, 2.04, 4.05 and 5.07 with the same message being left. On Thursday 17th it was 1.20, 2.53, 4.25, 5.56, and Friday, 12.35, 2.07, 3.38, 5.10, and 6.41!

 

It's now at the stage that my voicemail is full of this crap before I get home in the evening and any perfectly valid messages (and I've been applying for new jobs recently!) can't get through because of this.

 

Has anyone got any suggestions how I can get rid of this nonsense and get back to some semblance of a pester-free life?

Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

Natwest reclaim of £340 in progress;

Egg credit card reclaim in progress

 

 

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There must be a fault, as these services usually detect VM and abort the call. What number is displayed or stored when the system calls you? International/Withheld/Unavailable?

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If they are coming through as unknown or witheld numbers you can ask your telephone service provider to bar witheld numbers from getting through ( I think on BT it's called Choose to Refuse but am sure other copmpanies will have similar options ).

 

Problem you have is if any of your job application people are calling via a switchboard...

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No - its called Anonymous Call Rejection - this costs on BT but is free on Virgin. The action to take depends on what number or flag is presented with the inbound call.

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Guest weegirl

You could also register your phone number free with the Telephone Preference Service at tpsonline.org.uk, this will stop all nuisance marketing calls within the UK. It will take about 1 month to be fully effective, but it does work. There is also a fax preference service for those of you at work getting bombarded with crap faxes. I think you may have to renew your telephone number yearly.

 

Unfortunately it won't stop marketing calls from outside the UK, but I have found these rare anyway, I have only had two since registering last year. Anyone in breach of this can be reported to the TPS complaint line.

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Not totally sure what numbers they have been using but there are a few possible ones with one of them being 0208-961-5005. When I redial it, the phone automatically disconnects itself which is no good! Other numbers it may have been coming for are 0114-201-5606 or 0113-213-2001.

 

I'm registered with TPS and also have anonymous caller reject, so I'm assuming that it's one of these numbers it's coming from.

 

Blasted automated dialler!

Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

Natwest reclaim of £340 in progress;

Egg credit card reclaim in progress

 

 

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You can complain about this, as the number presented must allow you to call back, or provide you with an announcement for the most appropriate number to call. Since a number is presented, you can use BTs Choose to Refuse to block them, which is cheaper and more appropriate than Anonymous Call Rejection.

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Guest weegirl

Yes, sounds like a computer ringing for a call centre. I had lots of those calls for a time, everytime I answered there would be silence and then the phone would click dead. I thought I had a bloody stalker. Turned out it was the auto-dial, and sometimes if they dial and there is not enough call centre staff to deal with the calls, the computer cuts off. It sounds like UK numbers, although saying that I have been called from outside the UK, but the return number is a UK based line that is re-directed. You could try reporting them but I'm not sure of how quick the TPS procedure is, and of course if it is outside the jurisdiction it will be a pain.

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There is another possible explanation.I went through a period of six months of up to 20 calls a day.My caller display showed these calls were from all over the country.Ringing back some of these numbers, people were saying they had not telephoned me.Finally BT discovered that there was a fault on my line.I have overhead cables to the house, and every time the wind blew,it was causing my 'phone to ring with a random number.

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Over the past few days, another pile os these, yesterday calling at 12.30, 2.09, 3.40, 5.12, 6.43 and today at 11.38, 1.10, 2.41, 4.30 and 5.44!!!! The last of these coming from 0207-663-4032. Hopefully someone else will goodle these numbers and I can find out who the hell is phoning me all the time and leaving my voicemail without space come the end of the day.

 

As someone who has been signed off work with nervous exhaustion, I could well do without any additional hassle over the next few weeks.

Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

Natwest reclaim of £340 in progress;

Egg credit card reclaim in progress

 

 

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Hi, just to let you know if you ever get a recorded call asking to press a number to continue DON'T! It has bee known to connect you to a non-uk premium rate call (anyone remember get caught up with high rate calls to tuvalu on their bill due to rogue dialers?) if it says when you do 1471 'we do not have the callers number to give you' it's probably international, nothing can be done about it but they do move on after a while (defenition of 'while' is yet to be defined!) I worked at BT's nuisance call bureau for over a year and delt with complaints about this daily! You can have withheld numbers rejected and if you call BT customer service they will put it on free (worked there too for a while!) BUT remember that doctors surgeries and hospitals dial out using withheld numbers so contact them and provide them with an alternative number.......geese sounds like being back at BT......ARGH!

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Hi, just to let you know if you ever get a recorded call asking to press a number to continue DON'T! It has bee known to connect you to a non-uk premium rate call !

 

Where do I begin? Sorry, this is an urban myth. If you receive a call, you can press any numbers you like but you WILL NOT BE billed. You are not initiating a call, therefore it cannot be charged to your account. If you worked for BT, I would have expected you to know this. Since the calling number 'controls' the line - providing they do not clear down, you cannot make ANY outgoing calls until after the clear down or the call times out.

 

Rogue diallers are different - this requires the computer to dial out, and has nothing to do with voice calls or what the recipient can do with an incoming call that plays a message.

 

As for Hospitals and Doctors surgeries being contacted to give them an 'alternative' number. Sorry, that's their problem. They can also allow their number to be presented by dialling the code to release it, or use another phone line that does.

 

Next, BT do provide ACR Anonymous Call Rejection, but it is a chargeable service and I've been paying it for the last 4 years.

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