Egg_Charges and Default

[livelylad]

Phone call from Court this morning, Egg have decided to proceed with counterclaim even though I have had to drop mine. It was with the Judge for an urgent decision. I explained the circumstances and she thought it would be a good idea to give person she spoke to, John Murphy(prudential) a call, to see if it could now be resolved before court, in view of the circumstances. I decided to do this but he could not make a decision. He told me I would receive a call later today. Guess who? the infamous Sinclair-Nelson. He said that John Murphy, is apparantly, his assistant. He told me that " the counterclaim is chugging along nicely" I pointed out that I have a payment arrangement, as the debt is now with DLA, and that this is up-to-date, and told him that the C.A.B had been involved. He told me that I should have thought about that before I took out a claim against them and "is that all you have to say? See you in Court tomorrow, it should be very quick" Bullying tactics, once again.........

twats

[Tobes]

good luck yasmin, do emphasise that there is a payment plan in effect already so this action is unnecessary and merely retaliatory

[angry cat]

Yasmin, Pleasssseee do a Google search:- Prudential 28 July 2006 Moderators mark tucker, philip Broadley, Nick...(Nick is Egg) and Google :- Citywire Prudential 28 July 2006.......News about Prudential 28 July 2006 Do not let then Bully you!!!! and...remember Egg does have skeletons in it's cupboard. Egg are fighting hard, because it appears their MURKY financial problems are back! The consumer will crack Humpty. Keep the Faith and I have got everything crossed for you. Love Angry Cat XXXXXXX

[Les Gunn]

Good luck Yasmin - you will win - don't let them bully you!!!!

[moose53]

Good luck Yasmin, am thinking of you.

[Yasmin]

Hi all thank you for all your support, means a lot. Well back from court. Did not have to wait long this time. The judge was not aware that my side of the claim had been dropped and had just called us in briefly to say that as there is so much reading on the case, possibly it wouln't be heard until the afternoon or maybe even adjourned. When it was pointed out that it was just the counterclaim, he said that he was not exactly sure what they were counterclaiming for as I had not compromised my agreement to pay the outstanding balance. He also expressed the fact that he knew of the flood of these cases throughout the country . He was ready to dismiss the case but egg have decided that they want a judgement, due to the fact that they beleive certain details on my application were incorrect. The judge was hoping to hear the case later this afternoon, after some reading but egg have pushed for an adjournment, once again. We have been given instructions to have our new statements in, in 7 days time. Wish I hadn't dropped my claim now as it's proving to be just as stressfull. Egg are still not providing docs. or proof. Really need some help from forum now.

[un1boy]

Omg, they are so bad - the court/judge should just rule in your favour, especially if they aren't getting docs etc in on time when they are wealthy professionals and you have, even though you're a standard member of the public.

 

I wonder if the judges have shares in the banks?!

[Tobes]

Thinking of you Yasmin, sounds like the judge wasn't particularly nice to Egg either!

[gizmo111]

Hi all thank you for all your support, means a lot. Well back from court. Did not have to wait long this time. The judge was not aware that my side of the claim had been dropped and had just called us in briefly to say that as there is so much reading on the case, possibly it wouln't be heard until the afternoon or maybe even adjourned. When it was pointed out that it was just the counterclaim, he said that he was not exactly sure what they were counterclaiming for as I had not compromised my agreement to pay the outstanding balance. He also expressed the fact that he knew of the flood of these cases throughout the country . He was ready to dismiss the case but egg have decided that they want a judgement, due to the fact that they beleive certain details on my application were incorrect. The judge was hoping to hear the case later this afternoon, after some reading but egg have pushed for an adjournment, once again. We have been given instructions to have our new statements in, in 7 days time. Wish I hadn't dropped my claim now as it's proving to be just as stressfull. Egg are still not providing docs. or proof. Really need some help from forum now.

 

Hi Yasmin,

 

Sorry if i seem a little thick, but i can't seem to find what the claim and counterclaim is all about, is this charges or debt collection or both. If you can point me in right direction if there is anyway I can help and/or support you I will.

[Tobes]

Read her thread - it's all in there!

[gizmo111]

Read her thread - it's all in there!

 

As i said i can't find it

[angry cat]

Yasmin! You have asked for HELP from the CAG Forum. I personally, am going to put 'My Thinking Cap ON' and try to help you. I 'implore' other members to do the same. WHY? Because "The More Grey Matter that is applied to this issue, will Crack the Egg. "Knowledge & Faith Moves MOUNTAINS". Just one more suggestion, perhaps it might be a prudent idea, to post your predicament/case under the 'GENERAL' forum. Unfortunately, it would appear that the EGG forum does not attract the same attention and expertise such as Lloyds tsb, The Royal Bank of Scotland/Tesco/Mint, Barclays or the Alliance & Leicester Forums:( Hey Just Remember, your strength lies in the fact that the charges are without a doubt "UNLAWFUL" plus you have the now Mighty BAG / CAG 50,000 = members behind you. Please advise these about your battle with EGG and without a doubt the CAG members will be your SOLDIERS. Keep the Faith....Love Angry Cat.

[gizmo111]

So just to clarify the situation is now

 

You have dropped claim for charges

You have drpped claim for default removal

You are paying DCA monthly instalments

They want a CCJ against you for full balance including charges and costs

 

Questions

 

Have the DCA bought the debt or ar they acting for Egg?

Was your application incorrect in some way (PM answer if you like)?

What date did you take out agreement?

What were you employed and unemployed dates?

 

If you can reply to the above I may be able to get my thinking cap on. Hopefully others will as well.

[un1boy]

Yasmin - have you tried issuing a CCA request to the DCA??

[EEK!!!]

Hey Yasmin, Sorry I've been on holiday and have just been catching up on your thread. Can I just asked why you dropped your claim? Well done for keeping a brave face. I'm going to have another look through your thread again and put my thinking cap on. My hearing isn't until 15th Novemeber wish it was sooner, looking at your thread you just seem to be getting messed about, and I'm sure it'll be the same for me!!!

 

Anyway I'll see if I can come up with anything I'm sure someone on this site will come up with a wonder plan.

 

x

[Yasmin]

Tnx EEk for your good wishes, matter temp. in hand...

 

Just to let everone know how egg are constantly avoiding deadlines...They were meant to send a statement to court, copy for myself by 20th Sept. (ordered by judge) I sent mine. Nothing from egg.

[I_feel_cheated]

any news on this yasmin

[Yasmin]

seems court behind....order finally appeared...Different date & only claimant to send new statement. Totally different to what was ordered in court. Is there no hope!! Anyway court date early December.

[I_feel_cheated]

further cheap tatics by Egg, I read that they have suffered major losses due to bad debt, so someone at the top must feel if someone successfully sue's, it will open the doors for some major backlash, I hope it does, I hope they go under.

[Mistermind]

I am busy with new job and new home right now, but intend to purchase the BAG envelopes for use when sending letters to the Shylock banks and cards.

 

How long, how long? Is there no chance to find an Egg claimant with impeccable credit history who cannot be discouraged and threatened by Egg with retaliatory victimisation? We need that FIRST refund verdict to in court to wipe the smirk off EggFace. Once the drawbridge is down, the army of little folk can pile in. Where are you Stephen Hone Esq. -- we need you.

[un1boy]

Well my I have a couple of defaults (soon to be removed) and will be paying my balance off and closing the account then claiming my charges from them.

 

I am scared though because I wouldn't know where to start in terms of putting a case together etc etc.

[andrew1]

I am scared though because I wouldn't know where to start in terms of putting a case together etc etc.

 

 

SCARED ???? - with 80,000 people and Bankfodder behind you ? :o

 

 

It's chicken feed !

[un1boy]

Lol, suppose. I'll be ok once I've paid the thing off. Then I'llp ost on my Egg thread and let everyone know!

[fighting_back]

Is there no chance to find an Egg claimant with impeccable credit history who cannot be discouraged and threatened by Egg with retaliatory victimisation?

 

 

Court fee paid. Awaiting allocation. Account closed. No defaults.

 

Go ahead punk...make my day!

[JULI99]

I Am Just Starting Out With Egg. Do Not Know How Egg Would Counter Claim On Mine Tho As My Egg Card Is Apparently 8p In Credit And Has Been For Some Time.

 

Juli99