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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Egg_Charges and Default


Yasmin
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No new defence is required , CB, as it as just a case which is being restored, apparently! Although on the application, I did have to make a statement, as to why I wanted to have it restored. As far as I know Egg don't have to submit anything, not that they ever do, LOL.

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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No new defence is required , CB, as it as just a case which is being restored, apparently! Although on the application, I did have to make a statement, as to why I wanted to have it restored. As far as I know Egg don't have to submit anything, not that they ever do, LOL.

 

 

Good Luck Yasmin-

 

Re: your comment-

"not that they ever do, LOL".

 

Are you saying that Egg never provide a Court Bundle as ordered by the judge?

 

AC

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Well ,not sure about never. However in my case, they did not submit or turn up with it at the first hearing! It's just their general delaying tactics...:rolleyes: unfortunately the judge on that day didn't seem to be too phased by this...they also never responded to my S A R...have not provided me with genuine copy of default notice or proof that I requested the P.P.I.

Amazing how they are getting away with it

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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It's because these companies pay the FSA and Ombudsmans and also the Judges etc (probably) have shares in the companies!!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Yes, un1boy-

 

I am aware that both the FOS & FSA are limited companies and therefore not government bodies and that they are both financed by levies paid to them by these Giant Financial Institutions.

However, I have faith in the judiciary.

 

Yasmin, looks like I am in a similar position to you, as I have not been provided with a true certified copy of the Default Notice, nor a copy of the Original true signed copy of my CCA credit agreement. My DSIR request was incomplete, unintelligible.

 

Love

AC

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  • 1 month later...

Hi Yasmin,

 

How goes with the case?

Any news from Egg???

 

Hondamad :)

__________________

EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts

Monument CC: received statements, now need to send letters. . . !

BoS Current Account: Settled

Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!

 

:-D:p:D

This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales :D

 

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Hi.....Well all the usual avoidance tactics. Wrote to their solicitors, to try to avoid further waste of court time, copy letter to the court! Response was a joke...so replied, sending letter copy to the court again, of course.

 

Basically they do not want to remove the default, even though they can not produce certified copy or copy of agreement or PPI. They have ignored the statutory request and of course the figure they defaulted me on includes PPI, which I certainly cannot remember requesting( which has now been refunded) also unlawful charges!!

 

Amazing, that now we are due back in court towards the end of the month, they are endeavoring to produce copies........:rolleyes:

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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  • 2 weeks later...

Hi Just to keep you informed .In Court tomorrow re default they are refusing to remove:rolleyes:

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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good luck yas!! xx

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Thanks, Much appreciated guys XXX

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Thank you Mistermind....Well back from court. Don't know if you recall but my case was a bit complicated, one of the first and has dragged on for about a year with adjournment after adjournment. This was causing me alot of stress, so in November, I agreed a settlement figure and deal with Direct Legal Collections.

 

My understanding was that the account would be marked as settled, the account closed, and any adverse credit removed, including default notice.

 

This seemed to be a good deal, and on the evening before the hearing was due Egg dropped the counter claim and any further action. I went to court however, as advised, and agreed to abandon the claim providing Egg kept to the terms of the agreement.

 

Of course the rest is history. I applied to the court to re instate the case for the default removal only.

 

The Judge was extremely helpful this morning and advised me that the County Court did not have the jurisdiction to order the removal of a default notice. (I had dropped the claim for unlawful charges as the DLC had offered me what I thought was a good deal)

 

When I mentioned the DLC he was not at all impressed. He advised me that if he were to rule that the deal be struck out, then I could reinstate my full claim for the unlawful charges and default removal.

 

We have 14 days to prepare statements, showing our understanding and interpretation of the deal struck between myself and DLC. If it is struck out then my original case will be reinstated and be heard in the High Court.

 

The judge has very kindly issued this case to himself, which is a relief .......

 

I was very impressed with the way the judge conducted the hearing, so on to the next stage.........

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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.....
in November, I agreed a settlement figure and deal with Direct Legal Collections.

My understanding was that the account would be marked as settled, the account closed, and any adverse credit removed, including default notice.

 

.... and agreed to abandon the claim providing Egg kept to the terms of the agreement.

 

Of course the rest is history. I applied to the court to re instate the case for the default removal only.

 

The Judge was extremely helpful this morning and advised me that the County Court did not have the jurisdiction to order the removal of a default notice. (I had dropped the claim for unlawful charges as the DLC had offered me what I thought was a good deal)

 

When I mentioned the DLC he was not at all impressed
. He advised me that if he were to rule that the deal be struck out, then I could reinstate my full claim for the unlawful charges and default removal.

 

We have 14 days to prepare statements, showing our understanding and interpretation of the deal struck between myself and DLC. If it is struck out then my original case will be reinstated and be heard in the High Court. .........

 

Yasmin, you have been a member of CAG since February 2006 when it was BankActionGroup, even before the OFT's watershed pronouncement of 5th April 2006. You go right back to the era of Stephen Hone, whom the Abbey intimidated with threats and ordeals, then finally appeased with a fivefold repayment at the last minute in order to stay out of court.

 

On the impending High Court trial should you wish to proceed I would suggest four itemised pros and cons:

 

(1) PRO - Your win on the reclaim of unlawful charges.

 

Favourable verdict would be a foregone conclusion. Such judgment will set a landmark precedent binding on lower courts, leading to nationwide publicity followed by a blizzard of automatic judgements in Small Claims Courts in favour of full refund of 6 years unlawful charges with interest to anyone who asks. To mount a defence Egg will need to expose all their unlawful earnings figures analysis, and even then they are likely to lose, so they would rather die than face you in High Court.

 

(2) Neutral - Removal of Default Notice (your outstanding aim):

 

(A) Egg Default Notice was served on you without mailed pre-warning contrary to law.

 

(B) Default condition was triggered by PPI for which Egg failed to produce evidence of your consent to subscribe for it.

 

A verdict on this issue would be beyond me, I leave it to CAG highflyer lawyers.

 

(3) PRO - additional damages

 

Egg messed you about for a whole year, and went back on a tit-for-tat understanding last November (you drop your lawsuit, they wipe the slate clean including withdrawal of Default Notice). If you have clear paperwork in black and white recording this bargain basis, then the picture is one of Egg going back on its written word, time and again by intent causing you distress, time and expense over an extended period. Natural justice would suggest additional compensation a la Stephen Hone as well as removing Default Notice.

 

(4) CON - Legal costs awarded against the loser

 

In the High Court the winner's costs running into 4- or 5- figures can potentially be awarded against the loser who already has his/her barrister expenses. For the ground-breaking first case to reach the High Court, CAG's real lawyers will have to hold your hand. With such large costs involved, even a small risk would be serious.

 

-------------------------------------------------------

 

Egg would rather die than land in High Court, and the card industry will collectively frown on Egg if they were foolhardy enough to proceed. For this reason I believe paras (2) (3) (4) would be academic, as item (1) will not happen.

 

To get out of (1), Egg will have to satisfy you with (2) and (3), with deeds before court date, not words -- which even in black and white they previously failed to honour.

 

GL Yasmin, but it's time for top CAG lawyers.

 

 

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Thank you Mistermind for that interesting and informative feedback. I will certainly bare all that in mind as I prepare my statement and wait to see what unfolds.....

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Thank you Mistermind....Well back from court. Don't know if you recall but my case was a bit complicated, one of the first and has dragged on for about a year with adjournment after adjournment. This was causing me alot of stress, so in November, I agreed a settlement figure and deal with Direct Legal Collections.

 

My understanding was that the account would be marked as settled, the account closed, and any adverse credit removed, including default notice.

 

This seemed to be a good deal, and on the evening before the hearing was due Egg dropped the counter claim and any further action. I went to court however, as advised, and agreed to abandon the claim providing Egg kept to the terms of the agreement.

 

Of course the rest is history. I applied to the court to re instate the case for the default removal only.

 

The Judge was extremely helpful this morning and advised me that the County Court did not have the jurisdiction to order the removal of a default notice. (I had dropped the claim for unlawful charges as the DLC had offered me what I thought was a good deal)

 

When I mentioned the DLC he was not at all impressed. He advised me that if he were to rule that the deal be struck out, then I could reinstate my full claim for the unlawful charges and default removal.

 

We have 14 days to prepare statements, showing our understanding and interpretation of the deal struck between myself and DLC. If it is struck out then my original case will be reinstated and be heard in the High Court.

 

The judge has very kindly issued this case to himself, which is a relief .......

 

I was very impressed with the way the judge conducted the hearing, so on to the next stage.........

 

 

well done Yasmin...

 

Has anyone go their charges back yet from Egg?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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so far so good Yasmin!!

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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Thanx for your good wishes, all... and you especially AC, let us know when you get your next hearing date. Hang on in there. Have you been drinking UN1boy ?? unlike you to come up with a question like that LOL.... Look at Misterminds roll call. x

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Court date through this morning....1st available date 6th June!!:rolleyes:Have to get my statement in soon however, as the judge gave us two weeks to do that. Wonder if Egg will keep to the deadline.......

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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Oh Good Luck Yasmin!

 

I didn't understand your last post regading Mister's roll call - I wasn't aware that anyone has won against Egg yet.

 

I will be with you in spirit that day....

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Have sent a letter to the court requesting an earlier date, and stating my reasons. This is dragging on and on......Thanks un1boy for good wishes...

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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goodness me, I can 't believe that this is STILL ongoing!

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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