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Sorry in advance if this is posted in the wrong place I just need some information.

 

I am panicing abit because i have applied to for a job in the world of finance and I have been offered the possition.

 

The problem is I have been sent a decloration form of which i need to complete and on the form it says that working with the company is conditional upon security checks from Equifax and the shared information system. To check for credit worthiness history of county court judgements or regulatory infringment.

 

I know i have about 4 defaults although two are settled and the other two I am paying off still with the bank concerned.

 

I am just now very worried that this will jepodise my possition within the company.

 

I know i havent got any CCJ's

 

Anyhelp on this would be fantastic.

 

Many Thanks

 

dera

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Hello there

 

Well, there really is nothing you can do but let them have the information and then if they cancel your job you must ask them why. If you have settled 2 defaults and are paying the others then I would say that looks good for you to be doing that. You could always go to checkmyfile.com and register to see what information is held about you. They show the equifax CRA so that would probably be your best bet.

 

Its a shame that you are feeling like this because we all suffer from financial problems at some point in our lives. It seems to me though that you have done your best to get yourself out of it and I think that would stand in your favour.

 

Good luck. Please let us know how you get on.

 

Kind regards

Gemspan

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Defaults should not be counted against you. If you have a ccj then this would be a straight refusal as they are not allowed within financial services. They will apply for criminal checks etc.

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I had a job at JPMorgan, as a contractor. The project manager, also a contractor, had not declared a CCJ. When it was found out, his contract was immediately terminated and he was escorted off site.

 

The important thing not to have it a CCJ.

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