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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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MY Money! v Bank of Scotland


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Hi guys

 

Was hoping I would be one of the lucky few who get their charges refunded before I had to start proceedings but, HBOS being HBOS, no joy!

 

Claiming charges going back 6 years, total £9251.00

Interest (have to amend this as was caluculated upto 2nd April) £2063.25

Going down the route of using MCOL and English service address to enable me to make one single, as much as possible (!) claim.

 

Reached the interest amount using the interest calculation tool on Martin Lewis' website...think that uses the Section 69 interest calculation at 8% from the start.

 

Literally filling in the MCOL details as we speak so would appreciate as much advice and input as possible! Is there anything else I can chuck at them...want to get it spot on and claim as much as possible?!?!?! :D

 

 

*Fingers crossed*

 

 

Jacqui

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Hi, jacqui.

 

Best wishes with your claim, sorry can't help you much as I have never used MCOL. I've still got about £5,000. to claim and was thinking about going down the same road as you, I'll keep my eye on this thread to see how you are getting on. There Is a thread started by Gemspan, which might help you.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi, jaqui.

 

There is a thread by Gemspan you should look at......... GEMSPAN V BANK OF SCOTLAND. There is stuff in there that should help you.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi,

 

Look down to the last replies to some threads below this one. Click on Gemspans name then have a look at all threads started by Gemspan.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Most people now claim the whole lot in 1 go. I was advised by bankfodder that splitting claims was out dated now.

You will get allocated to fast track, have a read of this...

 

http://www.consumeractiongroup.co.uk/forum/general/22383-fast-track-costs.html#post174519

 

Also a read through some of these might help..

 

http://www.consumeractiongroup.co.uk/forum/halifax-if-successes/

 

Also this is the thread of some one who is claiming more than you ..

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/82537-tilly49vhalifax.html

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Hi

 

Just redoing my list of charges on the spreadsheet on this site (think the layout is better and more detailed than what I was using before!)....

 

Only problem is, by the time my statements get to 2004 there isn't the same detail about the charges. I know at the time I would have been sent notification of whether it was rejected D/D or excess O/D charge, but who keeps those when you're getting them by the dozen? :rolleyes:

 

So, some of the entries on my statements what the charges specifically were, because they just say 'CHARGES AS NOTIFIED'. Can't even figure out what's what because some of them are obviously a few charges lumped together......for example....some are £30, one is £65, one is £135!!!!

 

Just wonder how I should describe these on my spreadsheet....should I just put 'Charges as Notified' as they have done or is that not detailed enough for the court?

 

Thanks

 

Jacqui

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Yes Charges as notified is what you need to put.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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