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    • That is great news. Many people would have given up and paid after losing two appeals so well done for hanging in and fighting. It has paid off and they have finally backed down before getting whipped in Court. I looked at your NTD and your NTK again to see if there was a chance of going for a breach of your GDPR. Sadly although your NTK on its own could have well deserved a claim, the NTD is good enough not to warrant a claim even though it wasn;t compliant with PoFA. As it is the first Notice that mostly accounts for  GDPR breaches there is a reasonable cause for the NTD to have been issued. However you are now freed from worries about appearing in Court and you have learnt about the dangers of parking especially where the rogues that patrol private parking spaces are concerned. Thank you for making a donation and should you fall victim in the future to the parking rogues or anything else that we protect from, you are always welcome .
    • Hi guys I'm about to submit the defence as per below     There has been no reply to our CPR 31:14 request.  Is it worth adding that I (driver, not registered keeper) didn't actually enter or park in the car park and was sat at the petrol station forecourt the entire time?  Or is that covered by the simple points?   Thanks
    • a DCA is not a bailiff and cant enforce anything, even if they've been to court who are they please? sar to the original creditor FIO isnt applicable they are not a public body. who was this query sent too all the more reason to teach her young upon how these powerless DCA's monsters  work... she must stop payments now  
    • Unsettling the applecart?,  I'm going to be direct here, I know how this works , I've been in far worse situation than your relative, and I can assure you , now that there i likely a default in her name, it makes absolutely ZERO difference if she pays or not. Denzel Washington in the Equalizer , 'My only regret is that I can't kill you twice'... It's the same with a default, they can only do it once and it stays on your credit file for 6 years if she pays or not, and as it stands right now she's flushing £180 of her hard earned money down the toilet  so that the chaps at Lowell can afford a Christmas party. As for the SAR this is everybody's legal right, originally under the Data Protection act 1998 and now under GDPR, it's her right to find out everything that the original Creditor has on her file, and by not doing it the only person she is doing a massive disservice to is her self. As the father of 2 young adults myself, they need to learn at some point.. right?
    • Thank you for your pointers - much appreciated. dx100uk - Apologies, my request wasn't for super urgent advice and I have limited online access due to my long working hours and caring obligations - the delay in my response doesn't arise in any way from disrespect or ingratitude. I will speak to her at the weekend and see if she will open up a bit more about this, and allow me to submit the subject access request you advise - the original creditor is 118 118 loans and from the letter I saw (which prompted the conversation and the information) the debt collection agency had bought the debt from 118 and were threatening enforcement which is when she has made a payment arrangement with them for an amount of £180 per month. It looks as if she queried matters at the time (so I wonder if I might with the FIO request get access to their investigation file?) - the letter they wrote said "The information that you provided has been carefully considered and reviewed. After all relevant enquiries were made it has been confirmed that there is not enough evidence present to conclusively prove that this application was fraudulent.  However, we have removed the interest as a gesture of goodwill. As a result of the findings, you will be held liable for the capital amount on the loan on the basis of the information found during the investigation and you will be pursued for repayment of the loan agreement executed on 2.11.2022 in accordance with Consumer Credit Act 1974"  The amount at that time was over £3600 in arrears, as no payments had been made on it since inception and I think she only found out about it when a default notice came in paper form. I'm a little reluctant to advise her to just stop paying, and would like to be able to form a view in relation to her position and options before unsetting the applecart - do you think this is reasonable? She is young and inexperienced with these things and getting into this situation has brought about a lot of shame regarding inability to sort things out/stand up for herself, which is one of the reasons I have only found out about this considerably later Thank you once again for your advice - it is very much appreciated.    
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Ikea and proof of purchase


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My girlfriend purchased a bedframe from Ikea 10 months ago, 2 weeks ago it collapsed. As she no longer has the reciept or any other form of proof of purchase (due to paying with cash) they have refused to help. I've spent over a week on this, emails going back and forth, with little progress, as a result I've started a claim on moneyclaim. I think we have a pretty strong case as proof of purchase is to prove to things, 1. that the product was purchased from them , and 2, how old it is. Ikea are the only supplier of this bed and the sales of goods act says that it must last a 'reasonable amount of time'.

 

 

Another example of a company making a poor business decision, I was originally after just the replacement parts, but after inconveniencing me so much, now I want a refund and to buy a replacement elsewhere. For the sake of £30, they have lost the goodwill of a customer that would have spen thousands with them over the years.

 

Of course, this is the problem with big business, the people dealing with your complaints could rarely give a monkeys.

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I would think that proving it came from Ikea is not the issue - most of their stuff is uniqe to them - What seems to be the stumbling block is the date of purchase.. Can you not get a copy bank statement showing funds withdrawn from an ATM local to the store on the day of purchase?

 

Mike

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Hear hear. I had the same problem, bought table and 6 chairs, 2 carvers. Cost over 1 k in total. Chairs kept on breaking at the same place on the back. They refused to do anything about it, and said it must have been "customer misuse", but declined to explain how that could have been done. In the end, I paid off my Ikea card, on which I had spent literally thousands in the past, and probably would have again in the future.

 

I wish I had known about this site then. Good luck to you. Ikea are the pits when it comes to customer service.

 

.

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I would think that proving it came from Ikea is not the issue - most of their stuff is uniqe to them - What seems to be the stumbling block is the date of purchase.. Can you not get a copy bank statement showing funds withdrawn from an ATM local to the store on the day of purchase?

 

Mike

 

Sorry the date of purchase may not be relevent if the product is unique to Ikea & they have only been stocking it for a short time.

 

A bed is often expected to last a life time so it collapsing after only 10 months does mean I think that you have a good case for compensation

 

PS I assume someone was in it at the time & if so where they injured. Anyway. if they where get a lawyer to handle your claim on a CFA which will include personal injury.

 

They might just wish they had settled when they had the chance :cool:

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Sorry the date of purchase may not be relevent if the product is unique to Ikea & they have only been stocking it for a short time.

 

A bed is often expected to last a life time so it collapsing after only 10 months does mean I think that you have a good case for compensation

 

PS I assume someone was in it at the time & if so where they injured. Anyway. if they where get a lawyer to handle your claim on a CFA which will include personal injury.

 

They might just wish they had settled when they had the chance :cool:

 

My point exactly, I think a judge would agree that a bed should last at least 5 years.

 

Someone was in the bed at the time, did I mention its a new girlfriend :-) As for claiming for injury, its lucky for them I have scruples although I do want to teach them a leson.

 

Anyway, got a call from some woman today who apologised for the way things had been dealt with (didn't know about the legal action though) and promised someone would call me. Lets hope sense prevails.

 

My recent poor experiences with poor customer service and rip off charges has prompted me to start my own little consumer blog, detailing all my trials and tribulations. I'll let you know the URL when its done.

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So I've recieved a call from them this morning, they have found the receipt details and it turns out that its 14 months old. They have offered to replace the bed but not refund the court costs or delivery charges, this will leave us out of pocket by about £80. It would be simply cheaper for us to go to court, win a refund and purchase a new bed with free delivery.

 

I think Ikea should be doing more to pacify us, my girlfriend has been sleeping on the floor for a week and I have spent considerable time and effort trying to get a resolution.

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If they had offered this at the start as they should have done then you wouldn't have had to pay the court costs in the first place!

 

I would be really tempted to send them a letter by recorded delivery saying you intend to continue with your action - or would this be seen as refusing a reasonable settlement by the courts?

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

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No, it wouldn't. You have started court action, the way for them to settle is pay that too. They should have acted faster.

 

Don't withdraw your court action until they have paid up in full. Next tiem, they might take people more seriously.

 

.

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Well, I've told them I will see them in court.

 

Their course of action is ludicrous, its going to cost them a lot more to defend the claim than it is to settle, and then there's losing the goodwill of the customer. Why do people make such bad business decisions that make no financial sense?

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I know they will, which makes the situation all the more farcical! They gain nothing by being so objectionable, they expend money and time arguing, annoy the customer and still pay out in the end! Of course, we all end up paying for this lunacy in higher prices at the checkout as all of this expense has to be taken off the bottom line. I was stunned to find out that my local shop loses £500 a week in stolen coffee! When I asked how on earth they turn a profit, I was told its all built in to the price of the products.

 

There needs to be a sea change in the way customers are dealt with in the UK, its appalling. I took a TV back to Costco after 13 months and they gave me a refund, no questions asked, but then of course they are an American company.

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  • 4 weeks later...

Just an update. They filed an acknowledgement on the 14th day, but failed to enter a defence within the 28 day limit, so have now got a default judgement. Here's hoping I get to send the baliff's in :-)

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Ikea stuff..........Swedish highly rated but dont do the job....just like an ex England Nanager ....

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just an update. They filed an acknowledgement on the 14th day, but failed to enter a defence within the 28 day limit, so have now got a default judgement. Here's hoping I get to send the baliff's in :-)

 

What, and get some furniture??? :D

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What, and get some furniture???

 

"Oh, by the way, when you do go in to seize property, don't bother with the auction, just bring the stuff here." :)

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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Well you have given them ample time.

 

To quote a good old English saying "Theyve made their bed and now have to lie in it "..........and just be careful the bloody thing doesnt collapse in the process !!

 

 

:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Why not tell them someone will be collecting the cheque for you...........in a black suit !!

 

 

:o

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Had a call from them yesterday saying that a cheque was in the post. I'll believe it when I see it.

 

Just a point. To satisfy the judgement they should be paying into court not directly to you.

 

Apart from being the correct procedure they can't bounce the cheque.

 

Also their cheque to you might not be for the full amount including all costs

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Well still no payment so requested the warrant this afternoon.

 

Once this is all finished, I'll be writting to Ikea's top dogs and recounting the whole sorry mess to them. I'd like to think that at some point, someone will realise what a terrible customer experience this is, and do something about it. For example, there is no way for me to contact the store directly, its all through a central customer service department, who's role it would appear is to be a glorified message forwarding service. They continually say they can't help and the matter has been passed to the store, sometimes they call you back, sometimes they don't. Apparently, they have taken exception to the sarcastic tone in my emails, what they forget is that I've been banging my head against a brick wall for 6 weeks, thats enough to make anyone a little sarcastic.

 

Anyway, what started off as a simple request for the replacement of 2 parts, probably costing a few pounds, has now cost them £253 plus any additional costs they have incured from 'attempting' to fight this case. It always makes me laugh when companies try to save money by cutting services or jobs, often a little bit of common sense in dealing with customers would save a hell of a lot more.

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Well still no payment so requested the warrant this afternoon.

 

Once this is all finished, I'll be writting to Ikea's top dogs and recounting the whole sorry mess to them. I'd like to think that at some point, someone will realise what a terrible customer experience this is, and do something about it. For example, there is no way for me to contact the store directly, its all through a central customer service department, who's role it would appear is to be a glorified message forwarding service. They continually say they can't help and the matter has been passed to the store, sometimes they call you back, sometimes they don't. Apparently, they have taken exception to the sarcastic tone in my emails, what they forget is that I've been banging my head against a brick wall for 6 weeks, thats enough to make anyone a little sarcastic.

 

Anyway, what started off as a simple request for the replacement of 2 parts, probably costing a few pounds, has now cost them £253 plus any additional costs they have incured from 'attempting' to fight this case. It always makes me laugh when companies try to save money by cutting services or jobs, often a little bit of common sense in dealing with customers would save a hell of a lot more.

 

Can I come & watch when the bailiffs go in & seize property.

 

I bet the store manager will know nothing about whats going on. Should cause a few heads to role.

 

Make a fuss in a public area & using your most officious voice let everyone within earshot know that your there with bailiffs. Don't be made to go somewhere "private" stand your ground you'll get dealt with pretty dam quick. Incidently should they offer it you dont have to accept a cheque at this enforcement stage, tell them cash only mate as they would if the shoe was on the other foot.

If they refuse to sort it out there & then or use their security to stop you removing goods demand the name of the store manager as the court will expect the manager to attend court to show just cause as to why they failed to comply with the courts order.

 

Great stuff & worth missing telly

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