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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Northern Ireland Banks


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Can anyone tell me if all this legal stuff applies to banks in Northern Ireland, as all references that I have found relate to England/Wales or Scotland. I beleive that the Royal Bank Of Scotland owns my bank, does that make any difference to any claim if any?

 

Thanks for any help on this matter.

Ulster Bank Claiming £1119 Refusal: we believe our charges are fair!!! :lol:

Starting claim 12/09/06

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yes the most of it does.

Which bank is it?

Data Protection Act sent to Nationwide 19/05/06.

Statements received 24/06/06 - Charged £1,954.50 :eek:

Prelim letter sent to Charles Bacon 27/06/06 :)

Cannot refund letter from Sarah Watson 07/07/06 :rolleyes:

L.B.A. sent to Charles Bacon 18/07/2006 ;)

Claim deemed filed 30/08/2006 8)

* REFUND TIME * 15/09/2006 :p

*£1945.50 + £443.37 interest + £62.00 Court fees*

** DONATION MADE **

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Yep thats the one, THE ULSTER BANK, with their fab new adverts about not charging, lol:D. I can be almost certain that at least once a year i will get caught by being over by £2 or sommit, and then their charges come out and leave no money for the direct debits that are due. The next thing you know the company is ringng telling you that their direct debit was return unpaid.

 

So aaronmcl how are they responding to your claim, being awkward as usual?

Ulster Bank Claiming £1119 Refusal: we believe our charges are fair!!! :lol:

Starting claim 12/09/06

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I'm just starting my claim against the Ulster bank which has treated me shamefully over the last couple of years and displayed an arrogance that I have found very distasteful. I had thought that I had no choice but to accept these bullying tactics, but the very thought that there is something that I can do has given me no end of hope!.

Jeremy:)

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I started my refund at the beginning of may with Ulster Bank and guess what - nothing!!!!! I used this letter http://www.govanlc.com/step1_letter.html twice!!!

I have sent them a letter everyday for last week, and they have not had the courtesy to even acknowledge them!

I have another letter drafted to send tommorow, but I am really annoyed that I have had no response - bad bad manners!

I would like to highlight, publicly, Ulster Banks appaling service. I find their telephone bank staff useless, the branch staff patronising and whoever writes those letters in Belfast, really lacking empathy.

I don't feel hopeful about getting my £1100 back, but I find it strangely comforting that I am not the only person suffering at the hands of Ulster Bank.

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i have started a clim in NI against the halifax, but there are others in the other institutions section who are claiming against the NI bank, the local banks in NI are notoriously bad at customer service but keep at them if they haven't replied you start a claim using an estimate as long as you can show some of the charges, ie usually you get charged £10 per month the account has been opened for 7 months therefore you are claiming £70, you also need to stsate the amount claimed is a estimate.

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you wanna try the first trust if you think the ulster is bad the arrogance of my branch manager never ceases to amaze me. mind you when i have my 11k plus 8%interest back i might just be a bit arrogant myself. lol

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Re Northern Bank ::does it matter if i haven't got all my statements to calculate my charges??only a few missing...does it matter if my calculations are different from thiers...???

Also can you tell me if it is lawful for credit card companies to charge me for duplicate statements..?? One was looking £3 per statement ,, for 6 years worth thats a lot on dosh...

 

please help as i am eager to get the letters sent to the people who have my money

 

:cool:

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hi finbar

you can get all the information you need by writing to your banks and ccc,s and ask for a "subject data access request under the data protection act. there are plenty of template letters around you can use. get all your information and count up your charges. you can also claim 8% interest on the charges.

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I have just received my 'get lost ' letter from the Royal Bank of Scotland for my request for £900. Many thanks for the 'govan' letter which I have just typed and will send off today recorded delivery. When I get my refund I will be making you a donation. This is a super site.:) Take if they ignore me I then go to the Small Claims Court ?

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First forgive any errors or omissions as am a complete Newbe and have very little time to read everything (too busy working overtime to keep paying charges)

 

My main account is with the Halifax. Last month I went £24 over my agreed limit for 24 hours. This cost me £60, half of which they refunded as goodwill, but they had removed my name and substituted my Fathers name (he also has an account with them) this happens on a regular basis, last time was the other way around.

 

When ringing the Bank I was told that the only way to sort this out was to go to my branch, this would cost me time off work, transport cost etc; As this is their fault does anyone know or have suggestions as to how I could charge them a referral fee for my manual intervention. (cheeky letter templates appreciated)

 

 

Ta Andy:p

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First forgive any errors or omissions as am a complete Newbe and have very little time to read everything (too busy working overtime to keep paying charges)

 

If you're not prepared to read the FAQs or put in any effort yourself, then you're not going to get your charges back.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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your gettin into something which you would end up wishing you had never started. why dont you stick to doing what we all know we can do and claim back your charges. its been proven to work where as trying to charge them a penalty charge kinda flys in the face of what we all represent.

regards john.

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I have sent of the letter asking for the fees back what I am looking for is not a penalty but redress. This is the third time they have changed the ownership of one of my accounts. On the previous two occasions after trying unsuccessfully to sort it over the phone I had to take two mornings off work, car parking charges etc:

I can justify my costs not like them.

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After getting my £670 "gesture of goodwill", Ulster Bank went on to charge me for £30 for being overdrawn for May - on the same day!!!!!!!:eek:

 

I blew a quiet, but effective fuse, and have now sent another letter asking for the rest of my charges!!!! I have used this letter.

http://www.govanlc.com/step_2_letter.doc

 

I have adapted it for me, but I am hoping this one will put the wind of god up them!!!!

 

Wish me luck!!

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After getting my £670 "gesture of goodwill", Ulster Bank went on to charge me for £30 for being overdrawn for May - on the same day!!!!!!!:eek:

 

I blew a quiet, but effective fuse, and have now sent another letter asking for the rest of my charges!!!! I have used this letter.

http://www.govanlc.com/step_2_letter.doc

 

I have adapted it for me, but I am hoping this one will put the wind of god up them!!!!

 

Wish me luck!!

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Have been reading site now and a going to open a new bank account on Monday. Then im sending off my DPA to the ever so helpful Ulster Bank!! Have been charged to the hilt for years and am looking forward to getting stuck in to them!! If anyone has any info regarding how small claims work in N Ireland (bar the £2000 limit it) it would be good to know. Thanks and good luck!

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