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    • As one of you mentioned above I've been in a mess for nearly 20 years now and I'm ready to sort my credit report out now - the main reason I got into second round of debt is my kids being unwell and the state considering them not unwell enough for extra help so despite my son being in hospital for 3 months in one year we got extra zero help and I eventually lost my job and got into debt to just so I can be تا my sons hospital bed at his time of need - my life basically fell apart and all these debts got me again 
    • Gosh mate I've woke up this morning with half the worry I had last night when going to sleep!.  I can't believe how much this forum has helped me over the years and I don't  have the words to explain the gratitude I feel towards you guys -  Now that I've slept on it I feel ready to reject this company and my plan is to make them an offer to accept payments to date as full and final settlement - I will I think write them a letter once my review is completed or maybe just send it now whilst they are reviewing explaining my kids are unwell for which reason I'm struggling to survive and if I can politely request for them to accept payment to date as a full and final - I'll mention I don't have any cash or anyone to borrow from to offer a full or even part amount of the remaining balance of the iva and therfore am unable to make a offer of payment.   If they agree to at least even put my offer to the creditors then I feel it's better I hang in there and that way I won't have to deal with any possibilities of more defaults and ccjs    Right now the only adverse effects on my credit report are the iva that is now 3 years old and 2 Ccj one coming of this July and one thus October.    But I am worried new action will begin and new defaults and Ccj may start to appear because I've paying into an agreement im under the impression the 6 year rules starts again so yes I have lost of mixed feelings about this but I'm not going to lie you guys have put some life back into my breath this week as for the last 3 years I've felt caged like an animal and this morning I feel freer I can't explain how much but certainly my soul feel lighter today thanks to yin because I'm now viewing this review totally different to I do yesterday thanks to you guys 
    • Court name UNKNOWN Case number ********** Amount N/A Confirmed by Insolvency Service Date issued May 2021 Type Voluntary Arrangement Notes If you have questions about voluntary arrangements you should speak to the Insolvency Service.     I started this in 2021. So it's been about 3 years I've been paying. 
    • Thanks @lookinforinfo@Nicky Boyi sent across the agreement earlier in this thread. No mention of financial reward to the MA. But, I wouldn't be surprised if it was done on the sly. As I said earlier, the owner of OPS is a convicted criminal, with a very shady reputation around these parts.
    • The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Carpboy v Barclays.


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Guest Niklowe

Hi carp,

 

It is varying at the moment, depending how busy the individual courts are with these claims. So it is a case of "how long is a piece of string"?

 

anything to 2 weeks to 2 months

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I have seen on another thread all the contact numbers/address etc for Barclays.I will be needing to send off by recorderd delivery my preliminary letter and im a bit confused as to which of the london address i should send it to ,and to whom.Thanks in advance.

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Whats your position if you get a court date and youre unable to attend ,due to say away on holiday or working(i work offshore)Can you change the date the court alocates you or is date that set in stone,so to speak

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:p Having sent off my SAR,cheque etc,40 days expires soon.DPA non compliance letter all typed out ready to go next week.I have been reading reading, reading all info on particulars of claim /N1 form in case i still dont get any joy with the 7 day non compliance letter. Rather not go this route ,as it seems to be along drawn out affair,which if i have to go to court to get Barclays to comply with my DPA reqeust just drags it out even further.Will post next develpments as they happen.Carpboy
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I am recommending people to wait an extra 7 to 10 days AFTER the 40 day allowance.

They are so busy dealing with these claims.

I know thats not our problem but if you wait 40 days, send out the non compliance letter, they have 7 days to respond, then court action, by the time it does go to court you will, more than likely have received your paperwork.

 

okay if it way over the 40 + 7 days then you will have to take further action,

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Understand your impatience, but until you get the SAR info, there's not an awful lot you can do! Dar3n's being realistic when he advises you to wait a little longer; sending SAR non-compliance letter will just make things more complicated, and drag it out longer if you have to bring the ICO or whomever into your dispute.

 

I know just how hard it is to wait, but you could use the time sensibly learning what you're likely to face in the next few stages.

 

You'll get there in the end, like we all do (I HOPE!)

 

Best of luck,

 

D:D

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Thanks guys....i had already factored extra days in before deciding on my next move.My SAR was taken to my local branch on Mon 5th March,fwd by the Manager the next day,so allowing received on 6th March ,4 days for Easter breaks etc and the 40 days are up today!! However i wasnt prepared to send off my non compliance form until 26th April when i return back from offshore.I think ive been reasonable enough in my timing /allowance etc as 26th April will be almost 50 days!

Carpboy

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did you get confirmation, in writing that

a) you had submitted the request on that date

b) it had been forwarded to the Data Controller.

 

This is why I always suggest sending it by recorded delivery, you get a date, time and signature of a Barclays employee confirming delivery

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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