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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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chrisplettuce v HSBC


chrisplettuce
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Ok, i'm a virgin here so please bare with me :) I'm about to claim back charges from HSBC (I just found out tonight the (edit) ******** charged me over £150 in charges this month alone) and wondered as my wife and I have both joint and single accounts, would the £10 charge cover them all or just for each single account? As we are with three banks I plan on hitting them all for the money they've (edit) off us over the years. Also, should I claim back further than 6 years or just for the 6 years?

 

Thanks in advance for any help you may give and also for this wonderful site :cool:

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Think the above post will be edited - please don't use potentially libelous terms. I know it is an emotive subject but you will get much better rfesults if you stay calm. You will also find that you get much better response if you post your thread in the HSBC forum

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As I understand it, the £10 charge would be per account although HSBC in a lot of cases have waived this.

 

If you read http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html#post712882 that should explain more about the 6 year limitations thing as it has recently changed.

 

Welcome to the forum :) We all get a bit emotional dealing with these...erm...whatevers...play an online game and blow stuff up, it helps believe me ;)

 

Any questions just feel free to ask, we're all here to help :D

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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Hi Chris

 

If it was me I would send of a request for each of the individual account

£10.00 however They won't cash the £10. As they are obliged to send you the statements without charging you, I would say you will get a letter soon with the Original cheque. With a Copy of your statements as requested will be posted to you in the next few weeks after that.

 

 

in the mean time Just keep looking at the postings they will give you a feel for timescales etc just look at the dates of the individual threads.

 

 

It may fell a little slow to start waiting for statements, once you get them the pace pick us as you are in control not them

 

 

 

If it's any consolation the £450 in charges in 6 week that made my eyes water when I went through my statements.

 

 

 

If you do it step by step using the Guides then you do just fine..icon12.gif

 

 

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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As I recall, they CAN charge for providing those statements under the DPA, they just choose, for whatever reason, not to in a lot of cases.

 

Oyster, that £450 would make my eyes water as well...well harsh tbh

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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TBH, I think a lot of peeps will be surprised when they got through the statements as to what they get charged if they are / were like me head in sand motiv - Not any more got it sorted now.:-)

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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Yeah I was a bit like that as well until someone mentioned it on the school run one morning.

 

MS Excel is great for working stuff out as well as you go along through the statements, although I wish I'd used the one on here now.

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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we've all been at that stage of 'despair'!! then we get the idea placed in our heads from 'whatever' source to get even. and bwoy what a feeling when that cheque/credit in the a/c comes your way - we win... simple as that!!

 

key is... do your homework so you understand what you're doing, don't be impatient - after all, you are claiming for money that you thought you'd never see again, and ask as many dumb questions as you see fit!! better to have asked the question than to try and correct a mistake after the event.

 

good luck... we're here if you need us!

If i've been helpful in any way....then tip my scales over there!

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Appologies for getting emotional everyone, it just really :-x me off you know. I had a bad patch last April where I was diagnosed with chronic prostitus and had to give up a very well paid job (well, very well paid to me anyway) and I have been stung something terrible with charges on both my bank accounts and also my credit cards. Can I also get back the charges for my credit cards?

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