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    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
    • Programmable Search Engine CSE.GOOGLE.COM clickme^^
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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fourgrandofcharges Vs Lloyds


fourgrandofcharges
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08/01/07 S.A.R sent.

23/01/07 Reply to S.A.R request to debit £10 from account.

30/01/07 Request for confirmation S.A.R was proceeding.

01/03/07 Statemtents received - they tally with previously-calculated online charges.

04/03/07 Prelim sent.

19/03/07 L.B.A sent.

06/04/07 Standard 'p*** off' letter recieved.

11/04/07 N1 forms completed.

12/04/07 Forms signed and hand-delivered along with fee at Trowbridge County Court.

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  • 2 weeks later...

My charges plus interest are not far short of £6,000. Indeed, every day they draw it out is costing them about £1.25 in additional interest since the interest figure alone is over £1,000. This is the bank who, on one particular day - one day, mind - hit my account with over £800 of charges.

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Watch for the postman today....Their acknowedgement and/or defence will more then likely turn up today ..... last min as usual

(at least thats what happened to me and i've seen it happen to others as well)

:evil:

XxXxX

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi

I would give them a few extra days, then come back on tell us if they still haven't replied.

Good luck, let us know how you get on.

Barty:)

PS what a cute dog!!

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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02 May 2007.

 

Judgment for Claimant

(in default)

 

"To the Defendant

 

You have not replied to the claim form.

 

It is therefore ordered that you must pay the claimant £5759.62 for debt (and interest to date of judgment) and £120.00 for costs

 

You must pay the claimant a total of £5,879.62 forthwith"

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Hey there,

I'm in exactly the same boat as you. Got judgement in default on 4th may. What on earth are they up to? I'm going to write to SC&M asking what they intend to do about payment (not that I expect a reply!). I'm fully expecting them to apply for a set aside next week so can't see much point shelling out for a warrant. Just hoping this doesn't end up taking all year!!!!!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi, I'd give the court a ring and see if they've applied for a set aside. If not, write to them asking for the money. I'm gonna give tham a week to pay and then apply for a warrant. Not sure if this is the best way forward but after reading the leaflets it's the only way I can see!! Good Luck

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Rang Trowbridge County Court today and the person I talked to stated that it is unusual for the Defendant to converse with anyone but the Claimant. They have received nothing. She said she would send me a form to progress to the High Court (amount owed exceeds £5,000), but I think I should contact Lloyds first and warn them this action is about to take place. I presume I write to the address on the Claim Form, i.e. 25 Gresham Street? Any help gratefully received.

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Hi, I sent this letter the other day

 

On 4th May the judge dealing with my case issued judgement by default as you failed to acknowledge or enter a defence. I have enclosed a copy of the judgement with this letter.

 

I also reffer to your letter dated 4th May, in which you acknowledge that I have filed a claim in court, so it is not possible that you failed to respond because you did not receive service of the claim.

 

I am writing to ask that you pay the amount of £2120.34 as ordered in the judgement within the next 10 days. I expect payment by cheque made payable to T. . If you fail to do this I will have no alternative but to apply for a warrant of execution to reclaim my money.

 

I would like to take this opportunity to say how disappointed I am that you have failed to make any effort to resolve this matter effectively. All communication from you has been limited to template letters that seem to be aimed at delaying the process rather than resolving the issues. I further believe your lack of response to my claim shares this negative aim.

 

It seems to me that the way in which Lloyds TSB are using the public court system to delay and discourage customers from reclaiming unlawful bank charges is immoral, and a complete waste of taxpayers’ money. Furthermore, I believe it to be a completely unnecessary abuse of an overstretched public resource.

 

I expect your response before 19th May.

 

Love and Kisses

Trev

 

CC County Court

 

edit - Sent it to the andover address as I have recieved no communication from anywhere else!

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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  • 2 weeks later...

No, not paid yet, filed for a warrant today. How's your claim going. Have you heard anything?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Nothing yet (surprise, surprise), but having said that their deadline hasn't expired yet. Into which address do you intend sending the bailiffs? I don't seem to receive any correspondence from any address I write to. I'm beginning to wonder if I should hand-deliver a final warning to my local branch on the deadline date and see their reaction to the notion that bailiffs will arrive there!

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