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I dont believe me I ahev just re-read the letter I have sent to halifax requesting my charges back and unfortunatly have put over the oast 3 years instead of 6!!!! My charges total over 6 years Have I gone a blown it now?

 

Help much appreciated

 

Ps only sen letter tuesday stupidily not recorded!!!

 

candy

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Doh having a a funny 5 minutes I have realised have only been there 3 years lol.

sorry my mistake.

Yes sent schedule of charges dont know how long they take to get back to you.

 

Only amounts to £428 but still want my money back hope their willing to do it!

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just to let you know the postman this very hour delivered an offer of goodwill from halifax after one prelim letter, i rang the number on the letter and said thanks but not accepting as full payment, she upped the offer without question and again i said thanks but no thanks that i really did want the full amount especially as charges had been taken from my bank that were from child benefit etc, straight away she offered the full amount and said a letter would come out and the money would go straigt in my bank !!!!!!!!!!!!!!!!!!! WOW one letter and one 5 min phone call and £1500 better off, stick with it they do pay up. Good Luck

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Congrats!

 

Have you added this to the "Success Stories" thread?

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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wow miracles do happen congrats

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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Well done!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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