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    • Good evening, My husband and I are looking for some help regarding a faulty car which we have recently purchased from Big Motoring World Enfield. The details are as follows: - Make - Nissan Qashqai 2017 1.2L milage 55,349 miles.  Date purchased -   01/06/2024 Price paid - Deposit £9000, finance £4794 (this includes the 3yr Nissan extended warranty), buyers fee £249.      Total including all fees etc = £ 13794.        Initially, during the test drive, there was no problem with the car at all and this is why my husband bought the car on the day. No problems on the way home from the dealership and up to three days after purchase, the car drove smoothly. However, after day 4, occasionally we would feel a slight shudder during some gear changes (automatic car). Over the next few days these shudders worsened and then on day 5 the car would make very a very loud shudder with every single gear change. It was at this point we contacted Big Motoring World for advice as we are still under the 14 days no questions asked return.  My husband contacted BMW for advice on 06/06/2024 and stated the problems as above. He spoke to a sales person who informed him that he should only take the car to a Nissan dealership (we have now been told that this is false information). We were also promised that a courtesy car would be provided for us after the fault on the car had been identified and confirmed by their mechanic fixing the car. We took the car to the garage that Big Motoring World had told us to go. Upon arrival there we discovered it was a third-party garage, not Nissan. We took the car to the garage on day 9. The mechanic ran a diagnostic test which found no faults, but after the test drove the car and below are his findings...   we scan the car but no faults with the gearbox showing but when I test drove the car it was really juddering and jumping.I spoke to my auto transmission specialist and he said they are very common on these as the CVT belt starts jumping within the box due to pressure loss.  We had this vehicle in for diagnostics for gearbox mate but both the gearbox and battery are faulty.Gearbox supplied and fitted comes to £3500 plus vat   Where we are at now…. My husband spent all of day 10 (11/06/2024) making phone calls between the garage, Warranties2000 and Big Motoring World. He tried, unsuccessfully to find out if the diagnostic reports had been shared between all three. Everyone kept saying the report hadn’t been received and yet the garage assured us it had been sent. Eventually we were told that the courtesy car would be given to us if it was deemed the works to fix the car would take longer than 8 working hours, and that decision would be made after 48hours of receiving the report. Today is day 11 and no decision has been made as nobody is telling us any decisions as people are off sick or on holiday! Today we called the garage and told the mechanic NOT to start any work as we will be returning the car. He said none have been started and we have left the car in his storage as he has deemed the car undrivable. I have sent an email to BMW now formally stating that we want to return the car and I have used the terminology that was suggested.   What can we do next?   Thank you everyone. .  
    • Yes will do thanks Dave, I wonder what will happen at the preliminary hearing no idea what they will ask I assumed once I sent the proof they asked for about my sons condition that I would have just  been given the go ahead to be Litigation friend
    • First the judge will rule on you representing your son, which will be a doddle. After that the full hearing date will be fixed, with WSs exchanged 14 days before. So for the moment just concentrate on getting the right to represent your son.  
    • Thank you, the mediations in a couple of days so hopefully they show up this time. I'll update this thread after how it goes
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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HSBC ..Total Charges Can I claim these????


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leaky,

 

If they only send me details of last six years it wont take them long to compile it as account was closed six years and two weeks ago in June 2001.

 

Yeah that Legal challenge file is going to one big file.

Mainly consisting of members of CAG.

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Knowing them they will send you blank statements. :rolleyes:

 

 

Keep us posted on this as I am sure there will be plenty watching how this pans out. See if you can find out the criiteria for account details to be placed in the legal challenge file. You know, just ask them why it was in there!

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Oh dont worry,10 seconds after I have opened them and verified that they have sent what I requested. i will be on here telling everyone.

 

What i can tell you is that we have opened up a new bank account and just left a few pounds in the HSBC personal account.

Probably couldnt close it anyway because we have a managed loan with them.

But we have just requested true copy a executed agreement and twelve days have passed so we are on countdown to the 30 day plus.

 

Here is my main thread.

 

It's a massive mixed up claim but if I do get these details I think I can unravel it all.

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78466-hsbcfiddled-hsbc-help-please.html

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Re: hsbcfiddled V HSBC help please

Just been into my Local branch to ask them about my closed business account that was closed 2001 and i was told that our closed business account could be found in the 'Legal Challenge depatment' they then had a look in that file and told me that a list charges were being compiled/processed in Birmingham and that we would have details going back to 1993 soon.

This is after i sent to Head office a letter giving them 7 days to comply with my S.A.R - (Subject Access Request) from Feb/March or I was taking Court action to get these details.

 

I cant wait for them to arrive.

hsbcfiddled

 

I thought this needed a new thread

 

update..

MOH Went into local branch to ask about timeframe as to when these charges might arrive- branch staff telephoned to find out - after 25-30 minutes they came back and said - "that there was an in depth letter on its way to us, but i doubt that will be any statements because there was a big warehouse fire and our stuff may have been in that fire"

I am willing to take a bet that my managed loan agreement wasnt in that fire though.

 

How convenient! :rolleyes:

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Hi Auburn,

 

I am still awaiting the arrival of the letter I have been promised but i will require proof of the fire.....wonder who started it?

 

Bank staff spoke to MOH...something about storing details on fiche and that it may have been in this warehouse..

 

I will be asking a lot of questions.

probably going to take them to court.

 

accounts in question were from 1993 - 2001 June

 

H

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I,m in the same boat 'Fiddled'.

Same 1st letter, No statments kept after 6 years, mine go from 1992-1999 with my last branch and waaaaay back before that with other's.

You never know your luck, it might have only been a small fire ;)

 

Good luck and watching with interest,

 

Lex

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/81832-alex-hsbc-six-years.html

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This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Wednesday,

 

All I had back from HSBC was their standard 'We don't keep statements beyond 6 years'. Which was not what I asked for, I want everything they hold on me. I am in the middle of composing a 'nice' non compliance letter for them. I will post it for comments before it goes off in the mail.

I will let you know when I put it up on the site.

 

lex

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Watching this thread with interest...after amny letters, SARs and a few 'phone calls I am just waiting for the right moment to drag HSBC into court to explain all the misleading statements they have made to me over the last 12 months.

 

I have variously had statements that say transaction history does exist on fiche, that it doesn't, that statements going back more than six years can be provided that they can't, that my original contract is stored on fiche, that it isn't...

 

Well...I have been taking a very long vreather...and they probably think I have finally gone away at last...they can think again...however, I want to see what result you get before "...going off on one of those..." again.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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if you go over your od they can charge upto that amount pro rata in a given month i have charges of that amount

 

mine is total charges to 10dec2005 £125.00

 

it does state it in your terms somewhere or on the letter they send you its definately on the terms tho.

total charges to 10dec2005

£125.00

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that was just for total charges - ss etc show up differently and have a fixed fee so if you have lots in one month im guessing they can just add it all up 10 unpaid items could in theory add up to £300.00 but they may have a limit they can charge again this will be in the terms.

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