Koala Attack Vs Barclays

[koalaattack]

Hey Micky,

 

So they replied to your rejection letter eh? Interesting, I imagined they would ignore it. I'm really getting into this now, I think it's because we're getting to the business end of things.

 

Did you say that you'd accept it as partial payment but will still be going for the lot? If so, did they just say "sorry, that's our final offer - see you in court"?

 

By the way, when I was chatting with Harvest last night he told me about the 77 (I think) cases in Leeds where the judge suspended all hearings for 2 hours so the banks (who's lawyers were there) could settle. Apparently they took everyone into a side room one at a time and settled! I'd LOVE that. My answer?

 

"Sure, I'll settle now, for £10k and I want to see it in my account before I do anything. Once I see proof and have your signature, as a gesture of goodwill I'll cancel the court procedings."

 

That's what I say now, in reality I have no doubt my balls would shrink and I would settle for my claim!

 

Have a great weekend,

 

KA

[Micky the Hippo]

I think they took the chance to try and intimidate some more, I used the template offa here so it did mention proceeding to court, their's was very much tough, go ahead and sue

 

onwards and onwards, I'm sure as things get meaner and the stakes higher you'll naturally psyche yourself up accordingly

 

and yeah, can't wait for the weekend, big day out at footy tomorrow

 

you too

[koalaattack]

No footy for me unfortunately - I spent the week checking out ways to get to Athens, no chance on my current budget and work commitments sadly. If something amazing happens and I get my money then £500 flights will be bought in a shot!

 

I got my N1 back from the court yesterday - Barclays were served on 4th May which means they have until 18th to acknowledge it and until the 1st June to defend it. Then I guess I'll get an AQ depending whether the judge deems it necessary.

 

I have one major concern - I'm off on holiday on 21st June, will this give me enough time to sort out the AQ? I don't want to screw it up now!

 

Cheers,

 

KA

 

PS Where you going today?

[Micky the Hippo]

3-1 to the cockney boys

 

home now tired and emotional

 

can't help you with the timetable problem

 

hippo out

 

[koalaattack]

My God, you're a Bolton fan?! Never mind?!

 

Only kidding, I've obviously got a lot of time for Little Sam - the big question is, are you going to sue now that Tevez beat you?!

[Micky the Hippo]

West Ham supporter

 

and no I won;t be suing over Tevez

 

all that is laughable anyway

[koalaattack]

That's alright then, I actually hate Bolton!

 

Do you know what, I think West Ham were very naive over those transfers but I really don't think it was intentional in anyway. I guess if you're Wigan you'll be clutching at anything you can if it means staying in the big money league (which I really think needs looking at anyway - very rich coming from a Liverpool fan I know but I do think everything needs levelling). Paul Jewel summed it up in the best way when he said something along the lines of "...it's not Tevez that's put us in this position, it's the fact we haven't scored and won games" which seems the most appropriate response - I guess it's all about where you learn your trade really isn't it?!

 

Plus, it won't be a problem anyway when you're playing Argyle, Preston and Stoke next season and Tevez is with his buddy Mascherano in Red!

 

Just to keep this on subject a bit, nothing from Barclays but then it's a bank holiday.

 

Cheers,

 

KA

 

PS I actually have a lot of respect for West Ham (proper footballing tradition) and want them to stay up - especially as I promised my mate I would give him his £10 back that he bet on Charlton going down if they stayed up! It was a sure thing when I saw them against Liverpool with the delusional Les Reed in charge - worst football team I've ever seen, and I'm including my 5 a side team in that!

[koalaattack]

Hi everyone,

 

I've just realised that I have made a bit of a mistake - I'm hoping it won't be costly but I can't help feeling that Barclays would look into anything and use it as a defence; a kind of "well, he made a mistake here so what's to say that he hasn't made one elsewhere?"

 

Basically, on my N1 I claimed that I would be looking to claim daily interest of £1.74 from the date that my N1 was served on Barclays which, I was told by the courts, would be 3rd May 2007. In the rejection letter I sent to Barclays (for the first offer) I said that I would be claiming daily interest of £1.76 (this is the correct amount from my SOC). Also, when I got back on Friday, after I had posted the rejection letter, I found out that the N1 was deemed served to Barclays on 4th May.

 

Essentially, I've quoted the wrong daily rate on my N1 and I've quoted the wrong date in my rejection letter all which is a little worrying however, am I right to think that...

 

...a) the court only care about what is on the N1 and they will go by this, not anything I send to Barclays (even though this will become part of my court bundle)

 

...b) Barclays are too busy to worry about 2p and a day difference and probably won't realise

 

...c) it shouldn't get to court anyway so don't worry

 

I'm hoping so, or have I endangered my claim?

 

Hope you all had a great weekend.

 

Cheers,

 

KA

 

PS Micky - my £10 is safe then!

[Micky the Hippo]

a, b and c

 

2p a day is nothing

 

forgetaboutit

[koalaattack]

Cheers Micky,

 

Seems like everyone else have deserted us - they'll all be back when I get my filthy lucre!

[Micky the Hippo]

indeed

 

my mcols at the end of this week ...

[dar£n]

KA,

The only thing that is important to you is you get your money back.

The only thing important to B's is it doesnt go to court.

 

They will settle with your amount, and if they do come back with a variance then as long you are happy with it...happy days.

 

dont worry about your wee errors, if, if and I mean IF, it goes in front of a judge, remember he is fully aware that we are not experts in this field and allowances for minor typos are made.

 

You will be fine.

[koalaattack]

Cheers dar£n - have you been learning how to use Photoshop since I joined here back in Feb? Everytime I see a new post from you you have a new picture, each one getting progressively more complicated and impressive! Good work!

 

Micky, pardon my ignorance but the MCOL is the on line version of the N1 right? I honestly thought you were further down the line than that - it seems Barclays don't really have a typical time scale for the way they handle these doesn't it?

 

Cheers,

 

KA

[dickeggsy]

hey KA don't worry too much , i made a few cock ups with my claim and was worried sick at times but they paid up in the end.

even if the interest is wrong it's in the banks favour if it needs amending.guess where i am on the 23rd may .

 

on me hols , no not athens bloody america.

i missed the last one cos i was in disneyland meeting mickey mouse this time i have found a nice british pub that shows footy so mickey can sod off this time.

[koalaattack]

Cheers dickeggsy.

 

Keep an eye out for Terry and co won't you - apparently they couldn't watch it last time and Joe Cole went shopping in America to avoid it. Bless.

[Micky the Hippo]

due for N!/mcol this weekend KA

 

I restarted the process when I found out about CI, so I', four ish weeks behind where I might have been, with several thou extra on the claim

 

hence my interest in your claim, you a bit ahead of me

[koalaattack]

Cool! Good work on going for more!

[Micky the Hippo]

damn right

[koalaattack]

I got a package from Barclays yesterday, they've resent me my statements with a letter dated 7th April 2007.

 

It's heart warming to know they know their 'a' from their 'e'!

[koalaattack]

Hello,

 

I'm after a bit of advice please - Barclays have charged me another £90 for being overdrawn (basically, more of the same) and my question is this; can I add this on to my claim? I know I can't alter my N1 but, given that this probably won't go to court, can I ask for it from Barclays and how do I let them know? Do I just send an updated SOC? If so, is there a template for a letter that goes with it?

 

Cheers,

 

KA

 

PS When speaking to the advisor this morning she basically told me to claim my charges back, so that's three people I've spoken to since the whistleblower programme, two of which have told me to claim them back. When I asked her why she said "I haven't directly told you to claim them have I?" which was right as I cut her off before she could, but then she said "well I know we've paid a few people back and other banks have too" so I just said "I know, and I'll get mine back too - you've got to be confident haven't you?!" "Will you" was the response.

[dar£n]

KA,

1. you could add it to your claim but this will cost you approx £35.

2. you could contact the bank and ask for them to be repaid in view of the fact you are already in the process of getting the others back.

3. you could start a fresh claim once this once is settled.

4. you could request the amount to be added as your final settlement figure.

[koalaattack]

Cheers dar£n - I think I may take option 4 but to be honest, I may just put them down to "other costs" of the claim and write them off.

 

I guess if someone said I had to pay £90 to get over £6k back then there is only one answer!

 

Cheers,

 

KA

[koalaattack]

Ooh! I got home today to be greeted by a letter from the court telling me Barclays acknowledged my claim on 11th May. Oh, and they intend to defend the whole claim.

 

This is normal I know, but what interests me is that they still have until Friday (18th May) before they had to respond. Instead of using their normal waiting until the very last minute tactic they acknowledged my claim a week before they had to.

 

Now, being completely paranoid about this, I'm starting to wonder whether I have done something wrong and they have acknowledged my claim thinking that they can actually defend this one. I know how paranoid that sounds, and I know that I would tell someone else not to worry, but when you see official court stuff and the Barclays Legal Dept address then it all gets more, well, official!

 

Hope you all had a good weekend - Micky, somehow I think you did mate!

 

Cheers,

 

KA

[saintly_1]

Didnt the same thing happen with cazkatjoe ?

[CAZKATJOE]

Hi Koala,

It is caz here, yes saintly is correct the same thing happened to me. They acknowledged my claim after only one day and then shock amazement defended my claim 11 days early so all in all it was very quick for me too, so this may be becoming more the norm now.

However I am still awaiting their defence to come through 11 days later, MCOL are bogged down apparently.

So dont worry this is fine.

Good luck i am slightly ahead of you but will keep an eye out for you and see how things go

Caz:)