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    • Hi all! I've now had a "final notification letter" through from ECP. I assume I should continue to ignore this, but is there likely any action I need to take? Do you need to see a copy of the letter? Thanks
    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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FV1 Inc Debt Collection - Who are they?


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Does anyone know who this mob are?Missus has had her debt from HSBC passed to Metropolitan Collection Services who made no attempt to track her down (they had the right address) but have now passed it to this FV1 firm.The number they have given is wrong and I can't find them anywhere. Tracked them down to Cabot Square in London, but still no number, apparently they are an American firm although you'd think they'd make themselves known so people could pay them. They too haven't bothered tracking down the missus and we've since moved so want to get this resolved. Got the cash, want to make them an offer.Has anyone had any dealings with this company, just a contact number that works would be nice...

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Bit of an update:She tried to pay HSBC they said its gone to Metropolitan who are nothing to do with them.I did some digging on Metropolitan and they are part of the HSBC Group!!She tried Metropolitan who said it is now with FV1 who they know nothing of.FV1 work for HSBC, I've found a number and their voice mail says "FV1 working for HSBC".So the debt has never left HSBC, but the sneaky sods are passing it around their companies whacking charges all the way but not letting her pay it off.Anyone got any ideas for a complete novice...

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send them an SAR which is a Subject Access Request (hsbc) youll find it in the STICKY templates section

 

this will make you aware of any charges, then you can claim them back and reduce the debt!

 

if any DCA is chasing you, send them a CCA request (consumer credit agreement) this will let you see if they are legally allowed to chase the debt

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Does anyone know who this mob are?Missus has had her debt from HSBC passed to Metropolitan Collection Services who made no attempt to track her down (they had the right address) but have now passed it to this FV1 firm.The number they have given is wrong and I can't find them anywhere. Tracked them down to Cabot Square in London, but still no number, apparently they are an American firm although you'd think they'd make themselves known so people could pay them. They too haven't bothered tracking down the missus and we've since moved so want to get this resolved. Got the cash, want to make them an offer.Has anyone had any dealings with this company, just a contact number that works would be nice...

 

Try this thread - ok once you get passed the first twn messages or so

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/68333-fv1-i-know-who.html (Last bit of post 10 is interestng)

Just hate every DCA out there

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  • 3 weeks later...

It may be helpful if I explain my understanding that FV-1 Inc is a trading name of Morgan Stanley of 25 Cabot Square. If you search the ICO Register for "FV-1 Inc" and "Morgan Stanley" you will see the same address. I suspect that HSBC Bank plc (of which I believe Metropolitan Collection Services Limited is a wholly owned subsidiary) as assigned your debt to Morgan Stanley T/A FV-1 Inc. Hope this helps. A Well Wisher.

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It may be helpful if I explain my understanding that FV-1 Inc is a trading name of Morgan Stanley of 28 Cabot Square. If you search the ICO Register for "FV-1 Inc" and "Morgan Stanley" you will see the same address. I suspect that HSBC Bank plc (of which I believe Metropolitan Collection Services Limited is a wholly owned subsidiary) as assigned your debt to Morgan Stanley T/A FV-1 Inc. Hope this helps. A Well Wisher.

 

 

============================================

 

Registration Number: Z5518960

Date Registered: 18 June 2001 Registration Expires: 17 June 2007

 

Data Controller: METROPOLITAN COLLECTION SERVICES LIMITED

 

 

Address:

56 ST. JAMES ROAD

 

EDGBASTON

 

BIRMINGHAM

 

B15 1QZ

 

Other Names:

CENTRAL DEBT ENFORCEMENT AGENCY

 

PAYMENT SERVICES BUREAU

 

MAITLAND COLLECTIONS

 

FIVE WAYS RECOVERY SERVICES

 

BANCROFTS

--------------------

and some others from the same stable include

Total Records found 9

 

ASSET FINANCE DECEMBER (V) LIMITED

ASSETFINANCE JUNE (D) LIMITED

ASSETFINANCE JUNE (F) LIMITED

ASSETFINANCE JUNE (V) LIMITED

DG SOLICITORS

FORWARD TRUST MOTOR FINANCE LTD

HSBC EQUIPMENT FINANCE (UK ) LIMITED

HSBC VEHICLE SERVICES (UK) LTD

METROPOLITAN COLLECTION SERVICES LIMITED

:cool: sunbathing in juan les pins de temps en temps

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Metropolitan Collection Services Ltd. Address:56 St James Road

Edgbaston

Birmingham

West Midlands

B15 1JL

 

 

Companies House

Registration Number:1475006

 

 

NOTE SLIGHTLY DIFFERENT POSTCODE ---- AT COMPANYS HOUSE

:cool: sunbathing in juan les pins de temps en temps

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  • 3 weeks later...
  • 2 years later...

Hi All

 

I Too Have Been On The Recieving End Of Fv1, And I Have Some Info Which Might Be Helpfull.

 

I Have Made Enquiries With The Fsa, Oft ,and Csa, And Have Confirmed Fv-1 Inc Is A American Firm But Do Not Hold A Consumer Credit Lic, Fv1 Do Not Exist At All, I Have Had An Entry Put On Experian That I Owe Fv1 Money By Nco Europe Ltd Of Preston , This Is The Subject Of A Complaint To The Financial Ombudsman, As How Is It Possible To Owe Money To A Company Which Does Not Exist.

 

My Advise Is If You See This Company On Your File Ask Experian Who Put It There And Complain, As Even If You Did Owe Money If They Have No Consumer Credit Lic It Is Not Enforcible Against You.:)

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  • 4 months later...
  • 2 weeks later...

I have just spoken with NCO Europe, FV1 are a wholly owned subsidiary of NCO Europe, this has just been confirmed by Adrian the Manager for FV1 who can be contacted directly on 01772 84 3449. He is the 1st person i've spoken to at NCO Europe to admit that FV1 is not in fact a seperate business with a seperate telephone number and address so don't listen to the rubbish their call centre agents spout.

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  • 9 months later...
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