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Atm- £250 Cleared From My Account But It Didnt Give Me The Money !


thereshope!
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Hi:(

 

My o/h went to withdraw £250 from the cashpoint today but it didnt give him the money !

 

It appeared to process it properly and gave him his card back - but no money so he went into the branch (NW) and told them what had happened.

 

They told him to go to his bank(co-op).

When they checked his account it showed the balance as if he had received the £250.

The bank clerk advised him that it would take at least 10 working days to process and if they found that there was an error, the money would be refunded back to his account.

 

What did she mean if !:shock:

£250 down which has made cash flow bit awkward this week,and i'm worried that they wont pay it back.

 

If you read this Nattie, your input would be really appreciated thanks.

 

Hope xx

You need to read this if you have ever consolidated lending through your bank,

http://www.consumeractiongroup.co.uk/forum/general/49648-loans-pay-off-overdrafts.html

NatWest

S.A.R - (Subject Access Request) LETTER SENT15/12/06 - STATEMENTS RCD 22/12/06

PRE-LIM AND SOC SENT 11/01/07

FULL CLAIM OF £4093.04 INCLUDING CONTRACTUAL INT :)

JUST WAITING FOR STANDARD BOG OFF LETTER...:rolleyes:

LETTER FROM STUART HIGLEY TODAY 20TH JAN THANKING ME FOR MY LETTER AND ADVISING ME THAT THEY ARE CONSIDERING MY CLAIM.... YEAH, BET THEY ARE !!!:lol:

LBA SENT 29/01/07

 

**** G.W.G PAYMENT OFFER RECEIVED TODAY FOR £2160. THAT WILL DO NICELY AS PART PAYMENT MR HIGLEY !!!:D ****

 

 

 

 

 

Member of the official Bill-K appreciation thread cos he's just ape !! :D

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well that has happened to me too!

now it was the co-op too!

 

go into the branch of the ATM

get a supervisor

ask them if they would mind talking to the co-op on your phone to verify a few things.

 

call the co-op on 01857 212212 [handibank]

explain the situation, and tell them you have a supervisor from the ATM bank who is perpared to talk to them.

they should give you a £250 O/D at no cost to cover the 10days.

 

p.s when this happened to me , by the time i went in the next morning, they already knew the money had not come out the ATM by the records they had

all the gent did was to exchange a couple of 'security?' details between themselves and the phone was passed back to me & the matter was sorted.

 

hope this helps

 

dx100uk:D

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Cheers for quick reply DX ! :)

 

They wont let my partner have an o/d as he has only got a cashminder account ( discharged bankrupt of 2 years).

 

He was taking the money out to pay into my halifax account so I dont think they will help TBH .:evil:

 

He wont get the chance to go in the NW branch tommorrow as he is working, but hopefully he will be able to on friday.

 

Thanks for the tips

 

Hope xx

You need to read this if you have ever consolidated lending through your bank,

http://www.consumeractiongroup.co.uk/forum/general/49648-loans-pay-off-overdrafts.html

NatWest

S.A.R - (Subject Access Request) LETTER SENT15/12/06 - STATEMENTS RCD 22/12/06

PRE-LIM AND SOC SENT 11/01/07

FULL CLAIM OF £4093.04 INCLUDING CONTRACTUAL INT :)

JUST WAITING FOR STANDARD BOG OFF LETTER...:rolleyes:

LETTER FROM STUART HIGLEY TODAY 20TH JAN THANKING ME FOR MY LETTER AND ADVISING ME THAT THEY ARE CONSIDERING MY CLAIM.... YEAH, BET THEY ARE !!!:lol:

LBA SENT 29/01/07

 

**** G.W.G PAYMENT OFFER RECEIVED TODAY FOR £2160. THAT WILL DO NICELY AS PART PAYMENT MR HIGLEY !!!:D ****

 

 

 

 

 

Member of the official Bill-K appreciation thread cos he's just ape !! :D

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that matters not!

they will find some way around it.

once the banks have verified that the money is winding its way to you, then they should be able to sort something out.

 

 

dx100uk:D

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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