have i ruined my chances ?

[lee sharp 3134]

hi everyone, ithink i might have blown any chances of getting my full claim money back. I"ll tell you whats happened and see if someone can help me. On the first of march £750 mysterously went into my bank account,when my wife rang the bank (lloyds tsb) they said they had no idea where the money came from and that the only info was that it had come from a company called extra a gesture of good will,at the time i didn"t have a clue but had to go to work so couldn"t sort it out .A couple of hours later my wife rang me and said that there were some bank charges coming out the next day so rather than this money get soaked up by them she paid some outstanding bills and other things.I was still wondering where the money had come from,at xmas we lost £1500 worth of vouchers from the farepak colapse and it could of been from some organization linked to that.Anyway on the third of march i recieved a letter from guess who lloyds tsb saying all the usual stuff denying any wrong doing bla bla bla but are making a payment of £750 as a guesture of good will and are waivering the bank charges for this month. The letter was dated 22 feb and it arrived 2 march not giving me a chance to turn down such a measley offer down considering they owe me over 5 grand. Should i continue with court action accepting £750 as part payment or would that now be a waste of time? PLEASE HELP WHAT SHOULD I DO.

[121o121]

Write a rejection of settlement letter

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

Making clear that the sum has been accepted as part payment, but on the clear understanding the claim will continue for the remainding monies.

 

See how they reply.

 

If you haven't signed anything stating you have accepted the payment as "full and final settlement" I can't see you having a problem.

[cindytc]

theres a letter template somewere saying youl accept the money but only as part payment and will persue the rest through court get it sent off imedietly ill try and find it for you

[Glenn UK]

If you have spent the money you cant reject it i think.

 

if you havent reject it, if you have spent it then you need to accept it as part payment and carry on.

 

either way it doesnt seem to me on the face of it thqat you have any problems with your claim going forward, although thye may argue you accepted thier offer as full and final, when is the post mark on the letter?

 

Glenn

[PinkPaula]

The very same thing happened to me, same amount as well!!!

I sent them a letter to say I accepted this as a part settlement but intended to carry on to reclaim the remainder. I had no reply from this.

They did however defend my court claim as amount paid in full, which was a suprise for me. I am continuing claim anyway though.

See my thread for info if you like

PP xx