Hi Everyone Ive Now Managed To Scrape The Money Together For My Court Costs. Ive Just Filled Out The Claim Form And Will Be Taking It To The Courthouse Tomorrow In Person. I Hope This Doesn`t Drag On To Much Longer, Because As Soon As This Claims Sorted Ive Got To Do It All Over Again As Lloyds Tsb Have Charge Me A Few More Hundred Quid Since This Claim Started "no Wonder I Couldn`t Afford To Take Them To Court". Anyway Wish Me Luck, I`ll Be Back When Q&a Comes Through.

hi everyone, ithink i might have blown any chances of getting my full claim money back. I"ll tell you whats happened and see if someone can help me. On the first of march £750 mysterously went into my bank account,when my wife rang the bank (lloyds tsb) they said they had no idea where the money came from and that the only info was that it had come from a company called extra a gesture of good will,at the time i didn"t have a clue but had to go to work so couldn"t sort it out .A couple of hours later my wife rang me and said that there were some bank charges coming out the next day so rather than this money get soaked up by them she paid some outstanding bills and other things.I was still wondering where the money had come from,at xmas we lost £1500 worth of vouchers from the farepak colapse and it could of been from some organization linked to that.Anyway on the third of march i recieved a letter from guess who lloyds tsb saying all the usual stuff denying any wrong doing bla bla bla but are making a payment of £750 as a guesture of good will and are waivering the bank charges for this month. The letter was dated 22 feb and it arrived 2 march not giving me a chance to turn down such a measley offer down considering they owe me over 5 grand. Should i continue with court action accepting £750 as part payment or would that now be a waste of time? PLEASE HELP WHAT SHOULD I DO.

hi everyone i posted my LBA off on 30 jan 07 and have not recieved a reply, is this normal ? even though i got a reply from my prelim. Secondly my claim is over £5000 is this claim to big for the small claims court,if so can some one please advise what to do next please.

Hi Gang Just Received First Letter Back From Lloyds Tsb, Looks Like A Standard Rejection Letter,denying Any Wrong Doing What So Ever And Thanking Me For Getting In Touch And Saying Sorry That I Was'nt Happy About The Charges On My Account.and Ending The Letter "if You Are Happy With The Way I Have Dealt With Your Complaint There Is No Need To Reply To My Letter. Ok I'll Just Crawl Back Under My Rock And Pretend Nothing Ever Happened And Let You Keep All My Money,not, Ding Ding Round Two Lba In The Post,another 14 Days. By The Way Anyone Dealt With Debbie Gilbert From The Cutsomer Service Recovery Centre Andover ?would Like To Know Any Info That Could Help. Thanks

Hi Everyone I`ve Just Sent Off My Claim By Recorded Delivery.let The Battle Begin, For Which Iam Well Ready And Prepared For Thanks To The Wealth Of Info Available On This Site. Vampiress`s Chambers Are A Must,(thanks To Spot Not For Your Advice).when My Settlement Comes Through, Which Iam Very Confidently Expecting, There Will Definately Be A Contribution On Its Way As It Is Imperative This Site Remains Free For All. "power To The Consumer"

THANKS A LOT SPOT I"LL GET RIGHT ON TO IT

Hello everyone, i have just recieved a copy of all the charges made against me over the last six years,at a quick glance it looks to be in excess of £4000,could someone please tell me if i can charge interest on these charges and if so how do i work it out.As i am new to this any help would be greatly appreciated.Thank you.I look forward to hearing from you,and will keep you posted as i progress.