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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Zubo v Egg


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Sorry, the battle continues... currently quiet except for the DCA who send me the same rubbish and everyone ignoring my points.

 

PM me if you need the detail.

 

Z

[sIGPIC][/sIGPIC]

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Egg loans and Egg credit cards have cancelation rights in the terms and conditions, but no mention in the agreements, and I am trying to find out if this is misrepresentation as they seem to hide this fact. But what I have read in CAG that these type of agreements dont fall under cancelable agreements.

 

My research is 2003/2004/2005 Egg T&C documents.

"Always ask for a CCA, Simples".

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Subbing as well as in a similar position with a CCA received from ARC acting for EGG, signed in 2000 but not by the same member of staff.

I need to respond to this, it was signed by them prior to being signed by me, is on 2 sheets with no corresponding information and has no T&C's

 

Subbing as I have the exact same documents from ARC re EGG signed by me on 16/10/03 signed by Az Alibhai on 13/10/03.

 

Has anyone got any updates????

 

I dont know how to reply to ARC.

 

Help Please!!!

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  • 2 weeks later...

Subbing too, what a great thread, Zubo you are like a dog with a bone, and i am a dog person :D

I have pretty much exactly what you describe throughout this thread. I have CCAd Egg who were hassling me through Lowlife Financial, what i got is on my thread, but pasted below to save your hassle and to check if these are the same as yours.

 

eggcca.jpg

 

eggcca1.jpg

 

eggcca2.jpg

 

Just wondered if you had any update or opinion on these? I have been advised on CAG that these are enforceable but i still feel something is amiss somewhere. The fonts are different on page/side 1 and 2. There are no Ts and Cs.

As explained on my own thread HERE (in case you would rather reply there), i am broke and can't afford to pay anyone anything unless i must by law. This is why i am looking for any reasonable excuse to force Egg to court, in fact i would like to anyway just to get a peek at the ORIGINAL CCA which may have flaws. My scans are accurate and the black background would possibly suggest Microfiche copies, which may mean they don't have the original. My only alternatives to going to court are:

1. Borrow money from my sister (not a nice idea, but probably possible)

2. Bankruptcy (if i can raise the funds to do that!)

 

Option 2 is on the cards now as i need to clear my debts, enforceable or not, but obviously if Zubo or anyone feels they have already walked the path i am on and have a strong case against Egg, or at least one worth fighting for, then i will fight like the next man/woman :)

 

Any updates/advice MASSIVELY appreciated before i do something stupid like pay up on a non-enforceable debt!!

 

Oh and one quick question, i read earlier in this thread the term 'improperly executed' versus 'unenforceable'. Whats the first term mean and whats the difference? I think you people must have law degrees coming out of your cornflakes!!!!

 

THANK YOU to all on CAG, you have kept me going these past few months.

 

A

The financial system is collapsing, time to raise a glass to the end of the biggest pyramid scheme in history - The Debt Industry :whoo:

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Hello aaaaaaaaaaaa,

 

The document you have been sent is not a made up version. I have originals from 2000 / 2001 and yours is exactly the same. The fonts are exactly the same on the ones I have in my database.

 

As expressed before on various other threads by Caggers who are well informed you would be ill advised to try and fight Egg in court against this agreement.

 

Ok ... they have not sent you the original T&Cs ..... but the prescribed terms are on the above agreement and I can not see a Judge ruling in your favour just because the original T&Cs have not been received.

 

Onwards and Upwards

 

Chalkitup

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The document you have been sent is not a made up version. I have originals from 2000 / 2001 and yours is exactly the same.

 

In the originals, is the signature in the 'Signed on behalf of Egg box' real or digitised? I'm eager to know!

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Thanks Chalkie, the only thing i would question (other than Ts and Cs) is the dates of signatures, where their signature was made before mine, so they have pre-approved this, however it says its not agreed until further checks are made. I just then got suspicious, but take your word for it. Thanks mate

The financial system is collapsing, time to raise a glass to the end of the biggest pyramid scheme in history - The Debt Industry :whoo:

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Hello Both,

 

In the originals, is the signature in the 'Signed on behalf of Egg box' real or digitised? I'm eager to know!

 

They are digitised.

 

Thanks Chalkie, the only thing i would question (other than Ts and Cs) is the dates of signatures, where their signature was made before mine, so they have pre-approved this, however it says its not agreed until further checks are made. I just then got suspicious, but take your word for it. Thanks mate

 

Again .. you raise a good point about the date of signatures ..... I can not find the links now but this point has been raised before and will not make the agreement unenforceable.

 

Onwards and Upwards

 

Chalkitup

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