Beyond a joke! - ***WON***

[Michael Browne]

If you're waiting till next week to file, add the £76 to your claim.

 

I know it'll mean re-doing all the paperwork. Up to you.

[waynedear]

Keep at it, I know its nerve racking and everyone on this site has been through or is going through what you are....In the end it will all work out fine, there is plenty of help and support on this site whatever situation occurs, just hang in there and dont let the BxxxxxxS get you down....

[Dogspods]

If you're waiting till next week to file, add the £76 to your claim.

 

I know it'll mean re-doing all the paperwork. Up to you.

 

Haha! Already thought of that and have updated the paperwork too.

Roll on next Wednesday!

[thewifeandI]

My charges have gone up by £333 since I filed my claim (paid out today!!!!)!

[Dogspods]

...the worse thing is, found out when I was at the court that if you're claiming Job Seekers Allowance you may get away with not paying the £120

Typical, I get made redundant but can't sign on or claim due to my the amount of my compromise agreement, but come Wednesday I'm sure most of that will be 'spent' in various ways to make sure I can claim JSA.

Will update you on Wednesday.

[thewifeandI]

At least the £120 will come back when they pay out, so in the end it won't cost you anything. Mine took 8 days from filing to cash in the account - but they are variable, I got paid after some others who filed the same day and before some who filed before me - no sense to it at all.

[Dogspods]

Congrats on getting your money back too.

[Dogspods]

WOOHOO! Claim filed at last. More than a little nervous now. Can see me being the first of us to lose!

[pmhread]

Don't let it worry you too much... I thought that a month or so ago

[Dogspods]

It would have been if it wasn't for 'them' continually taking charges. One minute they're happy to let you go overdrawn by £100+ and the next they'll stop something that puts you 2p over your limit?!!

It's done now, so will wait to see what happens. Once this is sorted I'm going to start on my Intelligent Finance Card!

[blinkyblinkyblonk]

WOOHOO! Claim filed at last. More than a little nervous now. Can see me being the first of us to lose!

 

 

dogspods i seriously thought that as well.

 

but ive just received a letter today and they are refunding my charges + interest

[Dogspods]

Well nerves are even more rattled now. If I had followed my time line the claim should have been filed on the 16/06, but due to even more charges I had to wait until I could raise the £120. The delay in filing isn't going to effect my claim tho is it?

[barracad]

Not at all. You're giving them extra time, so you're being even more reasonable. File the claim as soon as you can afford.

[Dogspods]

Why is it that things never go smoothly!

Tomorrow will b 2 weeks since I filed my claim and I'm yet to hear from the court or anyone else!

What time scales should I be looking at for responses??

[nona]

WOOHOO! Claim filed at last. More than a little nervous now. Can see me being the first of us to lose!

 

I'm seriously thinking this too. My claim seems to be so much bigger than anyone else's!

 

Let us know how you get on:oops:

[eyeballto]

if they decided to defend which they might well do just to stall the claim and un-nerve you the defence will probably turn up on the last day:mad: if not you win by default.

[Valdez is Coming]

Just a note for everyone's attention - if you are receiving state benefits, including Working Tax Credits and/or Child Tax Credits, l understand that you can get the court fees waived or at least reduced. I'm sure the mods will correct me if l'm wrong, but it's worth investigating with yr local court or look at the Small Claims Court procedures/regulations.

[mechs]

You can indeed get reduced/ waived court fees in you are on benefits

 

As for the delaying tatics yes you are right the halifax hopes you will chicken out at the last minute ........if you need proof read my sig on the claim we have won

 

good luck

[thewifeandI]

Just a note for everyone's attention - if you are receiving state benefits, including Working Tax Credits and/or Child Tax Credits, l understand that you can get the court fees waived or at least reduced. I'm sure the mods will correct me if l'm wrong, but it's worth investigating with yr local court or look at the Small Claims Court procedures/regulations.

You'll have to claim on Form N1 instead on the Moneyclaim site, as you need to visit the court with proof of relevant benefits to get your discounted / free rate.

[Dogspods]

OK, well the reason I have had no contact from the court or from the Halifax arrived by post yesterday morning.

 

The paperwork and the fee was returned due to not using "Mr" before my name on the court forms!!!

 

The most frustrating part is the forms were read and checked over prior to accepting them! AAARRRRGGGGGH! :x

 

Oh well, have sent the new forms back to the court by special delivery today, watch this space.

[Dogspods]

At last, my Notice of Issue aarived this morning - deemed Halifax to be served 11/08.

....oh my nerves! - lol

[mechs]

Not long now then ....yeahhh I can see your nerves have got to you

[Dogspods]

UPDATE: Letter arrived this morning, Halifax intend to defend "all of the claim"

Very twitchy now - laugh

[nona]

hi,

halifax defending all of my claim too! By A O Brien. Is he defending yours too???

Good luck

Nona

[Dogspods]

WOOHOO!

Letter arrived this morning, Halifax settled in full - with a very gentle reminder that they can withdraw my "banking facsilities" if I should incure future charges.

Think it may be a good idea to change my bank.