This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

hi ims, its been the same amount since 2002. it was sold to me as a separate policy with legal and general by the alliance and leicester. it does not feature on my loan agreement...

2 hours later 1) what i have is a £45 per month decreasing mortgage protection insurance.. currently on £150,000 decreasing 15 years left so im guessing this isnt ppi at all and something totally different.. so.... could i reclaim this anyway if mis-sold... was it mis sold.. i dont know if you have to have a decreasing policy with every mortgage????? and anyway is it worth keeping? suppose its a poicy insureing me if i get a serious illness, cancer etc... so maybe its worth keeping anyway??

Hello everyone.. Years ago on the site i claimed back thousands of bank charges. ppi complaints were only just appearing back then so whenever i took anything out i refused any ppi anyway its never clicked before but suddenly at 0330 just as i was about to go to bed when a light bulb flashed above my head ive been paying £45 per month since 2002 for mprtgage protection.... is this ppi. came straight on the site and ive started reading threads, i will continue reading but hoping for a quick heads up in relation to my thoughts in 2002 i took out my first mortgage with alliance and leicester and was sold a legal and general mortgage protection policy.. i remember being told this is a requirement of the mortgage.. so does my light bulb have ££££££ in it.. ps.. amazing the amount of bank charges that have been reclaimed since i won my case.. i remember the ££££ claimed back counter being £6 million lololol thanks in advance for any advice and well done to you all

i had a holiday booked to singapore then onto bali then lombok. i have received a call from kuoni saying they made a mistake with our transfers meaning we either have to take an extra days holiday or shorten the holiday by 1 day. either way on our return from lombok they are saying we have to stay at a hotel overnight to wait for the connection. i do not want an extra day because my partner and myself are self employed and we will lose m oney in lost wages and dont want to shorten b ecause we were only staying in lombok 3 days so not really worth being there for just 2 days.. they have given me the option of 1)doing what they say above 2)or just stay in singapore for 4 nights and cancel the rest of the holiday for £400 off the cost... considering the holiday was £3700 for 10 nights they are charging me £3300 for 4 nights in singapore... 3) or the last option is to cancel and i would lose my deposit and have to pay charges to the airline im wanting to cancel but how can i be charged when the mistake in the booking is their own??? a pre-thasnks for any advice given lol

mine today was a directions hearing and nothing was requested to bring along ie court bundle ive only had telephone conversations with inga, maybe you should try that

may i just say a particular thank you to karnevil and jonni2bad for helping me out when i needed it. may good things happen to you, thank you

i have just checked my account and a cheque for 2962 has been put in and will be available from tuesday,,,, so it looks like this thread has drawn to a close

just got back from court. abbey had faxed the settlement offer to the court so the judge ajourned it for 21 days and told me "i have dealt with many of these cases now and im sure you will get the money, however if not within 7 days contact the court to have the claim relisted" now wheres that template letter for preliminary approach for repayment for the £600 in charges ive paid since i started this claim;)

thank you

gutted, i was so looking forward to going to court lol,,, but i suppose im glad its over now. so if my money isnt in the bank by 1030 in the morning i should phone the court and ask for a 20 day stay.

so abbey didnt know they were in court with me tomorrow and have offered 100% for charges fees and all intrest and will try to get the money in my account before my hearing in the morning. it was suggested i should phone the court and ask for a 20 day stay as they are going to pay me but could someone advise me if i should take this at face value or still turn up in court???? after 324 days the abbey finally gave up, cant wait to go to bluewater abbey and withdraw the cash from the cashier who laughed at me saying i didnt know what i was talking about lolololololololololol ive won. yippee meeeeeeeee!!!!!!

good old inga. dont know the woman but shes one of my favorite people because whenever i speak to her she offers me cash lol. i think its resolved so back to my own thread