Jump to content


  • Tweets

  • Posts

    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Fendy v NatWest - 16K - **FINALLY WON**


fendyweather
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6120 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 4.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Your always pleasant, but whether you will let them get a word in edgeways??? ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

She was off to supper with a crowd from church. Which she insists she did tell me about. Hmmm.

 

But she did bring back a doggy bag full of pastries. So she's forgiven. :lol:

 

Although it'll probably have gone some way to undoing all the good work over the past couple of weeks. I was rather surprised to find I've lost half a stone while I've been away. Must be all that healthy Norwegian scoff we had on the boat. They do like their seafood, those Noggies. Mmmm, Mmmm. :)

Link to post
Share on other sites

Chasing all those greaseeeee monkeeeeeeeees

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

you never know fendy,its going to happen one morning ,then you might even be speechless! :rolleyes:

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

Lol Lol Lol. Me.............. Speechless................... Lol Lol Lol................... Well Do Ya Really Think That Is Ever Likely................... I Think Theres More Chance Of Me Getting A Cheque, Than There Is Of Me Being Speechless..............

 

Lol Lol Lol Lol....................xxxxxxxxxx

Link to post
Share on other sites

Gotta keep happy and chatty somehow.................. Im just waiting for my 15.7K, although its now gone up with daily interest now, I think its at about £15,850.00, and Im gonna add a couple of hundred in time and expenses taken so far with this mullarky. So all in all I reckon I would be happy with a cheque for £16,000.00. Yep, that will do me nicely thank you Mr. Cobblers, or Ms Cobblers.......................... sixteen thousand pounds will be brilliant. That can put my daughter through Uni, in two years............... Yaaaaaaaaaaaaaaaaaaaaaay, thats the uni fund taken care of.................... just gotta help my mum with a bit though, and donation to CAG of course..................... xxxx

Link to post
Share on other sites

Hiya all again, just got in, letter from the cobblers. Im fuming........ This is it.

 

Re: Your claim.

 

It is noted that your husand, Mr. Weather, etc. etc. despite being a joint account holder of account number XXXXXXXXXX is not party to the proceedings. In order for all parties to the account to be bound by any determination of the above claim then Mr. Feather will need to be joined as a claimant.

 

End of letter.

 

Is this boll*cks......... It is a joint account with an either or sign for on the account, so does he have to be added to the claim. He doesnt want anything to do with it largely because he panics and hasnt a clue what to do. I can handle this myself and would prefer to. Do I have to do anything with regard to this letter or can I ring em telling them theyre talking sh*te.................???????

 

Anybody ????

 

Fendy xxxx

Link to post
Share on other sites

Cripes Fendy. PM a mod and get a quick answer............. now!!! I'd have thought it wouldn't matter if it's an either or to sign joint account - but you know what cobblers that lot at cobbetts come up with honey!!

 

PM someone............. now!!!! Big hug honey......... xxxxxxxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

i bet theyre just being a pain,or scared theyll pay u and then hubby will claim! lol i think this means theyre looking to pay you soon after this fingers crossed ,,,xx

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

Fendy all my claims have been joint claims. My other half also does not want to get involved with the mechanics. So if it is just a matter of adding his name should not be a problem. What could be a problem is if Cobblers are trying to pull a flanker and pull a technicality over your head thus jeapodising your claim in its present form. I would think at the worse you would have to amend the claim with an N244.http://www.consumeractiongroup.co.uk/forum/bank-templates-library/41901-form-n244-application-notice.html. PM Michael Browne.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

Right have PM'd Michael Browne. Hopefully he knows the answer to this one.

 

Im absolutely stiffling mad. Im off to kick the punchbag for five mins...... Back in a mo. I just want to ring them right now and tell them theyre are being stupid. But might end up with egg on my face so will wait for the lovely Mr. Browne to come to my rescue......... Lol

 

Im soooooooooooooooooo angry. Cheeky Sh*tsters.

 

Ughghgghghg. KICK, THUMP, PUNCH, SLAP, HUGE BOOT IN THE CODSWALLOPS. Agh.

Link to post
Share on other sites

As usual they're using their bullying tactics. They just can't help themselves.

 

Quote Civil Procedure Rule 19.6 to them:

 

Representative parties with same interest

 

19.6 (1)Where more than one person has the same interest in a claim –

(a)the claim may be begun; or

(b)the court may order that the claim be continued,

 

by or against one or more of the persons who have the same interest as representatives of any other persons who have that interest.

 

(2)The court may direct that a person may not act as a representative.

 

(3)Any party may apply to the court for an order under paragraph (2).

 

(4)Unless the court otherwise directs any judgment or order given in a claim in which a party is acting as a representative under this rule –

(a)is binding on all persons represented in the claim; but

(b)may only be enforced by or against a person who is not a party to the claim with the permission of the court.

 

(5)This rule does not apply to a claim to which rule 19.7 applies.

  • Haha 1
Link to post
Share on other sites

Brilliant Michael .

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Link to post
Share on other sites

Nice one Michael!!

 

Fendy, stop kicking the furniture and get writing honey!! (Love the bang in the codswallops bit!!!!) xxxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

MICHAEL, IF YOU WERE HERE, I WOULD KISS YOU. Thank you soooooooooo much. Youre a darling, and I love you.................. Fendy xxxxx

 

Can I also say Im gonna let the court know about their intimidatory tactics, lol lol lol. Would love to do that, yet again. ??

Link to post
Share on other sites

RBS kept quiet about this with us. However, the ever helpful Sandy Watt in Edinburgh did mention that it might be wise to ask Mrs Seahorse to add herself to the acceptance letter, just in case anyone decided to try to delay things further by bringing this very point up just before the final hurdle.

 

Sometimes I wonder if she's working for the bank, or us. Not the first time she's been quick to mention something useful. :D

Link to post
Share on other sites

Im so sorry Michael but I couldnt contain myself. Ive just e mailed the little witch who sent me the letter, Some paralegal, (like Im supposed to bow down and be blown away by that, NOT). But I will be sending official letter to them tomorrow and copying in the court with their letter to me and my e mail back so court can see whats just happened.

 

Im as mad as a wet hen. I really am. How dare they try that on with people. Its just such a nasty thing to do. Trying to blind people with legal techno jargon. How can they be allowed to keep doing this to people. How come the courts just keep letting them get away with saying such drivvle like this ??? Im still fuming........ off to kick the punch bag for another five............ back in five. Fendy xx

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6120 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...