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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


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Evening gang!!!!!!!!! Good to know that whilst I'm slaving away............ you lot are putting the CAG to rights!!!!!!!!!!! :D

 

Fendy.................I'M STAAAAAAAAAAAAAAAAAAAAAAAAAAARVING!!!!!!!!!

 

I'd kill for some bread!!!!!!!!!!!! :p xxxxxxxxxxx

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Hedge Nooooooooooooooo get a smoothie or a gobful of lettuce n toms

 

Lol xxxxxxxx

 

CAN SOMEBODY PLEASE TELL ME WHAT THEM NEW BUTTONS ARE FOR THEM FOUR AT THE BOTTOM OF EVERY POST. WHAT THE HECK ARE THEY AND WHO PUT THEM THERE..............XX????? IM CONFUSED. CAG DOESNT LOOK LIKE CAG ANYMORE........... HELP. !!!

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Lol........... have a look in the bear garden honey, our seahorse posted on a thread about what they are this morning. I didn't understand a word of it though............... way too techy for me!!!!!

 

Right - got blueberries, rasberries and strawberries........... smoothie it is!!!!

 

Off to pebble dash the kitchen ceiling with berries!!!!!!!!!! See ya in a mo!!!!!!! xxxxxxxxxxxxxxxx :p

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Im a human, not a robot, I dont have a digital access download or a cyber giggy thingy ma bob, I just need plain english yorkshire binty speak please to de cypher what they are. Help............. I hate not knowing whats going on................. feel like right numpty binty now. xxx

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Okies Mr. Horse, read that now. Lol Lol......................... and are you, a horse. I mean ???? lol lol lol xxxx

 

Soz, Mrs Seahorsey will be shouting at you to get off pooter now and Caz will think shes gone back to the rude chat room on AOL. Lol Lol ..........

 

Thanks for the explanny, I feel a bit better now,but still not entirely sure not being super lady binty technophobia girly stylie thingy chicky............ will have to try and use em and see if Im any wiser........ Lol Lol Lol xxxxx

 

AND WHY SEAHORSE THEN ??????

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Aaaaaaaaaaaaaw, has she missed ya Seahorsey.......???? I bet she has !!! especially making lovely dinners like that....... bet she starves when youre away doesnt she ????? Poor yorkshire binty lady with empty tummy when Mr.Seahorse goes away............... Lol xxx

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Never, you dont know what youre about to miss......... I feel a boobie convo coming on again.

 

BIG BOUNCING BOOBIES.................. YAAAY AND BOTTIES TOO. XXX

 

Are we back on 'bits' then???? Don't mention the 'S' word please............... I'll start drooling at the mouth!!! But only 'cos I want one cos a smoothie ain't an 'S'!!!!!!!!! xxxx :p

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Lol Hedgey..................... I told ya, first three days is the hardest, after that it gets like almost second nature............ Im still on the water. Had 3.5 litres today, am nearly up to 4, then Im ok............ got to have as much water as one can cram in................ I think everybodys gone to bed...................... Lol. Im tired myself tonight, but sticking around a little bit longer cos only fotty on tv, Man U v Mil and theyre b*ggering it up.......... Lol xx Hubbys glued..........

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Grrrrrrrr........ don't talk to me about footie hun - seems to be on every five mins in this house!!! Hubby and his three boys........... glued to the box watchin' 22 idiots kicking a ball from one of the pitch to another. WHY??????!!!!!!!!!

 

You're right about the water you know............ craves the bad hunger pangs.......... especially the fizzy stuff!!!!!! Lol....... stocked up at Sainsbury's on the way home tonight - poor cashier must've thought I was gonna have a bath in the stuff!!!!!!!!

 

Quiet here tonight honey............ are they all watchin' the idiots kick the ball around???!!! xxxxxxxxxx :p

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Yep - twinkies are both Man U boys. Daft thing is though - hubby and 12 year old son are............. wait for it................. MAN CITY FANS!!!!!!!!!! And if I say to him "you're a city fan, not a man u fan", I get the standard hubby bullsh*t response of "yes babe, but first and foremost I'm a football fan"! Talk about cheek!!!!

 

What about your lot Fend............ Man U, City, Leeds?............... xxx :p

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Well ladiies I think I will retire, Mine doesn't do football, so he has the knob and it's cricket, horse racing and greyhound racing, He's flicking over that fast and often I am in danger of an epeleptic fit, see you all tomoz night and god bless xx

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Well Leeds actually, Man U's arch enemy even though theyre not in the same league anymore........ Lol..... dont like the Man U in our house, but we obviously support them when theyre playing euro matches, Lol. But we luuuurrrrrvv Man City in our house. We reckon that Stuart Pearce should be england manager. Yaaaaaaaaaaaaaay xxx I like him. xxx

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Nite enaid xxx

 

Oo er ........... Leeds supporters!!!!!!! Grrrrrrr!!!!!!! Lol - I couldn't really give a monkeys either way! I love watching the boys play football......... but I think that's more of a 'mum' thing!!! But when it comes to adults............ I normally just do the curry and play the hostess!! But not on detox............ they can all bug*er off somewhere else!!!!!

 

Oo-ah Cantona!!!! xxxx :p

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thats men for ya ,let themselves go!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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