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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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THFC4EVER v Barclays Bank


THFC4EVER
style="text-align: center;">  

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because no one has posted on it for the last 6241 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Hi,

 

After reading lots on this site, I decided to start the process of reclaiming charges on my Barclays current account. Here is where I'm up to:

 

01/02/2007 Sent "Preliminary Approach For Repayment" letter

 

10/02/2007 They sent standard "We are sorry that you have had to contact us..." letter, and "Don't hold back your feedback" leaflet, and said "...we will let you have an answer...no later than 02 March 2007."

 

19/02/2007 Sent "Bank - Letter Before Action" letter

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Excellent, well done for making a start. Keep us posted on your ventures :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 weeks later...

07/03/2007 They sent a stalling letter saying "...we will contact you again as soon as possible, and certainly no later than 30 March."

 

13/03/2007 We began a claim via MCOL, and sent a schedule of charges to the court

 

14/03/2007 They sent a letter offering 24%

 

15/03/2007 We sent "Rejection of Settlement Offer (conditions attached and insufficient amount offered) Letter" letter

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  • 3 weeks later...

Sorry to ask a question. How long did it take Barclays to acknolwedge your claim from it being served ?

If I have been of any use to you in my response please click my scales. :oops:

 

MBNA WON 16/3/07 £1700 :p

Barlcays N1 fileld in and awaiting funds to take them to court.

 

If you want to spend some of your money from your new spending saving scheme why not buy a flybook laptop. http://www.everythingflybook.com. I can highly recommend them.

Currently in Litagation with Barclays 11/5/7 ( Awaiting Court Date )

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Intercityman,

 

I started the MCOL on 13/03/2007, so the deemed served date was 18/03/2007.

 

This meant Barclays had until 01/04/2007 to respond (or, actually, close-of-play 02/04/2007 as 01/04/2007 was a Sunday).

 

They cut it fine by acknowledging at about 3pm on 02/04/2007.

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  • 2 weeks later...

21/04/2007 They sent a 100% offer with conditions and a "Consent Form to set aside the Default Judgment"

 

23/04/2007 We phoned and informed them of the unacceptable terms, and they said they'd resend the letter a.s.a.p. without the unacceptable terms

 

24/04/2007 They sent a revised 100% offer without conditions, but which still contained an error

 

24/04/2007 We phoned but only got their Legal Clerk's voicemail. Will phone again tomorrow

 

25/04/2007 We phoned and agreed to cross out the error and then sign and return the acceptance letter. They agreed to then credit our account and then we'd send the completed "Consent Form"

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Dear all

here is where I am in the process of reclaiming my charges - they have sent me a letter of offer which says "when an account in opened with us, our customer is provided with a copy of the terms and conditions relating to the use of their accounts; including details of our charges. If we make any changes to our terms and conditions, we provide details of these changes to our customers in line with the banking code. Detials of our terms and conditions, along with our charging tariff, can be obtained at any of our branches, or via our internet site" they then go on to say that despite this they will offer me a sum to pay me off... as I opened my account 35 years ago I think it is unlikely they will have a copy of the t's and c's they gave me then! Is this a standard approach to fob me off and if so si there a standard repsonse to escalate the matter?

 

All advice welcomed....

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Titanic

Hi, Welcome to CAG,

Firstly, dont take this the wrong way, but you need to start your own thread, so any questions can be answered directly to your needs.

At the moment you have 'hijacked' someone elses thread.

 

click here and repost.

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=7

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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02/05/2007 We hadn't heard from them so we phoned their Legal Clerk. He said he hadn't received our letter but would action the payment immediately and call us back "in half an hour".

 

02/05/2007 Their Legal Clerk phoned us back to tell us that he had credited the full amount to our account. We agreed that we would now return the completed consent form.

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