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    • Thank you BankFodder. I will do as you suggest to get everything in writing first and will construct the letter of claim over the weekend. Is it best to use the format for the letter of claim as the one on this website? Lastly, did I read the judgement correctly for the Farooq judgement as its not quite clear to me which act I am covered best by?
    • A letter of claim can't be served by email as per CPR 6.3 unless you've specifically told them. Also can't give you 7 days to pay, they've got to give at least 14 days. They know this, they're just hoping you wet yourself and cough up. This won't be going anywhere. IGNORE.
    • Good Morning, I received a speeding ticket last December, I had requested further information from the ticket office which they provided, I also sent back the form confirming i was the diver at the time, however, i had overlooked the signature at the bottom of the page, nobody from the ticket office got back in touch to mention this and i was trying to book a course with no luck, I got in touch with them and sent them a screenshot showing them I was unable to book the course, they came came back to me and said we have no documents to say you were the driver (they did they just failed to mention I never signed it) they re sent the form and it was over the 120 days, i had mentioned to them previously that the timeframe was coming up and they would need to extend this. They are now saying they have complied legally and i need to accept the 3 points, I am trying to plead my case and I am tempted to let this go to court and provide the evidence of my constant communication on the matter. has anyone got any experience with this? TIA.
    • Thank you. I'm looking into it at the moment.  Straight away it says last sold in 2007. Thank you every one for all your help. It's much appreciated. 
    • Just on bankfodder's final point above. The Title Register you get online for £3 can't legally be used as proof of ownership for the property. Right now they'll suffice to see if there's an asset there. Should you need to use it in court to say he's trading at that address, you'll need to fill out an OC1 form with HM Land Registry to get an official copy in the post, which costs £7.00. Make sure that you get the Title Register, not the Title Plan! Title Register will tell you who owns the property etc while the Title Plan will tell you the property boundaries etc which isn't relevant in this case.  
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One letter, then full offer received !


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Is this common ? I sent my first request letter to Halifax asking for my charges to be refunded.

 

I received a letter back after a week saying they are looking into my complaint and they would get back to me within 4 weeks which I gave them as I think it works better personally to work to their time frame to an extent ( and if it went as far as court I think it would help at that point as well ).

 

Anyway I received a telephone call from some poor girl at Halifax who first offered me half, then three quarters, and when I told her this was not the first time I had done this she offered me full settlement !

 

HSBC next me thinks !!

IT IS MINE !!!!!!!!

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Well Done RTS --- look out HSBC ;)

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Similar to me last year. Had a batch of about £200 last September. Nine phonecalls later and no luck, so I wrote a letter and got the lot refunded within 24hrs! Lets hope that it happens again this time. Congratulations RTS.

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

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sorry Sender, just read yr thread now so CONGRATS!!!! and thanx 4 yr advice!!! (im ready 2 start my claim from the ABBEY even tho my claim from the Halifax is still going thru)!! Its quite exciting really isnt it (in a strssful way)!!! :D

Regards

Traci

Halifax... claimed £1629 feb 2007.

Abbey..... started claim feb 2007.

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Congrats :)

 

I'm still waiting to hear :rolleyes:

Filed at court, I'm in Scotland, have a return date of 22nd March with the hearing scheduled a week later, so hoping they'll settle then.

Go for your next target...

X

Tippety toeing where angels fear to tread .... :o

 

Hey and I thought of that all by my lonesome :cool:

 

1st Data Protection Act letter Halifax - 30th Sept 2006

 

Non compliance letter sent 23rd November 2006 :mad:

 

Preliminary request for repayment sent 11th Dec 06

 

Reply from the Halifax stating that they're investigating my concerns!!!.... Rec 15th Dec 06

 

LBA sent 30th December 2006 :mad:

 

Offer from Halifax of £814.00 - 5th January 2007

 

Rejection of Settlement Offer - 6th January 2007 ;)

 

Papers filed at Court - 29th January 2007

 

:) Settled in Full, 16th March, 2007

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Hi Tini Annie

 

Well done for getting an extra £2500 out of them, did they offer you that amount without even sending out your statements?

 

I've just sent an email to Kelly Duffy, customer services manager, as advised by another member, as I'm having a nightmare getting my SAR....let's see what happens now!

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Hi Powell

 

Yes they offered the extra without sending out my statements. I just applied for an average of charges based on the few statements I had - Was well out obviously. I did say to send the statements if they did not agree with my figure but they never sent any.

 

Good luck in your claim

 

Tini Annie

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Hi Tini Annie

 

Well done for getting an extra £2500 out of them, did they offer you that amount without even sending out your statements?

 

I've just sent an email to Kelly Duffy, customer services manager, as advised by another member, as I'm having a nightmare getting my SAR....let's see what happens now!

 

Didn't you only send your SAR on about 15th Feb or something??? They've got until March to send the statements! Patience my friend, patience!! :D

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5pods...its important that you follow the tried and tested guidelines as laid out on this site. Have a read of as many threads and the FAQs etc and then read them again for good measure. We're starting to hear of people being paid out quickly, but you should still stick to the methods on here as much as poss.

 

Good luck :D

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