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CCJ Advice


meggyweggy
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Back in October i had a court order for a CCJ with regards to lloyds land on my door step. this was the first i knew about it having not recieved any other paper work The court had ordered me to pay £125 a month which was fine, anyway this month my wife has finished her maternity leave and due to not being able to find childcare has decided to not work. This means that i now can not aford the £125 a month, is there any way of getting this reduced.

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I would contact CAB and CCCS and tell them your circumstances.

You may be able to set up a DMP .

 

Dont leave it and not pay as if you default on a CCJ ,the creditor may be able to apply for a charging order(bad news if you own property).

 

Get help asap,and let the court know whats going on .

 

Do the bank owe you money on penalty charges ?

 

If they do send a SAR to the bank and a letter to the bank and court stating the account is in dispute.

 

This at the very least will halt all legal proceedings against you for the time being.

 

HTH

 

Hope xx

You need to read this if you have ever consolidated lending through your bank,

http://www.consumeractiongroup.co.uk/forum/general/49648-loans-pay-off-overdrafts.html

NatWest

S.A.R - (Subject Access Request) LETTER SENT15/12/06 - STATEMENTS RCD 22/12/06

PRE-LIM AND SOC SENT 11/01/07

FULL CLAIM OF £4093.04 INCLUDING CONTRACTUAL INT :)

JUST WAITING FOR STANDARD BOG OFF LETTER...:rolleyes:

LETTER FROM STUART HIGLEY TODAY 20TH JAN THANKING ME FOR MY LETTER AND ADVISING ME THAT THEY ARE CONSIDERING MY CLAIM.... YEAH, BET THEY ARE !!!:lol:

LBA SENT 29/01/07

 

**** G.W.G PAYMENT OFFER RECEIVED TODAY FOR £2160. THAT WILL DO NICELY AS PART PAYMENT MR HIGLEY !!!:D ****

 

 

 

 

 

Member of the official Bill-K appreciation thread cos he's just ape !! :D

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