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Howlett vs LloydsTSB*****WON******


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Claim for £3835.09 issued 12/02/07

 

have had 2 completely conflicting letters dated:

  • 13th saying that they'll basically give me £750 from customer service in Hampshire
  • 14th issuing an ENFORCEMENT NOTICE for £511.75 from Collections Centre Brighton
  • receiving in excess of 10 calls texts etc per day from them but from people who cannot understand me and vice versa (non UK call centre?) therefore have decided to ignore until i get some help....

neither letter referenced to the claim no? has anyone else had this?

 

i am over my overdraft limit with them for several reasons i was made redundant in august and 2 weeks later my husband lost his job.... plus spiral of charges which initially i tried to reason with them, to no avail. Am i shooting myself in the foot should i get back within agreed limit? any money paid into account has just been swallowed without making any real difference...

 

really really stuck as to what i should do - any suggestions at all gladly welcomed!!

what goes around comes around

EVERY cloud does have a silver lining you just have to look really REALLY hard sometimes..

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  • 3 weeks later...

Congrats but please enlighten us how???

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

click my scales if you think i am helpful ! yes LHS down there !!

Once more into the breach dear friends,once more

or close the wall up with our banks dead ,

The games afoot,follow your spirit and upon this charge

Cry 'God for Harry' England and St George

Henry V battle of Agincourt 1415

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Hi All, Sorry in the wrong place but can u give me the main address to send Prelim and SAR?

 

Thnks in advance.

SAR:

FAO Penny Berryman, Senior Manager

Lloyds Bank PLC

Data Protection Dept.

Chiswell Street

48, Chiswell Street

London EC1Y 4X

 

Prelim:

Customer Care

Lloyds TSB

125 Colmore Row

Birmingham

B3 3SF

 

Have you got your own thread?

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hey all!

 

Thanks :smile: !

 

What i actially did:

 

as i was confused by 2 letters dated 13th and 14th feb (see original thread) i didn't do anything as i decided to wait 4 the next communication from them....

 

which was that they inteded to defend in full, then friday i had a letter to say it had been moved to my local court then today (monday) another from their solicitor to say they would settle in full and that the money would be in my bank within 3 working days!!

 

Cheers Claire

 

now i'm gonna tackle Barlclays..... (lloyds was my LEAST complicated!)

what goes around comes around

EVERY cloud does have a silver lining you just have to look really REALLY hard sometimes..

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That is unusual for Lloyds to even contemplate settling before a court date, especially as it was a fairly large claim. What interest did you claim,

Where the solicicitors SC&M ?

Leech

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

click my scales if you think i am helpful ! yes LHS down there !!

Once more into the breach dear friends,once more

or close the wall up with our banks dead ,

The games afoot,follow your spirit and upon this charge

Cry 'God for Harry' England and St George

Henry V battle of Agincourt 1415

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Share on other sites

I think Lloyds are now realising the sheer amount of people claiming back these charges is not diminishing.

 

Recently payment appears to be being made on or around the AQ stage which is great for those of us just issuing our claims but a bummer for those who are already past that stage.

 

Forgot to add my congratulations :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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You are absolutely right Dolly, I have 2 cases with Lloyds over 6 months old and are dragging on.2nd requests for proper SARS.

Sc&m are not complying with Court orders, (disclosures) AQ,s 15 days late etc etc a nightmare!!

I feel even more peeved now!

Leech

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

click my scales if you think i am helpful ! yes LHS down there !!

Once more into the breach dear friends,once more

or close the wall up with our banks dead ,

The games afoot,follow your spirit and upon this charge

Cry 'God for Harry' England and St George

Henry V battle of Agincourt 1415

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Hi all!!

Sorry to hear my experience was somewhat easier than others have experienced :roll:. I was I have to admit expecting it to drag on longer.....

When I'm back at home i'll look up the solicitors for you - if that will help?

Did you do yours online because on various forums i've been on it seems to be a quicker route by 6 months + from what i've read? (more traceable or something)

 

Cheers Claire

what goes around comes around

EVERY cloud does have a silver lining you just have to look really REALLY hard sometimes..

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