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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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anyone claimed twice?


williamb
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Hi all, has anybody ever claimed illegal charges a second time from the same bank? HSBC gave me charges back last July, but since then at every opportunity they have piled on the charges for the slightest thing. I estimate they owe me at least £900 to date. With my finances it is impossible to stay in credit...oh how I tried. I am angry and am contemplating writing to Mr langdale and asking for the money back. I don't have a parachute account as my credit rating is so bad I don't know whether I would get another account??

Recently, due to being overdrawn solely on bankcharges they did not pay my gas and electricity DD, so british gas have now cancelled that payment method.

Is it worth going back for round two? can anyone recommend a bank that will give poor credit ratings an account? Let me know your thoughts on this. I have been with HSBC 27 years, and have 130,000 morgage with this lot, will that carry any weight when it comes to account closures?

Cheers

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hi william

welcome to the forum. when you said you claimed your charges last july - was this through the courts or were you lucky enough to ask for them and get them back.

by the way, the charges aren't illegal - they're unlawful, two different things!

natwest do a step up account which you can apply online in about 10 minutes. basic account with no frills, no overdrafts, cheque book or owt, just a hole in the wall card (solo debit card).

hsbc usually close your account if you claim a 2nd time - i'll put this theory to the test - i've got two claims going through at the moment, one which is nearing submission for the aq, the other nearing lba stage. i've already got my parachute account up and running so i'm not really fussed what hsbc come up with when it's over!!

If i've been helpful in any way....then tip my scales over there!

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Hi William, I used to have my mortgage with HSBC too, I moved it 2 years ago. It has never made any difference to the way they have treated me.

Try looking at this thread

http://www.consumeractiongroup.co.uk/forum/general/13832-do-you-need-parachute.html

It lists the alternative bank accounts that are available at the moment and the terms and conditions these accounts have.

pete

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Hello William.

I have claimed 3 times, they closed my account on the second.

My mortgage with them was unaffected.

I will be taking action against them because of the closure.

http://www.consumeractiongroup.co.uk/forum/general/63646-alliance-leicester-fined-fos.html

all the best with your claims.

I have been with HSBC 27 years, and have 130,000 morgage with this lot, will that carry any weight when it comes to account closures?
this means nothing... they will shut your account
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Thanks everyone. I originally claimed last July, hsbc coughed up after the LBA, but since then they have charged me for everything at the slightest opportunity. I need parachute account, the co-op sounds good because their charges are only £18.50 should I get hit by them, about half of what hsbc charge. I know it is best not to go overdrawn, but after my outgoings I don't have much to spend. I need a bank account which I can pay bills at various times of the month, not direct debits because I get paid every 28 days, and a small pension which goes in on the 10th, so direct debits are too rigid and that is what is causing the problems, the dates of payday and d/d day are not marrying up!! Therefore hsbc return them, charge me, the give more charges etc etc etc

So what a bummer, but hsbc are still making a furtune out of me, and it is p***ing me off. Will investigate parachute accounts more

Cheers for now

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just a little thought william... would it be worth looking into a secure homes account - as they spread your payments over the year to cover any bills???

If i've been helpful in any way....then tip my scales over there!

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