ICY -v- Abbey

[srfrench]

Oh and incidentally on the "Without Prejudice" subject. You can't include anything that is marked WOP ONLY if it contains a genuine attempt at settlement..... figures mentioned and terms. Otherwise it does not have the priviledge to be viewed as such and thus can be included.

 

If in doubt...post it up here either publicly or as a private post and we will advise you.

[ICY]

cheers srfrench i did try doing so bit my heads a shed at the mo, been doing this all day, maybe the acts will make more sense once i have had a break from the screen

 

On the same score though i want to make sure i dont leave anything out, and i dont want to just put the whole thing in if it is not needed this wouldnt benefit the judge or my case

[srfrench]

It will trust me lol

 

It took me a few goes but now I quote it virtually verbatim :o

 

Perserverance is whats its all about but it's all totally worth it in the end!

[GaryH]

UTTCCR 1999 or should i put the whole document in

 

also same with UCTA do i need any particular sections or should i include it all

All, of both

the supply of goods & services act again which bits or all of it ???

None of it - not necessary v Abbey

[ICY]

Thank you Gary

[ICY]

Is it any use adding

 

The consumer Law Centre Victoria Media release about australian bank fees and The competition report from Northern ireland or would these be irrelevant?

[GaryH]

The CC report is highly relevant, so certainly include that - in fact thats essential for any Abbey bundle IMO.

 

The Aussie one less so, but worth including as you've referred to it in your witness statement, presumably.

 

Here's some bits to add to your WS if you like -

http://www.consumeractiongroup.co.uk/forum/abbey-bank/726-abbey-charges-5.html#post895532

 

some of the paragraphs from d) would be useful to include.

[ICY]

your a star gary thanks

 

would i put the witness statement at the front of the bundle or should i keep it as a seperate document

[GaryH]

Use the second SofE (Pre-estimate one), re-titled as a witness statement as a base, and add some paragraphs from section d) of what I just linked for you.

 

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires-3.html#post482194

 

I would put it at the front - index/title page first, then WS, then the rest.

[kia]

nice one gary he always helped me when i was stuck your a star xxkia

[Villafan]

Hi Icy,

 

Just thought I'd let you know what she paid me for my costs. Bundle WAS prepared but not submitted. Her colleague turned down my request over the phone but I e-mailed Inga & posted her a letter & she then agreed to pay it.

 

Total paid £368.10 broken down a follows:

 

30 hrs @ 9.25 p/h £277.50 5 letters @ 6.75 per letter £33.75 Ink £32.00 Paper £5.00 Postage £9.50 & Potocopying 207 sheets @ 5p per sheet £10.35

 

Could've gone for more on my time & postage in the end because there were lots of e-mails/letters backwards & forwards near the end but I was MORE than happy with this! After I'd submitted my list I did a spreadsheet breaking it down further (to apply to court for wasted costs)but she never asked for breakdown or receipts.

 

Hope this helps. Won't be long now! Keep going!

 

VF

[ICY]

Is there a copy of the northern ireland report that doesnt have loads of bits cut from it, all i can seem to find is THIS and as i say there are loads of bits cut out and the tables arent complete

 

The CC report is highly relevant, so certainly include that - in fact thats essential for any Abbey bundle IMO.

 

The Aussie one less so, but worth including as you've referred to it in your witness statement, presumably.

 

Here's some bits to add to your WS if you like -

http://www.consumeractiongroup.co.uk/forum/abbey-bank/726-abbey-charges-5.html#post895532

 

some of the paragraphs from d) would be useful to include.

[GaryH]

The cut bits are deliberately cut - confidential. The important bits are all there, so don't worry about it.

 

Heres the full report, but all you really need is appendix 4.6.

 

Provisional Findings report -Northern Irish personal banking

[ICY]

Just called Oldham courts to find out whats happening and was told that it has to go before the judge for an allocation hearing, when asked how long this might take he said how long is a piece of string, we have no idea how long it will be.

 

The bundle is now complete and ready to go, just needs to be printed, which apparently according to oldham court, I cant do until the allocation hearing has been heard ?????

 

i was really looking forward to sending the bundle off to abbey and to the court, guess i will have to wait a little longer.

 

Gary thanks for all your help, your a diamond

[Robdblynd]

Just like me ICY, I've got the bundle all ready to go but got to wait until after Case Management Conference on the 28th June to send it.

 

Seems like everything has come to a halt with mine, just waiting for Abbey to settle or see them in court. Oh well, suppose I should tackle CapOne while I'm waiting.

[Robdblynd]

Just had a thought, do you have any automated letters from Abbey tell you you're gonna be charged?

 

If you do, please please could you let me have copies (obviously without your details) cos I don't have any, Abbey stopped sending them about 2 months before I started claiming and in a mad moment during a clear out I threw them. I know Clarion needs some before Thursday as well, so it would be great if you had them. Ta, just in case.

[ICY]

afraid not, i have hunted for some for Gary, but couldnt find any anywhere

[ICY]

could i still send abbey a copy of the bundle anyway, along with a spreadsheet showing costs incurred, or would there be no point.

Obviously i cant send a copy to the court yet

[Robdblynd]

Gorge did just that so I suppose you could if you wanted to.

 

I'm not gonna bother till I see what happens with this Hearing on the 28th cos I might not have to submit, even though it's ready to go. Like Villafan I'll still be claiming wasted costs cos I've offered to settle without the bundle costs and been ignored.

[ICY]

I want to see the full document in print lol

 

its only 183 pages long , should give abbey something to rest their phones on ect, what i am wondering is will it make them send me a nice big cheque lol although i doubt it

[Robdblynd]

Well I'm in Mercantile and not heard a peep out of her since 17th May.

 

Guess the poor thing is overworked.

[katsbubb]

Has Inga responded to your last letter? I am at exactly same stage as you and sent her an almost identical letter. She will not negotiatiate on her origanal offer with me and says she can no longer help me!!! I am a bit stuck now. Just curious what she has said to you

[ICY]

She said the same to me, so basically i said i will see her in court and i look forward to receiving thier bundle.

 

just got this months statement and the idiots are charging me £50 because they put me overdrawn by £9 the reason i went overdrawn was the day i filled the car up (i had enough money to do this according to online banking that morning) they then took 3 card payments out of my account, these payments were made 11 days previous, called abbey up, got someone in india who didnt understand what i was saying, so transferred me to a british call centre, reason they charged me? - because they say they had problems with the card system around this time, sorry sir on this occasion we will remove the charges for you.

[ICY]

just checked emails and have had this from her

 

Dear Sir,

 

Thank you for you email however, in view of your response I am unable to take

the settlement discussions any further.

 

Kind regards,

 

Inga Kirkman

[katsbubb]

Same response as mine word for word. It seems to be pot luck at what her response will be. Be interesting to see who gets their money first.

Good luck