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    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
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difbear v Abbey


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Ding Ding, Round 1.

 

I've sent off my S.A.R this morning, recorded delivery to the following:

 

Data
Protection
Team

 

Regulatory Compliance

 

Abbey
House

 

201 Grafton Gate East

 

Milton Keynes

 

MK9 1AN

 

I noticed some people mentioning a London address? :?

 

P.S Added a wee bit extra to the template stating clearly it's a request for a list of charges and not bank statements as I read at the weekend they are using this to stall people.

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The address is fine..assume you sent the tenner?

 

They are slow but they will comply within the 40 days - you will probably get something back from them in the next week or so acknowledging your SAR...

 

Good luck!

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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The address is fine..assume you sent the tenner?

 

They are slow but they will comply within the 40 days - you will probably get something back from them in the next week or so acknowledging your S.A.R - (Subject Access Request)...

 

Good luck!

 

I've sent them a cheque, although it's not from my Abbey account, hope this doesn't make a difference.

 

I'm hoping we're talking thousands here. 8)

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S.A.R answered this morning. Covering letter along with 37 individual envelopes containing statements. Oh and my cheque returned to as Abbey say they don't charge for it.

 

Some intensive calculation and reading on the cards. Hopefully take the next step before I go on holiday on thursday.

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Thats was quick - have you got the whole account history there ?

 

I'm not sure yet, my memory doesn't quite go back 37 months. :D

 

I'm going to pick them up at home this morning, all will be clear then. If they ain't all there I'll stick to the 40 days.

 

Is it normal for them to return the cheque, and to send the statements in individual envelopes?

 

My postman must have been thinking "Aye, there's another one taking on the banks" :lol:

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Right, I've double checked and got the statements in order. I'm claiming for £930. Is there any particular way to set up your schedule of charges? I'm just looking to list date and amount. Do you need to include the reason they charged you?

 

Also, I'm in Scotland, I've had a look over the differences in our law, if I'm right they don't kick in just yet, do they?

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  • 3 weeks later...

Seconds out...round two.

 

Both prelim and schedule of charges off in the post today. Total of £1060.68 including the 8%.

 

Edit: Thankfully I read the FAQ's and removed the 8%. Doh!

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  • 2 weeks later...

I don't believe this, I've just checked my bank and I've had 4 transactions outwith my authorised overdraft. £120 charges if I'm not mistaken.

 

Can I claim these yet? Or do I need to go through a second procedure while I'm waiting on the first batch.

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