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    • dont go near them bunch of scammers! ive removed ref. dx  
    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
    • 3rd one seems the best option, let 'em default, don't pay a penny, nothing will happen, forget about all of this. As for Payplan don't touch them with a bargepole, nothing they can do that you can't, and they will pocket fees. A do it yourself DMP is pointless as it will just string out the statute barred date to infinity.
    • Because that’s what the email said. Anyway it’s done now. Posted and image emailed.    im doing some reading in preparation for defence but I will need my hand holding quite tightly by you good people.  I’m a little bit clueless
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Seasidelady V Halifax****WON 2 CLAIMS SETTLED IN FULL*******


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Thank you.:p

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Still nothing....:(

I think my postie is scared of me....I wait every morning and nearly pounce on him when he gets to my door. he he :p

 

I nearlly hugged him just now as there was an envelope from haliprats..................................... Deep breath.............Nothing :-x

 

I was a wee bit worried about my cheque account as it runs out next month, but i got my new card today, so at least i know my account is fine.

Silver lining and all that.......;)

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There seems to be an awful lot of us in this predicament now. After the Watchdog programme there will probably be another flood as well

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I seem to waiting for you 2 to be shouting that you have won, i cant wait to see how long it takes now barber, i really hope its soon, its just driving us bonkers..!

 

Will you both be finished on here when you have won?????

I will be here forever...!:lol:

I have posted 3 SARs today, and 1 prelim. All for my family,

 

Dont forget to watch Trever Mcdonald friday at 8. Martin Lewis is on all about the charges. Should be good.

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Oh no not finished OH really bad account with BOS not even started they have not replied to SAR ditto Egg, Cap1 & MBNA will watch that on Friday

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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sea-sidelady, how are things? I see we are both now gold-account customers lol - don't understand how that happened.

 

What banks are you dealing with now, see you have just sent SARs off - am currently doing cap one for me, hsbc for daughter and about to start abbey for my brother, loving it.

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Hi doo.

We must know something by now...!!!!!! :lol: I think gold suits us he he.

 

Can you believe im still waiting. Fingers crossed next week i will hear.

 

And there was me worried that i was going to finished soon.

I am doing....

1 barclays

1 barclays credit card

1 halifax

1 alliance & leicester

 

That should keep me busy for a while.....:D

 

From what i can tell barclays seem to be the worst, haliprats seem to be the easiest. Oh well time will tell which is the easiest. As long as we get paid back, it makes no difference i suppose.

 

Good luck for all the extra ones you are taking on. Hope its a smooth ride for you.

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Well i have just checked my account and theres nothing there..:(

 

So i shall be waiting for my postie, ready to pounce!!!!!!!:lol:

Poor postie,

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I got the 1 I issued online paid on Friday directly into an accoutn that had been closed for 5 years! This was issued 6 weeks after the 1s I did at Court so I think that is the way to go with them it seems to grab their attention more!

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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That was genius of them to send it to a closed account..!

Have you got it sorted? Will they pay by cheque if the accounts closed then?

HOW TO...DUMMIES GUIDE TO CAG...Read here

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They allowed me to take the money out

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I think he is avoiding me...:p lol

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I dont know about you SSL but I am just about at the stage of driving to Halifax & physically demanding the money. They agreed last Thursday on my husbands claim to pay in the money they think they owe him if we didnt issue the Baliffs warrant & they would after that make an application to have Judgment setaside. Guess what the money still isnt there

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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You cant issue a Baliffs warrant for anything over 5K you have to issue a Writ to transfer to the High court then issue an aplication for the High Court Sheriff to take possession its a really long process. They know theyve got you yet again!

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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That is unbelievable Jaynekul, i cant believe your still waiting to be paid after they agreed to pay out..!

 

I hadnt realised that it was such a drawn out procedure if the claim was over £5k. I just asumed the ballifs would go in.

 

Serves me right for assuming. I should know better than assume things with all this.

 

I cant believe im still waiting to hear, i mean my claim was served on 22nd Jan and i still havnt heard anything.

 

I wonder if standing out side the court with a huge poster will make them move faster....:lol: :lol:

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I have just phoned the court as im starting to get a wee bit impatient...!

 

Now i just want to scream.

 

They STILL havnt got round to it yet. I have been told to ring back in 2 weeks to see if they have got to it yet..:-x :-x

 

I told her i filed on 8th January i thought it would of been settled by now, but she says they are only a little office and i need to just bear with them.

 

I asked if my judgement will stand as i havnt heard and apparently it depends on who filed first me or them, but we wont know for at least another 2 weeks..!!!

I am sooo mad.

 

They should have a smiley with steam coming out of its ears....!!!!!!

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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You should complain to the Court manager there is a level of service they are supposed to provide & that is well below

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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